:root {
  --blue: #07144f;
  --blue-dark: #040d38;
  --teal: #ffb800;
  --gold: #ffb800;
  --ink: #07143b;
  --muted: #626a7d;
  --line: #e5e0d2;
  --white: #ffffff;
  --brand-navy: #07144f;
  --brand-navy-light: #10246f;
  --brand-gold: #ffb800;
  --brand-gold-dark: #d99b00;
  --brand-cream: #fff9e9;
  --shadow: 0 18px 45px rgba(7, 20, 79, 0.14);
}

/* Become a Partner page */
.partner-main { color: #18384f; background: #fff; overflow: hidden; }.partner-wrap { width: min(1140px,calc(100% - 48px)); margin: 0 auto; }
.partner-hero { padding: 92px 0 82px; background: radial-gradient(circle at 78% 27%,rgba(18,184,148,.17),transparent 25%),linear-gradient(135deg,#f2f8ff,#eefbf7); }.partner-hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: 65px; }
.partner-kicker,.partner-label { display: inline-block; color: #078d72; font-size: 13px; font-weight: 900; letter-spacing: .1em; text-transform: uppercase; }.partner-hero h1 { margin: 15px 0 22px; color: #10364f; font-size: clamp(50px,6.3vw,78px); line-height: .99; letter-spacing: -.055em; }.partner-hero-copy > p { max-width: 620px; margin: 0; color: #5d7484; font-size: 18px; line-height: 1.7; }
.partner-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 30px; }.partner-btn { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; gap: 18px; padding: 12px 22px; border: 1px solid transparent; border-radius: 13px; font-weight: 900; transition: transform .2s ease; }.partner-btn:hover { transform: translateY(-2px); }.partner-btn-primary { color: #fff; background: linear-gradient(100deg,#1479df,#08b28a); box-shadow: 0 16px 35px rgba(12,132,151,.22); }.partner-btn-outline { color: #17415d; border-color: #bad1dc; background: rgba(255,255,255,.75); }
.partner-trust { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 27px; color: #607687; font-size: 13px; font-weight: 800; }.partner-trust i { width: 4px; height: 4px; border-radius: 50%; background: #09a27f; }
.partner-visual { position: relative; min-height: 470px; }.partner-network-ring { position: absolute; top: 50%; left: 50%; border: 1px solid rgba(14,135,151,.18); border-radius: 50%; transform: translate(-50%,-50%); }.ring-large { width: 430px; height: 430px; }.ring-small { width: 270px; height: 270px; border-color: rgba(8,169,131,.28); }
.partner-center { position: absolute; z-index: 2; top: 50%; left: 50%; width: 155px; height: 155px; display: flex; align-items: center; justify-content: center; flex-direction: column; border-radius: 50%; color: #fff; background: linear-gradient(145deg,#1487e5,#08ad87); transform: translate(-50%,-50%); box-shadow: 0 23px 48px rgba(9,124,147,.25); }.partner-center b { font-size: 42px; line-height: 1; }.partner-center span { margin-top: 8px; font-size: 11px; font-weight: 900; letter-spacing: .08em; text-align: center; }
.partner-node { position: absolute; z-index: 3; width: 138px; padding: 16px; border: 1px solid #d4e4eb; border-radius: 17px; background: rgba(255,255,255,.95); box-shadow: 0 16px 35px rgba(24,76,104,.12); }.partner-node b,.partner-node span { display: block; }.partner-node b { color: #1676ad; }.partner-node span { margin-top: 3px; color: #6b7e8b; font-size: 12px; }.node-one { top: 42px; left: 7%; }.node-two { top: 180px; right: -2%; }.node-three { bottom: 32px; left: 13%; }
.partner-section { padding: 86px 0; }.partner-section h2 { margin: 11px 0 0; color: #153a53; font-size: clamp(33px,4vw,48px); line-height: 1.12; letter-spacing: -.038em; }.partner-heading { max-width: 760px; margin-bottom: 38px; }.partner-heading.centered { margin-right: auto; margin-left: auto; text-align: center; }.partner-heading > p { margin: 13px 0 0; color: #667b8a; line-height: 1.65; }
.partner-intro-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; }.partner-intro-grid > div:last-child p { margin: 0 0 15px; color: #607687; font-size: 17px; line-height: 1.75; }
.partner-benefits { background: #f4f9fc; }.partner-benefit-grid,.partner-product-grid,.partner-step-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }.partner-benefit-grid article,.partner-product-grid article,.partner-step-grid article { padding: 28px 24px; border: 1px solid #d9e6ed; border-radius: 21px; background: #fff; box-shadow: 0 14px 34px rgba(24,76,104,.055); }.partner-benefit-grid article > span { display: inline-flex; width: 41px; height: 41px; align-items: center; justify-content: center; border-radius: 12px; color: #078b70; background: #e5f8f2; font-weight: 900; }.partner-benefit-grid h3,.partner-product-grid h3,.partner-step-grid h3,.partner-profile-list h3 { margin: 17px 0 8px; color: #193b54; font-size: 19px; }.partner-benefit-grid p,.partner-product-grid p,.partner-step-grid p,.partner-profile-list p { margin: 0; color: #687d8c; line-height: 1.6; }
.partner-profiles { color: #fff; background: linear-gradient(120deg,#143e5d,#08736d); }.partner-profile-grid { display: grid; grid-template-columns: .8fr 1.2fr; align-items: center; gap: 75px; }.partner-profiles .partner-label { color: #70e1ca; }.partner-profiles h2 { color: #fff; }.partner-profile-copy p { color: #cfe1e5; line-height: 1.7; }.partner-profile-list { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }.partner-profile-list article { display: grid; grid-template-columns: auto 1fr; gap: 14px; padding: 20px; border-radius: 17px; background: rgba(255,255,255,.1); }.partner-profile-list article > b { display: inline-flex; width: 42px; height: 42px; align-items: center; justify-content: center; border-radius: 12px; color: #72e3ca; background: rgba(255,255,255,.1); font-size: 12px; }.partner-profile-list h3 { margin: 0 0 6px; color: #fff; font-size: 17px; }.partner-profile-list p { color: #d1e1e5; font-size: 14px; }
.partner-product-grid article > b { color: #078e72; font-size: 26px; }.partner-process { background: #eff8f5; }.partner-step-grid strong { color: #0a9878; font-size: 27px; }
.partner-documents { background: #fff; }.partner-doc-grid { display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 70px; }.partner-doc-grid > div:first-child p { color: #647989; line-height: 1.7; }.partner-doc-card { padding: 35px; border-radius: 25px; background: linear-gradient(145deg,#f0f8ff,#edfaf6); box-shadow: 0 20px 48px rgba(24,78,104,.1); }.partner-doc-card ul { margin: 0; padding: 0; list-style: none; }.partner-doc-card li { position: relative; margin: 13px 0; padding-left: 29px; color: #526e7f; line-height: 1.55; }.partner-doc-card li::before { content: '\2713'; position: absolute; left: 0; color: #069674; font-weight: 900; }
.partner-faq { background: #f5f9fc; }.partner-faq-list { display: grid; max-width: 880px; gap: 12px; margin: 0 auto; }.partner-faq-list details { border: 1px solid #d8e5ed; border-radius: 17px; background: #fff; box-shadow: 0 10px 28px rgba(25,78,111,.05); }.partner-faq-list summary { padding: 20px 23px; color: #183b55; cursor: pointer; font-weight: 850; }.partner-faq-list p { margin: 0; padding: 0 23px 21px; color: #657988; line-height: 1.65; }
.partner-cta { padding: 72px 0 26px; color: #fff; background: linear-gradient(115deg,#106dc2,#079f7d); }.partner-cta-grid { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 50px; }.partner-cta span { color: #b8f4e6; font-size: 13px; font-weight: 900; text-transform: uppercase; }.partner-cta h2 { margin: 8px 0 10px; color: #fff; font-size: clamp(34px,4vw,49px); }.partner-cta p { max-width: 700px; margin: 0; color: #d9eef1; line-height: 1.65; }.partner-cta .partner-actions { margin: 0; }.partner-btn-white { color: #087d68; background: #fff; }.partner-btn-ghost { color: #fff; border-color: rgba(255,255,255,.5); background: rgba(255,255,255,.08); }.partner-disclaimer { width: min(1140px,calc(100% - 48px)); max-width: none !important; margin: 48px auto 0 !important; padding-top: 21px; border-top: 1px solid rgba(255,255,255,.22); color: #d5eaec !important; font-size: 12px; text-align: center; }
@media (max-width: 950px) { .partner-hero-grid,.partner-intro-grid,.partner-profile-grid,.partner-doc-grid,.partner-cta-grid { grid-template-columns: 1fr; }.partner-visual { width: min(560px,100%); margin: 0 auto; }.partner-benefit-grid,.partner-product-grid,.partner-step-grid { grid-template-columns: repeat(2,1fr); }.partner-cta .partner-actions { justify-content: flex-start; } }
@media (max-width: 620px) { .partner-wrap { width: calc(100% - 36px); }.partner-hero { padding: 58px 0; }.partner-hero h1 { font-size: 46px; }.partner-hero-copy > p { font-size: 16px; }.partner-actions { flex-direction: column; }.partner-btn { width: 100%; }.partner-trust { display: grid; }.partner-trust i { display: none; }.partner-visual { min-height: 390px; transform: scale(.88); }.partner-section { padding: 64px 0; }.partner-section h2 { font-size: 34px; }.partner-benefit-grid,.partner-product-grid,.partner-step-grid,.partner-profile-list { grid-template-columns: 1fr; }.partner-doc-card { padding: 27px 22px; }.partner-cta { padding-top: 58px; }.partner-disclaimer { width: calc(100% - 36px); } }

/* Shared enquiry section */
.site-enquiry-section { position: relative; padding: 88px 24px; overflow: hidden; background: linear-gradient(130deg, #eef7ff 0%, #effbf7 100%); }
.site-enquiry-section::before { content: ''; position: absolute; top: -190px; right: -120px; width: 470px; height: 470px; border: 70px solid rgba(11,157,126,.055); border-radius: 50%; }
.site-enquiry-shell { position: relative; z-index: 1; display: grid; width: min(1135px,100%); grid-template-columns: .85fr 1.15fr; align-items: center; gap: 65px; margin: 0 auto; }
.site-enquiry-kicker, .site-enquiry-card-head > span { display: inline-block; color: #078c70; font-size: 12px; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.site-enquiry-intro h2 { max-width: 510px; margin: 13px 0 17px; color: #143951; font-size: clamp(35px,4vw,50px); line-height: 1.12; letter-spacing: -.04em; }
.site-enquiry-intro > p { max-width: 500px; margin: 0; color: #637989; font-size: 16px; line-height: 1.7; }
.site-enquiry-contact-list { display: grid; gap: 10px; margin-top: 28px; }
.site-enquiry-contact-list a { display: flex; gap: 11px; color: #173e58; }.site-enquiry-contact-list b { min-width: 70px; color: #078b70; }.site-enquiry-contact-list span { color: #566f80; }
.site-whatsapp-btn { display: inline-flex; min-height: 51px; align-items: center; gap: 13px; margin-top: 28px; padding: 11px 20px; border-radius: 13px; color: #fff; background: #12a66f; box-shadow: 0 15px 32px rgba(11,143,96,.2); font-weight: 900; }
.site-whatsapp-btn > span { padding-right: 13px; border-right: 1px solid rgba(255,255,255,.35); }
.site-enquiry-card { padding: 34px; border: 1px solid #d7e5ec; border-radius: 25px; background: #fff; box-shadow: 0 24px 58px rgba(25,76,105,.12); }
.site-enquiry-card-head { margin-bottom: 22px; }.site-enquiry-card-head h3 { margin: 7px 0 0; color: #173b54; font-size: 27px; }
.site-enquiry-alert { margin-bottom: 17px; padding: 12px 14px; border-radius: 10px; font-size: 13px; font-weight: 750; line-height: 1.5; }.site-enquiry-alert.success { color: #087248; border: 1px solid #a8e2c8; background: #effcf6; }.site-enquiry-alert.error { color: #a02222; border: 1px solid #efbaba; background: #fff1f1; }
.site-enquiry-form { display: grid; gap: 15px; }.site-enquiry-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }.site-enquiry-form label { display: grid; gap: 7px; }.site-enquiry-form label > span { color: #3e5a6e; font-size: 12px; font-weight: 850; }
.site-enquiry-form input, .site-enquiry-form select, .site-enquiry-form textarea { width: 100%; min-height: 47px; padding: 11px 13px; border: 1px solid #cfdee7; border-radius: 11px; outline: none; color: #1d3f56; background: #f9fcfd; font: inherit; font-size: 14px; transition: border-color .2s ease, box-shadow .2s ease; }.site-enquiry-form textarea { min-height: 78px; resize: vertical; }.site-enquiry-form input:focus, .site-enquiry-form select:focus, .site-enquiry-form textarea:focus { border-color: #139c83; box-shadow: 0 0 0 3px rgba(19,156,131,.1); }
.site-enquiry-captcha-row { display: grid; grid-template-columns: 1fr 1fr; align-items: end; gap: 14px; }.site-enquiry-captcha-row label strong { display: flex; min-height: 47px; align-items: center; justify-content: center; border: 1px dashed #8ebcaf; border-radius: 11px; color: #087c67; background: #eefaf6; font-size: 17px; letter-spacing: .06em; }
.site-enquiry-form .site-enquiry-consent { display: grid; grid-template-columns: auto 1fr; align-items: start; gap: 9px; }.site-enquiry-consent input { width: 17px; min-height: 17px; margin-top: 1px; accent-color: #098d73; }.site-enquiry-consent span { font-weight: 600 !important; line-height: 1.45; }
.site-enquiry-honeypot { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.site-enquiry-submit { min-height: 51px; border: 0; border-radius: 12px; color: #fff; background: linear-gradient(100deg,#1678de,#08af88); cursor: pointer; font: inherit; font-weight: 900; box-shadow: 0 14px 29px rgba(11,130,151,.19); }.site-enquiry-submit span { margin-left: 15px; }

@media (max-width: 900px) {
  .site-enquiry-shell { grid-template-columns: 1fr; gap: 40px; }.site-enquiry-intro { text-align: center; }.site-enquiry-intro h2, .site-enquiry-intro > p { margin-right: auto; margin-left: auto; }.site-enquiry-contact-list { width: max-content; max-width: 100%; margin-right: auto; margin-left: auto; text-align: left; }
}

@media (max-width: 600px) {
  .site-enquiry-section { padding: 62px 18px; }.site-enquiry-intro h2 { font-size: 35px; }.site-enquiry-card { padding: 26px 18px; border-radius: 20px; }.site-enquiry-grid, .site-enquiry-captcha-row { grid-template-columns: 1fr; }.site-whatsapp-btn { width: 100%; justify-content: center; }
}

/* Gallery page */
.gallery-main { color: #18374f; background: #fff; overflow: hidden; }
.gallery-wrap { width: min(1160px, calc(100% - 48px)); margin: 0 auto; }
.gallery-hero { position: relative; min-height: 570px; display: flex; align-items: center; overflow: hidden; color: #fff; background: linear-gradient(120deg, #123e60 0%, #0b6d77 58%, #08a27d 100%); }
.gallery-hero::after { content: ''; position: absolute; right: -6%; bottom: -180px; width: 570px; height: 570px; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; }
.gallery-hero-shape { position: absolute; border-radius: 50%; background: rgba(255,255,255,.07); }
.gallery-hero-shape.shape-one { top: -150px; right: 15%; width: 390px; height: 390px; }
.gallery-hero-shape.shape-two { bottom: -90px; left: -80px; width: 260px; height: 260px; }
.gallery-hero-inner { position: relative; z-index: 2; padding: 88px 0; }
.gallery-hero-inner > span, .gallery-heading-row > div > span, .gallery-story span { display: inline-block; color: #70e6ce; font-size: 13px; font-weight: 900; letter-spacing: .11em; text-transform: uppercase; }
.gallery-hero h1 { max-width: 830px; margin: 16px 0 22px; color: #fff; font-size: clamp(53px, 7vw, 86px); line-height: .98; letter-spacing: -.055em; }
.gallery-hero p { max-width: 700px; margin: 0; color: #d7e9ed; font-size: 18px; line-height: 1.7; }
.gallery-hero a { display: inline-flex; min-height: 52px; align-items: center; gap: 18px; margin-top: 30px; padding: 12px 22px; border-radius: 13px; color: #0b7868; background: #fff; font-weight: 900; box-shadow: 0 16px 36px rgba(2,52,63,.2); }
.gallery-collection { padding: 92px 0; }
.gallery-heading-row { display: flex; align-items: end; justify-content: space-between; gap: 30px; margin-bottom: 38px; }
.gallery-heading-row > div > span, .gallery-story span { color: #078c70; }
.gallery-heading-row h2, .gallery-story h2 { margin: 10px 0 0; color: #153a54; font-size: clamp(35px, 4vw, 50px); line-height: 1.12; letter-spacing: -.04em; }
.gallery-filters { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 8px; }
.gallery-filters button { padding: 10px 14px; border: 1px solid #d3e2ea; border-radius: 999px; color: #5d7383; background: #fff; cursor: pointer; font: inherit; font-size: 13px; font-weight: 800; transition: .2s ease; }
.gallery-filters button:hover, .gallery-filters button.active { color: #fff; border-color: #078d73; background: #078d73; }
.gallery-grid { display: grid; grid-template-columns: repeat(12, 1fr); gap: 22px; }
.gallery-empty-state { grid-column: 1 / -1; padding: 72px 25px; border: 1px dashed #b9d2dd; border-radius: 23px; text-align: center; background: #f7fbfc; }.gallery-empty-state span { color: #078c70; font-size: 12px; font-weight: 900; letter-spacing: .1em; text-transform: uppercase; }.gallery-empty-state h3 { margin: 10px 0 8px; color: #183b55; font-size: 28px; }.gallery-empty-state p { margin: 0; color: #687d8c; }
.gallery-item { grid-column: span 6; overflow: hidden; border: 1px solid #dce7ed; border-radius: 23px; background: #fff; box-shadow: 0 16px 40px rgba(24,74,102,.08); transition: opacity .24s ease, transform .24s ease; }
.gallery-item.gallery-hidden { display: none; }
.gallery-item-1, .gallery-item-4 { grid-column: span 7; }.gallery-item-2, .gallery-item-3 { grid-column: span 5; }
.gallery-image-button { position: relative; width: 100%; height: 315px; padding: 0; overflow: hidden; border: 0; background: #eaf2f6; cursor: zoom-in; }
.gallery-item-2 .gallery-image-button, .gallery-item-3 .gallery-image-button { height: 275px; }
.gallery-image-button::after { content: ''; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 55%, rgba(7,39,57,.24)); opacity: 0; transition: opacity .25s ease; }
.gallery-image-button img { width: 100%; height: 100%; object-fit: cover; transition: transform .45s ease; }
.gallery-image-button:hover img { transform: scale(1.045); }.gallery-image-button:hover::after { opacity: 1; }
.gallery-zoom { position: absolute; z-index: 2; right: 18px; bottom: 18px; width: 43px; height: 43px; display: flex; align-items: center; justify-content: center; border-radius: 50%; color: #116d67; background: rgba(255,255,255,.95); font-size: 26px; opacity: 0; transform: translateY(8px); transition: .25s ease; }
.gallery-image-button:hover .gallery-zoom { opacity: 1; transform: translateY(0); }
.gallery-item-copy { padding: 24px 25px 27px; }.gallery-item-copy > span { color: #078c70; font-size: 11px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }.gallery-item-copy h3 { margin: 8px 0; color: #183b55; font-size: 21px; }.gallery-item-copy p { margin: 0; color: #687d8c; line-height: 1.55; }
.gallery-story { padding: 78px 0; background: #edf7f4; }.gallery-story-grid { display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 70px; }.gallery-story p { margin: 0; color: #5f7685; font-size: 17px; line-height: 1.75; }.gallery-story a { display: inline-flex; gap: 14px; margin-top: 20px; color: #087e68; font-weight: 900; }
.gallery-lightbox { position: fixed; z-index: 9999; inset: 0; display: none; align-items: center; justify-content: center; padding: 55px; background: rgba(3,24,38,.92); }.gallery-lightbox.open { display: flex; }.gallery-lightbox figure { max-width: 1080px; max-height: 88vh; margin: 0; }.gallery-lightbox img { display: block; max-width: 100%; max-height: 78vh; border-radius: 16px; box-shadow: 0 24px 70px rgba(0,0,0,.38); }.gallery-lightbox figcaption { margin-top: 14px; color: #fff; font-size: 16px; text-align: center; }.gallery-lightbox-close { position: absolute; top: 18px; right: 24px; width: 48px; height: 48px; border: 1px solid rgba(255,255,255,.4); border-radius: 50%; color: #fff; background: transparent; cursor: pointer; font-size: 31px; }
body.gallery-modal-open { overflow: hidden; }

@media (max-width: 900px) {
  .gallery-heading-row { align-items: flex-start; flex-direction: column; }.gallery-filters { justify-content: flex-start; }
  .gallery-item, .gallery-item-1, .gallery-item-2, .gallery-item-3, .gallery-item-4 { grid-column: span 6; }.gallery-image-button, .gallery-item-2 .gallery-image-button, .gallery-item-3 .gallery-image-button { height: 255px; }
  .gallery-story-grid { grid-template-columns: 1fr; gap: 28px; }
}

@media (max-width: 620px) {
  .gallery-wrap { width: calc(100% - 36px); }.gallery-hero { min-height: 520px; }.gallery-hero-inner { padding: 65px 0; }.gallery-hero h1 { font-size: 49px; }.gallery-hero p { font-size: 16px; }
  .gallery-collection { padding: 66px 0; }.gallery-grid { gap: 17px; }.gallery-item, .gallery-item-1, .gallery-item-2, .gallery-item-3, .gallery-item-4 { grid-column: 1 / -1; }.gallery-image-button, .gallery-item-2 .gallery-image-button, .gallery-item-3 .gallery-image-button { height: 235px; }
  .gallery-filters { width: 100%; }.gallery-filters button { flex: 1 1 45%; }.gallery-story { padding: 62px 0; }.gallery-lightbox { padding: 48px 16px; }
}

/* Term insurance page */
.term-main { color: #18354b; background: #fff; overflow: hidden; }
.term-wrap { width: min(1140px, calc(100% - 48px)); margin: 0 auto; }
.term-hero { padding: 92px 0 84px; background: radial-gradient(circle at 80% 30%, rgba(16,185,148,.16), transparent 27%), linear-gradient(135deg, #f4f9ff 0%, #effcf8 100%); }
.term-hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: 64px; }
.term-eyebrow, .term-label { display: inline-block; color: #098f73; font-size: 13px; font-weight: 900; letter-spacing: .09em; text-transform: uppercase; }
.term-hero h1 { margin: 16px 0 22px; color: #0c2f4a; font-size: clamp(48px, 6vw, 76px); line-height: .99; letter-spacing: -.055em; }
.term-hero-copy > p { max-width: 620px; margin: 0; color: #597183; font-size: 18px; line-height: 1.7; }
.term-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 30px; }
.term-btn { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; gap: 18px; padding: 12px 22px; border: 1px solid transparent; border-radius: 13px; font-weight: 900; transition: transform .2s ease, box-shadow .2s ease; }
.term-btn:hover { transform: translateY(-2px); }
.term-btn-primary { color: #fff; background: linear-gradient(100deg, #1379df, #08b78e); box-shadow: 0 16px 35px rgba(13,135,157,.22); }
.term-btn-outline { color: #17415d; border-color: #bcd1dd; background: rgba(255,255,255,.72); }
.term-trust { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 28px; color: #607588; font-size: 13px; font-weight: 800; }
.term-trust i { width: 4px; height: 4px; border-radius: 50%; background: #11a788; }
.term-hero-art { position: relative; min-height: 470px; }
.term-orbit { position: absolute; border: 1px solid rgba(27,130,177,.16); border-radius: 50%; }
.orbit-one { inset: 36px; }
.orbit-two { inset: 92px; border-color: rgba(10,170,135,.2); }
.term-shield { position: absolute; z-index: 2; top: 76px; left: 50%; width: 220px; height: 250px; transform: translateX(-50%); display: flex; align-items: center; justify-content: center; text-align: center; color: #fff; background: linear-gradient(145deg, #1489e9, #08b88d); clip-path: polygon(50% 0, 92% 17%, 85% 70%, 50% 100%, 15% 70%, 8% 17%); filter: drop-shadow(0 25px 24px rgba(8,115,138,.25)); }
.term-shield span { position: absolute; inset: 15px; border: 1px solid rgba(255,255,255,.35); clip-path: inherit; }
.term-shield b { font-size: 25px; line-height: 1.18; }
.term-person { position: absolute; z-index: 3; bottom: 40px; display: flex; flex-direction: column; align-items: center; }
.term-person i { width: 38px; height: 38px; border-radius: 50%; background: #ffd4ac; }
.term-person b { width: 72px; height: 78px; margin-top: 6px; border-radius: 34px 34px 12px 12px; background: #185c8d; }
.person-one { left: 34%; }.person-two { left: 49%; transform: scale(1.13); }.person-three { left: 64%; transform: scale(.84); }
.person-two b { background: #0b9c80; }.person-three b { background: #efad4b; }
.term-art-card { position: absolute; z-index: 4; width: 170px; padding: 16px 18px; border: 1px solid rgba(178,210,222,.7); border-radius: 16px; background: rgba(255,255,255,.91); box-shadow: 0 18px 38px rgba(23,82,111,.12); }
.term-art-card b, .term-art-card span { display: block; }.term-art-card b { color: #126eaa; }.term-art-card span { margin-top: 4px; color: #6a7d8a; font-size: 12px; line-height: 1.4; }
.term-art-card.card-left { top: 52px; left: 0; }.term-art-card.card-right { top: 190px; right: -12px; }
.term-section { padding: 86px 0; }
.term-section h2 { margin: 12px 0 0; color: #133952; font-size: clamp(32px, 4vw, 48px); line-height: 1.12; letter-spacing: -.035em; }
.term-heading { max-width: 760px; margin-bottom: 38px; }.term-heading.centered { margin-right: auto; margin-left: auto; text-align: center; }
.term-heading > p { margin: 13px 0 0; color: #667c8c; line-height: 1.65; }
.term-intro-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: start; }
.term-copy p { margin: 0 0 15px; color: #607687; font-size: 17px; line-height: 1.75; }
.term-who { background: #f5f9fc; }
.term-card-grid, .term-option-grid, .term-claim-grid { display: grid; gap: 18px; }
.term-card-grid-four { grid-template-columns: repeat(4, 1fr); }
.term-card-grid article, .term-option-grid article, .term-claim-grid article { padding: 29px 25px; border: 1px solid #d9e6ee; border-radius: 20px; background: #fff; box-shadow: 0 14px 34px rgba(25,79,108,.055); }
.term-card-grid article > span { display: inline-flex; width: 40px; height: 40px; align-items: center; justify-content: center; border-radius: 12px; color: #078a70; background: #e5f8f2; font-weight: 900; }
.term-card-grid h3, .term-option-grid h3, .term-claim-grid h3, .term-checklist h3 { margin: 18px 0 9px; color: #173b55; font-size: 20px; }
.term-card-grid p, .term-option-grid p, .term-claim-grid p, .term-checklist p { margin: 0; color: #697e8d; line-height: 1.62; }
.term-cover-plan { color: #fff; background: linear-gradient(120deg, #113e62, #086d6a); }
.term-cover-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 80px; align-items: center; }
.term-cover-plan .term-label { color: #6ce1c8; }.term-cover-plan h2 { color: #fff; }.term-cover-copy > p { color: #cde0e6; line-height: 1.7; }
.term-formula { margin-top: 26px; padding: 22px; border: 1px solid rgba(255,255,255,.18); border-radius: 16px; background: rgba(255,255,255,.08); }
.term-formula b, .term-formula span { display: block; }.term-formula b { color: #7ce5ce; }.term-formula span { margin-top: 7px; color: #eff8f8; line-height: 1.55; }
.term-checklist { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.term-checklist article { display: grid; grid-template-columns: auto 1fr; gap: 14px; padding: 20px; border-radius: 17px; background: rgba(255,255,255,.1); }
.term-checklist article > b { color: #78e4cd; }.term-checklist h3 { margin: 0 0 6px; color: #fff; font-size: 17px; }.term-checklist p { color: #cfe1e5; font-size: 14px; }
.term-option-grid { grid-template-columns: repeat(3, 1fr); }
.term-option-grid article > b { color: #0b9476; font-size: 13px; text-transform: uppercase; }
.term-process { background: #f3f9f7; }
.term-process-line { display: grid; grid-template-columns: repeat(6, 1fr); gap: 12px; }
.term-process-line article { position: relative; padding: 24px 16px; text-align: center; }
.term-process-line strong { display: inline-flex; width: 48px; height: 48px; align-items: center; justify-content: center; border-radius: 50%; color: #fff; background: linear-gradient(135deg,#1688df,#08aa84); box-shadow: 0 9px 22px rgba(10,132,149,.2); }
.term-process-line h3 { margin: 15px 0 7px; color: #173b55; }.term-process-line p { margin: 0; color: #6b7e8b; font-size: 14px; line-height: 1.55; }
.term-essential-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 65px; align-items: center; }
.term-list, .term-critical-card ul { margin: 28px 0 0; padding: 0; list-style: none; }
.term-list li, .term-critical-card li { position: relative; margin: 12px 0; padding-left: 27px; color: #617687; line-height: 1.55; }
.term-list li::before, .term-critical-card li::before { content: '\2713'; position: absolute; left: 0; color: #08a47f; font-weight: 900; }
.term-critical-card { padding: 38px; border-radius: 26px; color: #fff; background: linear-gradient(145deg,#173e5b,#126b75); box-shadow: 0 24px 55px rgba(19,74,91,.2); }
.term-critical-card > span { color: #70e1c9; font-size: 12px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }.term-critical-card h3 { margin: 10px 0 0; color: #fff; font-size: 28px; }.term-critical-card li { color: #d9e8eb; }.term-critical-card li::before { color: #72e2cb; }
.term-claim { background: #f4f8fc; }.term-claim-grid { grid-template-columns: repeat(4,1fr); }.term-claim-grid strong { color: #0a9a79; font-size: 26px; }.term-note { max-width: 900px; margin: 24px auto 0; color: #6a7d8b; font-size: 13px; line-height: 1.6; text-align: center; }
.term-faq-list { display: grid; max-width: 880px; gap: 12px; margin: 0 auto; }.term-faq-list details { border: 1px solid #d8e5ed; border-radius: 17px; background: #fff; box-shadow: 0 10px 28px rgba(25,78,111,.05); }.term-faq-list summary { padding: 20px 23px; color: #183b55; cursor: pointer; font-weight: 850; }.term-faq-list p { margin: 0; padding: 0 23px 21px; color: #657988; line-height: 1.65; }
.term-consultation { padding: 72px 0 28px; color: #fff; background: linear-gradient(115deg,#0e69bd,#079f7e); }.term-consult-grid { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 50px; }.term-consultation h2 { margin: 8px 0 10px; color: #fff; font-size: clamp(32px,4vw,48px); }.term-consultation p { max-width: 700px; margin: 0; color: #d9eff1; line-height: 1.65; }.term-consultation .term-actions { margin: 0; }.term-btn-white { color: #087c69; background: #fff; }.term-btn-ghost { color: #fff; border-color: rgba(255,255,255,.5); background: rgba(255,255,255,.08); }.term-legal { width: min(1140px,calc(100% - 48px)); margin: 50px auto 0 !important; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.22); color: #d5ebed !important; font-size: 12px; text-align: center; }

@media (max-width: 980px) {
  .term-hero-grid, .term-intro-grid, .term-cover-grid, .term-essential-grid, .term-consult-grid { grid-template-columns: 1fr; }
  .term-hero-art { width: min(560px,100%); margin: 0 auto; }
  .term-card-grid-four, .term-option-grid, .term-claim-grid { grid-template-columns: repeat(2,1fr); }
  .term-process-line { grid-template-columns: repeat(3,1fr); }
  .term-consultation .term-actions { justify-content: flex-start; }
}

@media (max-width: 640px) {
  .term-wrap { width: min(100% - 36px,1140px); }
  .term-hero { padding: 58px 0 55px; }.term-hero h1 { font-size: 46px; }.term-hero-copy > p { font-size: 16px; }
  .term-actions { flex-direction: column; }.term-btn { width: 100%; }.term-trust i { display: none; }.term-trust { display: grid; }
  .term-hero-art { min-height: 390px; transform: scale(.92); }.term-art-card { width: 145px; }.term-art-card.card-left { left: -16px; }.term-art-card.card-right { right: -16px; }
  .term-section { padding: 64px 0; }.term-section h2 { font-size: 34px; }
  .term-card-grid-four, .term-option-grid, .term-claim-grid, .term-checklist, .term-process-line { grid-template-columns: 1fr; }
  .term-process-line article { padding: 12px 16px 22px; }
  .term-critical-card { padding: 29px 23px; }.term-consultation { padding-top: 58px; }.term-legal { width: calc(100% - 36px); }
}

.blog-list-main {
  background: #ffffff;
}

.blog-hero-strip {
  max-width: 1320px;
  margin: 0 auto;
  padding: 42px 30px 20px;
}

.blog-hero-strip div,
.blog-category-grid {
  max-width: 1320px;
  margin: 0 auto;
}

.blog-hero-strip span {
  display: inline-flex;
  margin-bottom: 14px;
  padding: 8px 14px;
  border-radius: 999px;
  color: var(--blue);
  background: #edf6ff;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
}

.blog-hero-strip h1 {
  margin: 0 0 12px;
  color: #070b14;
  font-size: clamp(30px, 3vw, 40px);
  line-height: 1.1;
  font-weight: 600;
}

.blog-hero-strip p {
  max-width: 720px;
  margin: 0;
  color: #526173;
  font-size: 16px;
  line-height: 1.55;
}

.blog-category-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 18px 30px 74px;
}

.blog-category-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.blog-category-card {
  overflow: hidden;
  border: 1px solid #dde3eb;
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 7px 18px rgba(16, 42, 67, 0.1);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.blog-category-card:hover {
  transform: translateY(-6px);
  border-color: rgba(5, 88, 155, 0.28);
  box-shadow: 0 18px 42px rgba(16, 42, 67, 0.16);
}

.blog-category-card a {
  display: block;
  color: inherit;
}

.blog-card-media {
  position: relative;
  min-height: 216px;
  overflow: hidden;
  background: #eff6ff;
}

.blog-card-media img {
  position: absolute;
  right: -16px;
  bottom: -8px;
  width: 58%;
  height: 92%;
  object-fit: contain;
  filter: drop-shadow(0 16px 24px rgba(0, 50, 100, 0.22));
  transition: transform 240ms ease;
}

.blog-category-card:hover .blog-card-media img {
  transform: scale(1.05);
}

.blog-card-poster {
  position: relative;
  z-index: 1;
  display: grid;
  align-content: center;
  min-height: 216px;
  width: 64%;
  padding: 20px 22px;
}

.blog-card-poster small {
  width: max-content;
  margin-bottom: 16px;
  padding: 4px 8px;
  color: #ffffff;
  background: var(--teal);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .08em;
}

.blog-card-poster strong {
  color: #053768;
  font-size: 28px;
  line-height: .95;
  font-weight: 650;
}

.blog-card-poster span {
  width: max-content;
  max-width: 100%;
  margin-top: 16px;
  padding: 8px 10px;
  border-radius: 4px;
  color: #ffffff;
  background: #053768;
  font-size: 12px;
  font-weight: 600;
}

.theme-green {
  background: linear-gradient(135deg, #f5fbff, #f9efe4);
}

.theme-navy {
  background: linear-gradient(135deg, #071d49, #0b4c95);
}

.theme-navy .blog-card-poster strong,
.theme-navy .blog-card-poster small {
  color: #ffffff;
}

.theme-navy .blog-card-poster span {
  color: #071d49;
  background: #fff24b;
}

.theme-cyan {
  background: linear-gradient(135deg, #f7fbff, #e6f8ff);
}

.theme-indigo {
  background: linear-gradient(135deg, #eef6ff, #dce9ff);
}

.theme-purple {
  background: linear-gradient(135deg, #fbf7ff, #edf3ff);
}

.theme-teal {
  background: linear-gradient(135deg, #f5fffc, #e7fbff);
}

.theme-violet {
  background: linear-gradient(135deg, #f8f4ff, #f0f8ff);
}

.theme-orange {
  background: linear-gradient(135deg, #fff9ef, #f0f8ff);
}

.blog-card-body {
  padding: 22px 24px 26px;
}

.blog-card-body h2 {
  margin: 0 0 10px;
  color: #080d17;
  font-size: 22px;
  line-height: 1.15;
  font-weight: 600;
}

.blog-card-body p {
  margin: 0 0 24px;
  color: #46556b;
  font-size: 15px;
  line-height: 1.45;
  font-weight: 400;
}

.blog-card-body > span {
  display: inline-flex;
  padding: 6px 12px;
  border-radius: 10px;
  color: #070b14;
  background: #f1f1f4;
  font-size: 13px;
  font-weight: 600;
}

.recent-posts-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 0 30px 90px;
}

.recent-posts-heading {
  margin-bottom: 30px;
}

.recent-posts-heading h2 {
  margin: 0 0 10px;
  color: #07111f;
  font-size: clamp(30px, 3vw, 40px);
  line-height: 1.12;
  font-weight: 600;
}

.recent-posts-heading p {
  margin: 0;
  color: #46556b;
  font-size: 18px;
  line-height: 1.45;
}

.recent-posts-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 28px;
}

.recent-post-card {
  overflow: hidden;
  border: 1px solid #dde3eb;
  border-radius: 12px;
  background: #ffffff;
  box-shadow: 0 7px 18px rgba(16, 42, 67, 0.08);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.recent-post-card:hover {
  transform: translateY(-5px);
  border-color: rgba(5, 88, 155, 0.28);
  box-shadow: 0 18px 42px rgba(16, 42, 67, 0.14);
}

.recent-post-card a {
  display: block;
  color: inherit;
}

.recent-post-media {
  height: 178px;
  overflow: hidden;
  background: #f1f6fb;
}

.recent-post-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 240ms ease;
}

.recent-post-card:hover .recent-post-media img {
  transform: scale(1.04);
}

.recent-post-body {
  padding: 20px 18px 18px;
}

.post-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.post-meta span {
  display: inline-flex;
  padding: 6px 12px;
  border: 1px solid #d9dfe7;
  border-radius: 9px;
  color: #17233a;
  background: #ffffff;
  font-size: 13px;
  font-weight: 500;
  white-space: nowrap;
}

.post-meta time {
  color: #607089;
  font-size: 14px;
  white-space: nowrap;
}

.recent-post-body h3 {
  display: -webkit-box;
  min-height: 76px;
  margin: 0 0 12px;
  overflow: hidden;
  color: #07111f;
  font-size: 21px;
  line-height: 1.35;
  font-weight: 600;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 2;
}

.recent-post-body p {
  display: -webkit-box;
  min-height: 58px;
  margin: 0 0 16px;
  overflow: hidden;
  color: #4a5870;
  font-size: 15px;
  line-height: 1.45;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 2;
}

.post-author {
  padding-top: 15px;
  border-top: 1px solid #edf0f4;
  color: #526173;
  font-size: 14px;
}

.category-page-hero {
  max-width: 1320px;
  margin: 0 auto;
  padding: 46px 30px 24px;
}

.category-page-hero > div {
  position: relative;
  overflow: hidden;
  min-height: 230px;
  padding: 34px 38px;
  border: 1px solid #dce5ef;
  border-radius: 14px;
  background:
    radial-gradient(circle at 88% 16%, rgba(11, 196, 200, .18), transparent 26%),
    linear-gradient(135deg, #f5fbff, #ffffff);
  box-shadow: 0 10px 28px rgba(16, 42, 67, 0.08);
}

.category-page-hero a {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 14px;
  font-weight: 600;
}

.category-page-hero span {
  display: inline-flex;
  margin-left: 14px;
  padding: 7px 12px;
  border-radius: 999px;
  color: #07111f;
  background: #edf3fa;
  font-size: 13px;
  font-weight: 600;
}

.category-page-hero h1 {
  margin: 0 0 12px;
  color: #07111f;
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.08;
  font-weight: 600;
}

.category-page-hero p {
  max-width: 760px;
  margin: 0;
  color: #46556b;
  font-size: 17px;
  line-height: 1.58;
}

.category-posts-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 24px 30px 90px;
}

.category-posts-head {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 24px;
}

.category-posts-head h2 {
  margin: 0;
  color: #07111f;
  font-size: clamp(28px, 3vw, 38px);
  line-height: 1.15;
  font-weight: 600;
}

.category-posts-head p {
  margin: 0;
  color: #526173;
  font-size: 15px;
}

.category-posts-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.blog-detail-main {
  background: #ffffff;
}

.blog-detail-article {
  max-width: 980px;
  margin: 0 auto;
  padding: 46px 30px 50px;
}

.blog-back-link {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 14px;
  font-weight: 600;
}

.blog-detail-hero h1 {
  max-width: 920px;
  margin: 18px 0 16px;
  color: #07111f;
  font-size: clamp(34px, 4vw, 54px);
  line-height: 1.12;
  font-weight: 600;
}

.blog-detail-hero p {
  max-width: 780px;
  margin: 0 0 16px;
  color: #46556b;
  font-size: 18px;
  line-height: 1.6;
}

.detail-author {
  color: #526173;
  font-size: 15px;
}

.blog-detail-image {
  margin: 34px 0;
  overflow: hidden;
  border: 1px solid #dce5ef;
  border-radius: 14px;
  background: #f4f8fc;
  box-shadow: 0 10px 28px rgba(16, 42, 67, 0.08);
}

.blog-detail-image img {
  display: block;
  width: 100%;
  max-height: 460px;
  object-fit: cover;
}

.blog-detail-content {
  color: #23344d;
  font-size: 18px;
  line-height: 1.75;
}

.blog-detail-content h2 {
  margin: 34px 0 12px;
  color: #07111f;
  font-size: 28px;
  line-height: 1.25;
  font-weight: 600;
}

.blog-detail-content p {
  margin: 0 0 18px;
}

.blog-detail-content ul {
  display: grid;
  gap: 12px;
  margin: 0 0 20px;
  padding-left: 22px;
}

.blog-detail-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-top: 38px;
  padding: 26px;
  border-radius: 14px;
  color: #ffffff;
  background: linear-gradient(135deg, var(--blue), #00b884);
}

.blog-detail-cta h3 {
  margin: 0 0 8px;
  font-size: 22px;
  font-weight: 600;
}

.blog-detail-cta p {
  margin: 0;
  color: rgba(255, 255, 255, .86);
  font-size: 15px;
  line-height: 1.5;
}

.blog-detail-cta a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border-radius: 999px;
  color: var(--blue);
  background: #ffffff;
  font-weight: 700;
  white-space: nowrap;
}

.related-posts-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 20px 30px 90px;
}

@media (max-width: 980px) {
  .blog-category-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .recent-posts-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .category-posts-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

/* FINANZIA brand theme: deep navy, golden yellow and white */
body {
  color: var(--brand-navy);
}

.site-header {
  border-bottom: 2px solid var(--brand-gold);
  box-shadow: 0 5px 20px rgba(7, 20, 79, 0.1);
}

.topbar {
  background: var(--brand-navy);
}

.topbar a:hover,
.footer-links a:hover {
  color: var(--brand-gold);
}

.topbar-phone .topbar-contact-icon,
.topbar-tagline .topbar-contact-icon,
.topbar-partner .topbar-contact-icon {
  filter: drop-shadow(0 3px 8px rgba(255, 184, 0, 0.3));
}

.nav-trigger,
.nav-link {
  color: var(--brand-navy);
}

.nav-trigger:hover,
.nav-item:hover > .nav-trigger,
.nav-link:hover,
.nav-link.active,
.mega-panel a:hover,
.dropdown-menu a:hover,
.mega-tabs button.active,
.mega-tabs button:hover,
.mega-tabs span {
  color: var(--brand-gold-dark);
}

.mega-tabs button.active,
.mega-tabs button:hover {
  background: var(--brand-cream);
}

.mega-tabs,
.mega-panel,
.dropdown-menu {
  border-color: rgba(7, 20, 79, 0.14);
  box-shadow: 0 18px 44px rgba(7, 20, 79, 0.16);
}

.menu-toggle span {
  background: var(--brand-navy);
}

.hero-pill::before,
.section-heading span,
.loan-meta strong,
.bank-kicker,
.about-label,
.about-kicker,
.contact-label,
.contact-kicker,
.detail-label,
.detail-kicker,
.service-area-heading > span,
.partner-kicker,
.partner-label,
.term-eyebrow,
.term-label,
.gallery-heading-row > div > span,
.gallery-story span,
.gallery-item-copy > span,
.site-enquiry-kicker,
.site-enquiry-card-head > span,
.health-label,
.health-kicker,
.motor-label,
.motor-kicker {
  color: var(--brand-gold-dark);
}

.primary-btn,
.site-enquiry-submit,
.partner-btn-primary,
.term-btn-primary,
.health-primary-btn,
.motor-primary-btn,
.contact-submit,
.about-btn-primary,
.detail-primary-btn {
  color: #ffffff;
  background: linear-gradient(105deg, var(--brand-navy), var(--brand-navy-light));
  border-color: var(--brand-gold);
  box-shadow: 0 14px 30px rgba(7, 20, 79, 0.22);
}

.primary-btn:hover,
.site-enquiry-submit:hover,
.partner-btn-primary:hover,
.term-btn-primary:hover,
.health-primary-btn:hover,
.motor-primary-btn:hover,
.contact-submit:hover,
.about-btn-primary:hover,
.detail-primary-btn:hover {
  color: var(--brand-navy);
  background: var(--brand-gold);
  box-shadow: 0 17px 34px rgba(217, 155, 0, 0.25);
}

.stats-band,
.home-page .stats-band {
  background: linear-gradient(100deg, #040d38 0%, #07144f 56%, #10246f 100%);
  border-top: 4px solid var(--brand-gold);
  border-bottom: 4px solid var(--brand-gold);
}

.stats-band strong,
.home-page .stats-band strong {
  color: var(--brand-gold);
}

.loan-card,
.product-card,
.bank-card,
.service-area-card,
.site-enquiry-card {
  border-color: rgba(7, 20, 79, 0.14);
}

.loan-card:hover,
.product-card:hover,
.bank-card:hover,
.service-area-card:hover {
  border-color: var(--brand-gold);
  box-shadow: 0 22px 46px rgba(7, 20, 79, 0.14);
}

.loan-meta b,
.hero-pill,
.section-heading span,
.apply-copy span,
.testimonial-band span {
  color: var(--brand-navy);
  border-color: rgba(255, 184, 0, 0.35);
  background: var(--brand-cream);
}

.site-enquiry-section,
.partner-benefits,
.partner-process,
.partner-faq,
.gallery-story,
.term-claim,
.health-section-soft,
.motor-claim-guide {
  background: linear-gradient(135deg, #fffdf7 0%, var(--brand-cream) 100%);
}

.site-enquiry-form input:focus,
.site-enquiry-form select:focus,
.site-enquiry-form textarea:focus,
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--brand-gold);
  box-shadow: 0 0 0 3px rgba(255, 184, 0, 0.14);
}

.site-enquiry-captcha-row label strong {
  color: var(--brand-navy);
  border-color: var(--brand-gold);
  background: var(--brand-cream);
}

.site-enquiry-consent input {
  accent-color: var(--brand-gold-dark);
}

.partner-center,
.term-shield,
.term-process-line strong {
  background: linear-gradient(145deg, var(--brand-navy-light), var(--brand-navy));
}

.partner-profiles,
.partner-cta,
.gallery-hero,
.term-cover-plan,
.term-critical-card,
.term-consultation,
.health-cta,
.motor-office-section {
  background: linear-gradient(120deg, #040d38, #07144f 62%, #10246f);
}

.partner-profiles .partner-label,
.partner-cta span,
.gallery-hero-inner > span,
.term-cover-plan .term-label,
.health-cta span,
.motor-office-section > div > span {
  color: var(--brand-gold);
}

.partner-benefit-grid article > span,
.term-card-grid article > span,
.health-feature-grid article > span {
  color: var(--brand-navy);
  background: var(--brand-cream);
}

.partner-product-grid article > b,
.partner-step-grid strong,
.term-option-grid article > b,
.term-claim-grid strong,
.motor-claim-steps strong,
.motor-ready-grid span {
  color: var(--brand-gold-dark);
}

.gallery-filters button:hover,
.gallery-filters button.active {
  color: var(--brand-navy);
  border-color: var(--brand-gold);
  background: var(--brand-gold);
}

.footer {
  background: #040a25;
  border-top: 4px solid var(--brand-gold);
}

.footer-contact-row span,
.footer-info > h2::before,
.footer-info article > span {
  color: var(--brand-gold);
  background: rgba(255, 184, 0, 0.12);
}

.footer-info > h2::before {
  background: var(--brand-gold);
}

.footer-info article {
  border-color: rgba(255, 184, 0, 0.18);
  background: #08133e;
}

.footer-link-panel {
  border-color: rgba(255, 184, 0, 0.16);
  background: #050c2d;
}

/* Color-coded footer contact icons */
.footer-contact-row::before {
  width: 26px !important;
  height: 26px !important;
  flex-basis: 26px !important;
  filter: drop-shadow(0 5px 10px rgba(0, 0, 0, 0.22));
}

.footer-contact-row.footer-phone::before {
  background-color: #45a3ff !important;
}

.footer-contact-row.whatsapp::before {
  background-color: #25d366 !important;
}

.footer-contact-row.footer-email::before {
  background-color: var(--brand-gold) !important;
}

.footer-contact-row.whatsapp {
  flex-wrap: wrap;
}

/* Homepage: admin-managed promotional offer cards */
.home-offer-strip {
  position: relative;
  max-width: 1520px;
  margin: 0 auto;
  padding: 52px 30px 44px;
  overflow: hidden;
  background:
    radial-gradient(circle at 6% 15%, rgba(255, 184, 0, 0.1), transparent 24%),
    linear-gradient(180deg, #fffdf7, #ffffff);
}

.home-offer-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin: 0 auto 24px;
}

.home-offer-heading > span {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--brand-gold-dark);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.home-offer-heading > span::before {
  width: 32px;
  height: 2px;
  background: var(--brand-gold);
  content: "";
}

.home-offer-heading h2 {
  max-width: 650px;
  margin: 0;
  color: var(--brand-navy);
  font-size: clamp(28px, 3.2vw, 44px);
  line-height: 1.1;
  text-align: right;
}

.home-offer-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.home-offer-card {
  position: relative;
  min-height: 390px;
  overflow: hidden;
  border: 1px solid rgba(7, 20, 79, 0.15);
  border-radius: 28px;
  background: var(--brand-navy);
  box-shadow: 0 20px 50px rgba(7, 20, 79, 0.16);
  isolation: isolate;
  transition: border-color 240ms ease, box-shadow 240ms ease, transform 240ms ease;
}

.home-offer-card:hover {
  border-color: var(--brand-gold);
  box-shadow: 0 28px 60px rgba(7, 20, 79, 0.22);
  transform: translateY(-7px);
}

.home-offer-card > img {
  position: absolute;
  z-index: -2;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 650ms cubic-bezier(0.2, 0.75, 0.25, 1);
}

.home-offer-card:hover > img {
  transform: scale(1.035);
}

.home-offer-shade {
  position: absolute;
  z-index: -1;
  inset: 0;
  background: linear-gradient(90deg, rgba(3, 10, 43, 0.98) 0%, rgba(7, 20, 79, 0.91) 40%, rgba(7, 20, 79, 0.2) 75%, transparent 100%);
}

.home-offer-card--gold .home-offer-shade {
  background: linear-gradient(90deg, rgba(3, 10, 43, 0.98) 0%, rgba(7, 20, 79, 0.9) 38%, rgba(255, 184, 0, 0.13) 72%, transparent 100%);
}

.home-offer-copy {
  display: flex;
  width: min(58%, 430px);
  min-height: 390px;
  align-items: flex-start;
  justify-content: center;
  flex-direction: column;
  padding: 40px 0 40px 42px;
  color: #ffffff;
}

.home-offer-eyebrow {
  color: var(--brand-gold);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.home-offer-copy h3 {
  margin: 12px 0 13px;
  color: #ffffff;
  font-size: clamp(28px, 2.6vw, 40px);
  line-height: 1.04;
}

.home-offer-copy p {
  margin: 0;
  color: rgba(255, 255, 255, 0.78);
  font-size: 14px;
  line-height: 1.58;
}

.home-offer-copy b {
  display: inline-flex;
  margin-top: 17px;
  padding: 7px 11px;
  border: 1px solid rgba(255, 184, 0, 0.36);
  border-radius: 999px;
  color: #ffe39a;
  background: rgba(255, 184, 0, 0.1);
  font-size: 11px;
  letter-spacing: 0.04em;
}

.home-offer-copy a {
  display: inline-flex;
  min-height: 45px;
  align-items: center;
  gap: 14px;
  margin-top: 21px;
  padding: 0 18px;
  border-radius: 999px;
  color: var(--brand-navy);
  background: var(--brand-gold);
  box-shadow: 0 12px 24px rgba(255, 184, 0, 0.2);
  font-size: 13px;
  font-weight: 900;
  transition: background 180ms ease, transform 180ms ease;
}

.home-offer-copy a:hover {
  background: #ffffff;
  transform: translateY(-2px);
}

.home-offer-copy a span {
  font-size: 18px;
  transition: transform 180ms ease;
}

.home-offer-copy a:hover span {
  transform: translateX(4px);
}

@media (max-width: 1050px) {
  .home-offer-grid {
    grid-template-columns: 1fr;
  }

  .home-offer-card,
  .home-offer-copy {
    min-height: 360px;
  }
}

@media (max-width: 640px) {
  .home-offer-strip {
    padding: 40px 18px 34px;
  }

  .home-offer-heading {
    align-items: flex-start;
    flex-direction: column;
  }

  .home-offer-heading h2 {
    text-align: left;
  }

  .home-offer-card {
    min-height: 500px;
    border-radius: 22px;
  }

  .home-offer-card > img {
    object-position: 67% center;
  }

  .home-offer-shade,
  .home-offer-card--gold .home-offer-shade {
    background: linear-gradient(0deg, rgba(3, 10, 43, 0.99) 0%, rgba(7, 20, 79, 0.9) 55%, rgba(7, 20, 79, 0.08) 100%);
  }

  .home-offer-copy {
    position: absolute;
    inset: auto 0 0;
    width: 100%;
    min-height: 0;
    padding: 32px 25px 28px;
  }

  .home-offer-copy h3 {
    font-size: 30px;
  }
}

/* Fixed back-to-top control */
.back-to-top {
  position: fixed;
  right: 30px;
  bottom: 103px;
  z-index: 1190;
  display: grid;
  width: 52px;
  height: 52px;
  place-items: center;
  padding: 0;
  border: 2px solid var(--brand-gold);
  border-radius: 50%;
  color: var(--brand-navy);
  background: var(--brand-gold);
  box-shadow: 0 13px 30px rgba(7, 20, 79, 0.25);
  cursor: pointer;
  opacity: 0;
  pointer-events: none;
  transform: translateY(14px);
  transition: opacity 200ms ease, transform 200ms ease, color 180ms ease, background 180ms ease;
}

.back-to-top span {
  font-size: 29px;
  font-weight: 900;
  line-height: 1;
  transform: translateY(-1px);
}

.back-to-top.is-visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.back-to-top:hover,
.back-to-top:focus-visible {
  color: var(--brand-gold);
  background: var(--brand-navy);
  outline: none;
  transform: translateY(-4px);
}

@media (max-width: 640px) {
  .back-to-top {
    right: 21px;
    bottom: 92px;
    width: 46px;
    height: 46px;
  }

  .back-to-top span {
    font-size: 25px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .back-to-top {
    transition: none;
  }
}

.footer-link-panel a:hover,
.footer-credit a:hover {
  color: var(--brand-gold);
}

.footer-bottom {
  color: #ffffff;
  background: var(--brand-navy);
  border-top: 1px solid rgba(255, 184, 0, 0.35);
}

.footer-credit a {
  color: var(--brand-gold);
  text-decoration-color: rgba(255, 184, 0, 0.55);
}

/* Home: animated loan category showcase */
.home-page .loan-category-showcase {
  position: relative;
  overflow: hidden;
  padding: 46px max(24px, calc((100% - 1320px) / 2)) 72px;
  background:
    radial-gradient(circle at 8% 17%, rgba(23, 119, 242, 0.09), transparent 27%),
    radial-gradient(circle at 92% 72%, rgba(8, 184, 147, 0.08), transparent 25%),
    #f8fbff;
}

.home-page #apply {
  padding-bottom: 32px;
}

.home-page .loan-category-showcase::before,
.home-page .loan-category-showcase::after {
  position: absolute;
  width: 260px;
  height: 260px;
  border: 1px solid rgba(31, 111, 235, 0.12);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.home-page .loan-category-showcase::before {
  top: 180px;
  left: -150px;
}

.home-page .loan-category-showcase::after {
  right: -170px;
  bottom: 260px;
}

.home-page .loan-category-showcase > .section-heading {
  position: relative;
  z-index: 1;
  max-width: 760px;
  margin: 0 auto 46px;
  text-align: center;
}

.home-page .loan-category-showcase > .section-heading p {
  max-width: 680px;
  margin: 14px auto 0;
  color: #607086;
  line-height: 1.75;
}

.home-page .loan-category-stack {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 38px;
}

.home-page .loan-category-feature {
  --category-accent: #176ff2;
  position: relative;
  display: grid;
  min-height: 520px;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  overflow: hidden;
  border: 1px solid #dfe7f1;
  border-radius: 34px;
  background: #ffffff;
  box-shadow: 0 26px 64px rgba(21, 43, 76, 0.12);
  transition: opacity 760ms ease, transform 760ms cubic-bezier(0.2, 0.75, 0.25, 1), box-shadow 320ms ease, border-color 320ms ease;
}

.home-page .loan-category-feature--from-left.reveal {
  transform: translate3d(-72px, 34px, 0);
}

.home-page .loan-category-feature--from-right.reveal {
  transform: translate3d(72px, 34px, 0);
}

.home-page .loan-category-feature.reveal.is-visible {
  transform: translate3d(0, 0, 0);
}

.home-page .loan-category-feature:hover {
  border-color: color-mix(in srgb, var(--category-accent) 36%, #dfe7f1);
  box-shadow: 0 34px 78px rgba(21, 43, 76, 0.18);
}

.home-page .loan-category-feature--dark {
  --category-accent: #55b7ff;
  border-color: rgba(107, 153, 224, 0.2);
  color: #ffffff;
  background:
    radial-gradient(circle at 82% 30%, rgba(44, 110, 218, 0.24), transparent 32%),
    linear-gradient(135deg, #08152d 0%, #101c34 100%);
  box-shadow: 0 30px 70px rgba(4, 17, 39, 0.23);
}

.home-page .loan-category-media {
  position: relative;
  min-height: 100%;
  overflow: hidden;
  background: linear-gradient(145deg, #f7fbff, #edf4fb);
}

.home-page .loan-category-feature--dark .loan-category-media {
  background: transparent;
}

.home-page .loan-category-media::after {
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 35%, rgba(255, 255, 255, 0.24) 50%, transparent 65%);
  content: "";
  opacity: 0;
  transform: translateX(-75%);
}

.home-page .loan-category-feature.is-visible .loan-category-media::after {
  animation: categoryShine 1.3s 520ms ease both;
}

.home-page .loan-category-media img {
  width: 100%;
  height: 100%;
  min-height: 520px;
  display: block;
  object-fit: cover;
  opacity: 0;
  transform: scale(0.86) translateY(18px);
  transition: opacity 780ms 180ms ease, transform 920ms 180ms cubic-bezier(0.2, 0.75, 0.25, 1);
}

.home-page .loan-category-feature.is-visible .loan-category-media img {
  opacity: 1;
  transform: scale(1) translateY(0);
}

.home-page .loan-category-feature:hover .loan-category-media img {
  transform: scale(1.035);
}

.home-page .loan-category-copy {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: clamp(36px, 5vw, 74px);
}

.home-page .loan-category-copy > * {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 540ms ease, transform 540ms ease;
}

.home-page .loan-category-feature.is-visible .loan-category-copy > * {
  opacity: 1;
  transform: translateY(0);
}

.home-page .loan-category-feature.is-visible .loan-category-copy > :nth-child(1) { transition-delay: 230ms; }
.home-page .loan-category-feature.is-visible .loan-category-copy > :nth-child(2) { transition-delay: 310ms; }
.home-page .loan-category-feature.is-visible .loan-category-copy > :nth-child(3) { transition-delay: 390ms; }
.home-page .loan-category-feature.is-visible .loan-category-copy > :nth-child(4) { transition-delay: 470ms; }
.home-page .loan-category-feature.is-visible .loan-category-copy > :nth-child(5) { transition-delay: 550ms; }

.home-page .loan-category-badge {
  align-self: flex-start;
  margin-bottom: 16px;
  padding: 7px 12px;
  border: 1px solid rgba(23, 111, 242, 0.15);
  border-radius: 999px;
  color: #1260d8;
  background: #eaf2ff;
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.home-page .loan-category-feature--dark .loan-category-badge {
  border-color: rgba(99, 169, 255, 0.3);
  color: #a8d6ff;
  background: rgba(33, 103, 203, 0.22);
}

.home-page .loan-category-copy h3 {
  margin: 0 0 18px;
  color: #091a35;
  font-size: clamp(32px, 3.5vw, 48px);
  line-height: 1.08;
}

.home-page .loan-category-copy p {
  margin: 0;
  color: #52647b;
  font-size: 17px;
  line-height: 1.78;
}

.home-page .loan-category-feature--dark .loan-category-copy h3 {
  color: #ffffff;
}

.home-page .loan-category-feature--dark .loan-category-copy p {
  color: #c7d2e5;
}

.home-page .loan-category-benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px 20px;
  margin: 27px 0 30px;
  padding: 0;
  list-style: none;
}

.home-page .loan-category-benefits li {
  position: relative;
  padding-left: 30px;
  color: #182c48;
  font-size: 14px;
  font-weight: 750;
}

.home-page .loan-category-benefits li::before {
  position: absolute;
  top: -2px;
  left: 0;
  display: grid;
  width: 22px;
  height: 22px;
  place-items: center;
  border-radius: 50%;
  color: #176ff2;
  background: #eaf2ff;
  content: "\2713";
  font-size: 12px;
  font-weight: 900;
}

.home-page .loan-category-feature--dark .loan-category-benefits li {
  color: #edf4ff;
}

.home-page .loan-category-feature--dark .loan-category-benefits li::before {
  color: #83c7ff;
  background: rgba(40, 111, 210, 0.25);
}

.home-page .loan-category-btn {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  align-self: flex-start;
  gap: 18px;
  padding: 12px 21px;
  border-radius: 999px;
  color: #ffffff;
  background: linear-gradient(135deg, #176ff2, #0a9bd8);
  box-shadow: 0 12px 28px rgba(23, 111, 242, 0.25);
  font-weight: 850;
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.home-page .loan-category-btn span {
  font-size: 20px;
  transition: transform 220ms ease;
}

.home-page .loan-category-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 17px 34px rgba(23, 111, 242, 0.32);
}

.home-page .loan-category-btn:hover span {
  transform: translateX(5px);
}

.home-page .loan-category-btn--light {
  color: #0a1b35;
  background: #ffffff;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.2);
}

.home-page .loan-category-note {
  position: relative;
  z-index: 1;
  max-width: 920px;
  margin: 26px auto 0;
  color: #6b778a;
  font-size: 13px;
  line-height: 1.6;
  text-align: center;
}

@keyframes categoryShine {
  0% { opacity: 0; transform: translateX(-75%); }
  30% { opacity: 0.7; }
  100% { opacity: 0; transform: translateX(75%); }
}

@media (max-width: 980px) {
  .home-page .loan-category-feature {
    min-height: 0;
    grid-template-columns: 1fr;
  }

  .home-page .loan-category-feature--dark .loan-category-media {
    order: -1;
  }

  .home-page .loan-category-media,
  .home-page .loan-category-media img {
    min-height: 0;
    aspect-ratio: 16 / 10;
  }

  .home-page .loan-category-feature--from-left.reveal,
  .home-page .loan-category-feature--from-right.reveal {
    transform: translate3d(0, 44px, 0);
  }

  .home-page .loan-category-feature.reveal.is-visible {
    transform: translate3d(0, 0, 0);
  }
}

@media (max-width: 640px) {
  .home-page .loan-category-showcase {
    padding: 40px 16px 56px;
  }

  .home-page .loan-category-stack {
    gap: 24px;
  }

  .home-page .loan-category-feature {
    border-radius: 24px;
  }

  .home-page .loan-category-copy {
    padding: 30px 22px 34px;
  }

  .home-page .loan-category-copy h3 {
    font-size: 31px;
  }

  .home-page .loan-category-copy p {
    font-size: 15px;
  }

  .home-page .loan-category-benefits {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .home-page .loan-category-btn {
    width: 100%;
    justify-content: center;
    text-align: center;
  }
}

@media (prefers-reduced-motion: reduce) {
  .home-page .loan-category-feature,
  .home-page .loan-category-feature.reveal,
  .home-page .loan-category-media img,
  .home-page .loan-category-copy > * {
    opacity: 1;
    transform: none;
    transition: none;
  }

  .home-page .loan-category-feature.is-visible .loan-category-media::after {
    animation: none;
  }
}

/* Contact us page */
.contact-main {
  overflow: hidden;
  color: #17324d;
  background: #ffffff;
}

.contact-wrap {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.contact-hero {
  padding: 76px 0 84px;
  background:
    radial-gradient(circle at 8% 18%, rgba(20, 116, 211, 0.14), transparent 29%),
    radial-gradient(circle at 91% 82%, rgba(11, 167, 132, 0.13), transparent 28%),
    linear-gradient(135deg, #f7fbff, #edf8f6);
}

.contact-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(360px, 0.65fr);
  align-items: center;
  gap: 70px;
}

.contact-kicker,
.contact-label {
  display: inline-flex;
  color: #087d70;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.contact-hero h1 {
  max-width: 700px;
  margin: 17px 0 22px;
  color: #071b37;
  font-size: clamp(45px, 5vw, 72px);
  line-height: 1.04;
  letter-spacing: -0.035em;
}

.contact-hero-grid > div:first-child > p {
  max-width: 660px;
  margin: 0;
  color: #576d82;
  font-size: 18px;
  line-height: 1.75;
}

.contact-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 13px;
  margin-top: 30px;
}

.contact-btn {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 15px;
  padding: 12px 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 850;
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.contact-btn:hover {
  transform: translateY(-3px);
}

.contact-btn-primary {
  color: #ffffff;
  background: linear-gradient(135deg, #0869c5, #08a27f);
  box-shadow: 0 14px 30px rgba(11, 111, 151, 0.22);
}

.contact-btn-outline {
  border-color: #b9cfdd;
  color: #13577f;
  background: rgba(255, 255, 255, 0.75);
}

.contact-quick-panel {
  display: grid;
  gap: 12px;
  padding: 34px;
  border: 1px solid rgba(134, 170, 195, 0.25);
  border-radius: 30px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 26px 65px rgba(22, 76, 111, 0.14);
}

.contact-quick-panel > span {
  color: #0b9177;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.contact-quick-panel h2 {
  margin: 2px 0 10px;
  color: #0a2947;
  font-size: 29px;
}

.contact-quick-panel a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 16px;
  border: 1px solid #e0e9ef;
  border-radius: 15px;
  color: #183952;
  background: #f9fcfe;
  transition: border-color 220ms ease, transform 220ms ease;
}

.contact-quick-panel a:hover {
  border-color: #90c4dc;
  transform: translateX(4px);
}

.contact-quick-panel b {
  color: #087d70;
  font-size: 12px;
  text-transform: uppercase;
}

.contact-quick-panel strong {
  font-size: 14px;
  text-align: right;
}

.contact-section,
.contact-map-section {
  padding: 88px 0;
}

.contact-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.contact-heading.centered {
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.contact-heading h2 {
  margin: 13px 0 0;
  color: #0a2442;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.15;
}

.contact-heading p {
  margin: 14px 0 0;
  color: #617589;
  line-height: 1.7;
}

.contact-card-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
}

.contact-card-grid article {
  padding: 30px 25px;
  border: 1px solid #dbe6ee;
  border-radius: 22px;
  background: #ffffff;
  box-shadow: 0 14px 34px rgba(22, 66, 100, 0.07);
  transition: transform 240ms ease, border-color 240ms ease, box-shadow 240ms ease;
}

.contact-card-grid article:hover {
  border-color: #98c8dd;
  box-shadow: 0 21px 44px rgba(18, 82, 121, 0.13);
  transform: translateY(-7px);
}

.contact-card-grid article > span {
  color: #0b9b83;
  font-size: 25px;
  font-weight: 900;
}

.contact-card-grid h3 {
  margin: 17px 0 10px;
  color: #0a2c4b;
  font-size: 20px;
}

.contact-card-grid p {
  min-height: 105px;
  margin: 0;
  color: #64798b;
  line-height: 1.65;
}

.contact-card-grid a {
  display: inline-block;
  margin-top: 18px;
  color: #087d70;
  font-weight: 850;
}

.contact-map-section {
  background: #f3f8fc;
}

.contact-map-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.45fr) minmax(300px, 0.55fr);
  overflow: hidden;
  border: 1px solid #d6e4ed;
  border-radius: 30px;
  background: #ffffff;
  box-shadow: 0 22px 55px rgba(22, 72, 105, 0.13);
}

.contact-map-shell iframe {
  width: 100%;
  min-height: 510px;
  border: 0;
}

.contact-map-info {
  display: flex;
  justify-content: center;
  flex-direction: column;
  padding: 38px;
  color: #ffffff;
  background:
    radial-gradient(circle at 90% 12%, rgba(39, 138, 230, 0.3), transparent 35%),
    #091a32;
}

.contact-map-info > div > span {
  color: #77d9c4;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.1em;
}

.contact-map-info h3 {
  margin: 13px 0;
  color: #ffffff;
  font-size: 29px;
}

.contact-map-info p {
  margin: 0;
  color: #c3d0df;
  line-height: 1.8;
}

.contact-map-info .contact-btn {
  align-self: flex-start;
  margin-top: 28px;
}

.contact-note {
  padding: 30px 0;
  color: #365269;
  background: #e9f5f2;
}

.contact-note .contact-wrap {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 13px;
}

.contact-note strong {
  color: #087d70;
}

.contact-note p {
  margin: 0;
  line-height: 1.65;
}

@media (max-width: 1020px) {
  .contact-hero-grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .contact-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .contact-map-shell {
    grid-template-columns: 1fr;
  }

  .contact-map-info {
    min-height: 330px;
  }
}

@media (max-width: 640px) {
  .contact-wrap {
    width: min(100% - 32px, 1180px);
  }

  .contact-hero {
    padding: 55px 0 64px;
  }

  .contact-hero h1 {
    font-size: 43px;
  }

  .contact-quick-panel {
    padding: 25px 19px;
    border-radius: 23px;
  }

  .contact-section,
  .contact-map-section {
    padding: 64px 0;
  }

  .contact-card-grid {
    grid-template-columns: 1fr;
  }

  .contact-card-grid p {
    min-height: 0;
  }

  .contact-map-shell iframe {
    min-height: 390px;
  }

  .contact-map-info {
    min-height: 0;
    padding: 30px 24px;
  }

  .contact-actions,
  .contact-btn {
    width: 100%;
  }

  .contact-note .contact-wrap {
    grid-template-columns: 1fr;
  }
}

/* About us page */
.about-main {
  overflow: hidden;
  color: #152d47;
  background: #ffffff;
}

.about-wrap {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.about-hero {
  position: relative;
  padding: 34px 0 66px;
  background:
    radial-gradient(circle at 10% 15%, rgba(20, 119, 221, 0.14), transparent 31%),
    radial-gradient(circle at 92% 82%, rgba(8, 174, 139, 0.12), transparent 27%),
    linear-gradient(135deg, #f7fbff, #eef8f7);
}

.about-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(420px, 0.9fr);
  align-items: center;
  gap: 64px;
}

.about-kicker,
.about-label {
  display: inline-flex;
  color: #087d70;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.about-hero h1 {
  max-width: 720px;
  margin: 18px 0 22px;
  color: #071b37;
  font-size: clamp(44px, 5vw, 72px);
  line-height: 1.04;
  letter-spacing: -0.035em;
}

.about-hero-copy > p {
  max-width: 650px;
  margin: 0;
  color: #536a80;
  font-size: 18px;
  line-height: 1.75;
}

.about-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 13px;
  margin-top: 30px;
}

.about-btn {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 12px 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 850;
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.about-btn:hover {
  transform: translateY(-3px);
}

.about-btn-primary {
  color: #ffffff;
  background: linear-gradient(135deg, #0969c4, #0aa782);
  box-shadow: 0 14px 30px rgba(11, 112, 150, 0.22);
}

.about-btn-outline {
  border-color: #bdd2e0;
  color: #14557f;
  background: rgba(255, 255, 255, 0.7);
}

.about-trust-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-top: 28px;
  color: #587084;
  font-size: 13px;
  font-weight: 750;
}

.about-trust-row i {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #0aa782;
}

.about-hero-visual {
  position: relative;
  overflow: hidden;
  margin: 0;
  border: 1px solid rgba(120, 163, 193, 0.24);
  border-radius: 34px;
  background: #ffffff;
  box-shadow: 0 28px 70px rgba(20, 73, 109, 0.16);
}

.about-hero-visual img {
  width: 100%;
  min-height: 470px;
  display: block;
  object-fit: cover;
  transition: transform 500ms ease;
}

.about-hero-visual:hover img {
  transform: scale(1.035);
}

.about-section {
  padding: 88px 0;
}

.about-intro-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 80px;
}

.about-intro h2,
.about-heading h2,
.about-values h2 {
  margin: 14px 0 0;
  color: #0a2442;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.15;
}

.about-intro-copy p,
.about-heading p,
.about-values-copy p {
  margin: 0 0 18px;
  color: #5d7184;
  font-size: 17px;
  line-height: 1.8;
}

.about-principles {
  background: #f4f8fc;
}

.about-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.about-heading.centered {
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.about-principle-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
}

.about-principle-grid article,
.about-solution-grid a {
  padding: 30px 26px;
  border: 1px solid #dce7ef;
  border-radius: 23px;
  background: #ffffff;
  box-shadow: 0 14px 34px rgba(24, 62, 94, 0.07);
  transition: transform 250ms ease, border-color 250ms ease, box-shadow 250ms ease;
}

.about-principle-grid article:hover,
.about-solution-grid a:hover {
  border-color: #9bc8de;
  box-shadow: 0 20px 42px rgba(18, 84, 124, 0.13);
  transform: translateY(-7px);
}

.about-principle-grid strong {
  color: #0c93a1;
  font-size: 26px;
}

.about-principle-grid h3,
.about-solution-grid h3,
.about-value-list h3 {
  margin: 17px 0 10px;
  color: #0c2e4e;
  font-size: 20px;
}

.about-principle-grid p,
.about-solution-grid p,
.about-value-list p {
  margin: 0;
  color: #62778a;
  line-height: 1.7;
}

.about-solution-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.about-solution-grid a {
  display: block;
  color: inherit;
}

.about-solution-grid a > span {
  display: grid;
  width: 50px;
  height: 50px;
  place-items: center;
  border-radius: 15px;
  color: #ffffff;
  background: linear-gradient(135deg, #0b6ac6, #08a985);
  font-weight: 900;
}

.about-solution-grid b {
  display: inline-block;
  margin-top: 19px;
  color: #087d70;
}

.about-values {
  color: #ffffff;
  background:
    radial-gradient(circle at 92% 18%, rgba(31, 125, 229, 0.25), transparent 30%),
    #08182e;
}

.about-values-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  align-items: center;
  gap: 72px;
}

.about-values .about-label {
  color: #72d8c1;
}

.about-values h2 {
  color: #ffffff;
}

.about-values-copy p {
  margin-top: 20px;
  color: #bdcada;
}

.about-value-list {
  display: grid;
  gap: 14px;
}

.about-value-list article {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 16px;
  padding: 20px;
  border: 1px solid rgba(155, 194, 230, 0.17);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.055);
}

.about-value-list article > span {
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border-radius: 50%;
  color: #72d8c1;
  background: rgba(16, 177, 141, 0.15);
  font-weight: 900;
}

.about-value-list h3 {
  margin: 0 0 5px;
  color: #ffffff;
}

.about-value-list p {
  color: #bdcada;
}

.about-cta {
  padding: 70px 0;
  color: #ffffff;
  background: linear-gradient(125deg, #075caa, #07836e);
}

.about-cta-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 42px;
}

.about-cta span {
  color: #b9f3e7;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.about-cta h2 {
  margin: 10px 0;
  color: #ffffff;
  font-size: clamp(34px, 4vw, 50px);
}

.about-cta p {
  max-width: 720px;
  margin: 0;
  color: #deeff5;
  line-height: 1.7;
}

.about-cta .about-actions {
  margin: 0;
}

.about-btn-white {
  color: #075c79;
  background: #ffffff;
}

.about-btn-ghost {
  border-color: rgba(255, 255, 255, 0.45);
  color: #ffffff;
  background: rgba(255, 255, 255, 0.08);
}

@media (max-width: 980px) {
  .about-hero-grid,
  .about-intro-grid,
  .about-values-grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .about-principle-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .about-hero-visual {
    max-width: 700px;
  }

  .about-cta-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 680px) {
  .about-wrap {
    width: min(100% - 32px, 1180px);
  }

  .about-hero {
    padding: 28px 0 52px;
  }

  .about-hero h1 {
    font-size: 43px;
  }

  .about-hero-visual img {
    min-height: 320px;
  }

  .about-section {
    padding: 65px 0;
  }

  .about-principle-grid,
  .about-solution-grid {
    grid-template-columns: 1fr;
  }

  .about-actions,
  .about-btn {
    width: 100%;
  }
}

/* Dynamic service areas */
.service-area-section {
  position: relative;
  overflow: hidden;
  padding: 88px max(24px, calc((100% - 1240px) / 2));
  background:
    radial-gradient(circle at 8% 12%, rgba(18, 117, 190, 0.08), transparent 28%),
    radial-gradient(circle at 92% 88%, rgba(18, 148, 119, 0.07), transparent 26%),
    #fbfdff;
}

.service-area-section .detail-heading {
  max-width: 760px;
  margin: 0 auto 42px;
  text-align: center;
}

.service-area-section .detail-heading p {
  max-width: 690px;
  margin: 12px auto 0;
}

.service-area-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 24px;
}

.service-area-card {
  position: relative;
  display: flex;
  min-height: 190px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 20px;
  overflow: hidden;
  padding: 24px 18px;
  border: 1px solid #dbe5ef;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 14px 34px rgba(21, 62, 98, 0.08);
  transition: opacity 620ms ease, transform 620ms ease, border-color 240ms ease, box-shadow 240ms ease;
}

.service-area-card::before {
  position: absolute;
  inset: auto -30px -55px auto;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  background: rgba(16, 112, 183, 0.06);
  content: "";
  transition: transform 280ms ease;
}

.service-area-card:hover {
  border-color: #9ac9e7;
  box-shadow: 0 20px 44px rgba(17, 89, 143, 0.15);
  transform: translateY(-7px);
}

.service-area-card:hover::before {
  transform: scale(1.25);
}

.service-area-icon {
  position: relative;
  display: grid;
  width: 86px;
  height: 86px;
  place-items: center;
  border: 1px solid #edf2f7;
  border-radius: 20px;
  background: #ffffff;
  box-shadow: 0 8px 22px rgba(24, 72, 108, 0.08);
}

.service-area-icon img {
  width: 72px;
  height: 72px;
  display: block;
  transition: transform 280ms ease;
}

.service-area-card:hover .service-area-icon img {
  transform: scale(1.08) rotate(-2deg);
}

.service-area-card h3 {
  position: relative;
  z-index: 1;
  margin: 0;
  color: #075194;
  font-size: 18px;
  line-height: 1.3;
  text-align: center;
}

@media (max-width: 1080px) {
  .service-area-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}

@media (max-width: 820px) {
  .service-area-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}

@media (max-width: 580px) {
  .service-area-section { padding: 64px 16px; }
  .service-area-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
  .service-area-card { min-height: 158px; padding: 20px 12px; border-radius: 18px; }
  .service-area-icon { width: 70px; height: 70px; border-radius: 16px; }
  .service-area-icon img { width: 58px; height: 58px; }
  .service-area-card h3 { font-size: 15px; }
}

@media (prefers-reduced-motion: reduce) {
  .service-area-card,
  .service-area-card:hover,
  .service-area-card:hover .service-area-icon img {
    transform: none;
    transition: none;
  }
}

/* Global contact icons, topbar and floating WhatsApp */
a[href^="tel:"]:not(.no-auto-contact-icon)::before,
a[href^="mailto:"]:not(.no-auto-contact-icon)::before,
a[href*="wa.me"]:not(.no-auto-contact-icon)::before {
  display: inline-block;
  width: 1.08em;
  height: 1.08em;
  flex: 0 0 1.08em;
  background-color: currentColor;
  content: "";
  vertical-align: -0.16em;
}

a[href^="tel:"]:not(.no-auto-contact-icon)::before {
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M6.6 10.8a15.5 15.5 0 0 0 6.6 6.6l2.2-2.2c.3-.3.7-.4 1-.2 1.1.4 2.3.6 3.6.6.6 0 1 .4 1 1V20c0 .6-.4 1-1 1A17 17 0 0 1 3 4c0-.6.4-1 1-1h3.5c.6 0 1 .4 1 1 0 1.3.2 2.5.6 3.6.1.4 0 .8-.2 1l-2.3 2.2Z'/%3E%3C/svg%3E") center / contain no-repeat;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M6.6 10.8a15.5 15.5 0 0 0 6.6 6.6l2.2-2.2c.3-.3.7-.4 1-.2 1.1.4 2.3.6 3.6.6.6 0 1 .4 1 1V20c0 .6-.4 1-1 1A17 17 0 0 1 3 4c0-.6.4-1 1-1h3.5c.6 0 1 .4 1 1 0 1.3.2 2.5.6 3.6.1.4 0 .8-.2 1l-2.3 2.2Z'/%3E%3C/svg%3E") center / contain no-repeat;
}

a[href^="mailto:"]:not(.no-auto-contact-icon)::before {
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M20 4H4a2 2 0 0 0-2 2v12c0 1.1.9 2 2 2h16a2 2 0 0 0 2-2V6a2 2 0 0 0-2-2Zm0 4-8 5-8-5V6l8 5 8-5v2Z'/%3E%3C/svg%3E") center / contain no-repeat;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M20 4H4a2 2 0 0 0-2 2v12c0 1.1.9 2 2 2h16a2 2 0 0 0 2-2V6a2 2 0 0 0-2-2Zm0 4-8 5-8-5V6l8 5 8-5v2Z'/%3E%3C/svg%3E") center / contain no-repeat;
}

a[href*="wa.me"]:not(.no-auto-contact-icon)::before {
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M12 2a10 10 0 0 0-8.7 15l-1.2 4.4 4.5-1.2A10 10 0 1 0 12 2Zm5.8 14.2c-.2.6-1.2 1.1-1.7 1.2-.5.1-1.2.2-3.9-.9-3.2-1.3-5.2-4.6-5.4-4.8-.2-.2-1.3-1.7-1.3-3.3 0-1.5.8-2.3 1.1-2.6.3-.3.7-.4.9-.4h.7c.2 0 .5-.1.7.5l.9 2.2c.1.2.1.5 0 .7l-.4.6-.6.7c-.2.2-.4.4-.2.8.2.4.9 1.5 2 2.4 1.4 1.2 2.5 1.6 2.9 1.8.4.2.6.2.8-.1l1.1-1.3c.3-.3.5-.3.9-.2l2.2 1c.4.2.7.3.8.5.1.1.1.7-.1 1.2Z'/%3E%3C/svg%3E") center / contain no-repeat;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M12 2a10 10 0 0 0-8.7 15l-1.2 4.4 4.5-1.2A10 10 0 1 0 12 2Zm5.8 14.2c-.2.6-1.2 1.1-1.7 1.2-.5.1-1.2.2-3.9-.9-3.2-1.3-5.2-4.6-5.4-4.8-.2-.2-1.3-1.7-1.3-3.3 0-1.5.8-2.3 1.1-2.6.3-.3.7-.4.9-.4h.7c.2 0 .5-.1.7.5l.9 2.2c.1.2.1.5 0 .7l-.4.6-.6.7c-.2.2-.4.4-.2.8.2.4.9 1.5 2 2.4 1.4 1.2 2.5 1.6 2.9 1.8.4.2.6.2.8-.1l1.1-1.3c.3-.3.5-.3.9-.2l2.2 1c.4.2.7.3.8.5.1.1.1.7-.1 1.2Z'/%3E%3C/svg%3E") center / contain no-repeat;
}

.topbar {
  display: flex;
  min-height: 50px;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 0 max(24px, calc((100% - 1810px) / 2));
}

.topbar-tagline {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: rgba(255, 255, 255, 0.88);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.topbar-actions {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 34px;
}

.topbar-actions a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  white-space: nowrap;
}

.topbar-actions .topbar-whatsapp {
  gap: 9px;
}

.topbar-contact-icon {
  display: block;
  width: 24px;
  height: 24px;
  flex: 0 0 24px;
  overflow: visible;
}

.topbar-phone .topbar-contact-icon {
  filter: drop-shadow(0 3px 7px rgba(37, 99, 235, 0.3));
}

.topbar-tagline .topbar-contact-icon {
  filter: drop-shadow(0 3px 7px rgba(249, 115, 22, 0.3));
}

.topbar-partner .topbar-contact-icon {
  filter: drop-shadow(0 3px 7px rgba(124, 58, 237, 0.3));
}

.topbar-whatsapp .topbar-contact-icon {
  filter: drop-shadow(0 3px 7px rgba(37, 211, 102, 0.28));
}

.footer-contact-row,
.site-enquiry-contact-list a,
.contact-card-grid a[href^="tel:"],
.contact-card-grid a[href^="mailto:"],
.contact-card-grid a[href*="wa.me"] {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.contact-quick-panel a::before {
  margin-right: 2px;
}

.contact-quick-panel a b {
  margin-right: auto;
}

.floating-whatsapp {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 1200;
  display: grid;
  width: 62px;
  height: 62px;
  place-items: center;
  border: 3px solid #ffffff;
  border-radius: 50%;
  color: #ffffff;
  background: #20b957;
  box-shadow: 0 12px 34px rgba(10, 79, 39, 0.32);
  transition: transform 220ms ease, box-shadow 220ms ease;
  animation: floatingWhatsappPulse 2.8s ease-in-out infinite;
}

.floating-whatsapp:hover {
  color: #ffffff;
  box-shadow: 0 16px 42px rgba(10, 79, 39, 0.42);
  transform: translateY(-5px) scale(1.04);
}

.floating-whatsapp svg {
  width: 34px;
  height: 34px;
  fill: currentColor;
}

.floating-whatsapp span {
  position: absolute;
  right: calc(100% + 12px);
  padding: 8px 11px;
  border-radius: 8px;
  color: #ffffff;
  background: #123b27;
  font-size: 12px;
  font-weight: 800;
  opacity: 0;
  pointer-events: none;
  transform: translateX(5px);
  transition: opacity 180ms ease, transform 180ms ease;
  white-space: nowrap;
}

.floating-whatsapp:hover span,
.floating-whatsapp:focus-visible span {
  opacity: 1;
  transform: translateX(0);
}

@keyframes floatingWhatsappPulse {
  0%, 100% { box-shadow: 0 12px 34px rgba(10, 79, 39, 0.32), 0 0 0 0 rgba(32, 185, 87, 0.25); }
  50% { box-shadow: 0 12px 34px rgba(10, 79, 39, 0.32), 0 0 0 12px rgba(32, 185, 87, 0); }
}

@media (max-width: 900px) {
  .topbar {
    justify-content: center;
  }

  .topbar-tagline {
    display: none;
  }

  .topbar-actions {
    width: 100%;
    justify-content: center;
    gap: 22px;
  }
}

@media (max-width: 620px) {
  .topbar-actions {
    gap: 14px;
  }

  .topbar-actions > a:first-child {
    display: none;
  }

  .topbar-actions a {
    font-size: 10px;
  }

  .floating-whatsapp {
    right: 15px;
    bottom: 15px;
    width: 56px;
    height: 56px;
  }

  .floating-whatsapp svg {
    width: 31px;
    height: 31px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .floating-whatsapp {
    animation: none;
  }
}

@media (max-width: 640px) {
  .blog-hero-strip,
  .blog-category-section,
  .recent-posts-section,
  .category-page-hero,
  .category-posts-section {
    padding-left: 16px;
    padding-right: 16px;
  }

  .blog-category-grid {
    grid-template-columns: 1fr;
    gap: 22px;
  }

  .blog-card-media,
  .blog-card-poster {
    min-height: 196px;
  }

  .blog-card-poster strong {
    font-size: 25px;
  }

  .blog-card-body h2 {
    font-size: 22px;
  }

  .recent-posts-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .category-posts-grid {
    grid-template-columns: 1fr;
  }

  .category-page-hero > div {
    padding: 28px 22px;
  }

  .category-posts-head {
    align-items: flex-start;
    flex-direction: column;
  }

  .blog-detail-article,
  .related-posts-section {
    padding-left: 16px;
    padding-right: 16px;
  }

  .blog-detail-content {
    font-size: 16px;
  }

  .blog-detail-content h2 {
    font-size: 24px;
  }

  .blog-detail-cta {
    align-items: flex-start;
    flex-direction: column;
  }

  .recent-post-media {
    height: 190px;
  }

  .recent-post-body h3 {
    min-height: auto;
    font-size: 20px;
  }
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, "Segoe UI", Arial, sans-serif;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: var(--white);
  box-shadow: 0 2px 10px rgba(21, 46, 73, 0.1);
  backdrop-filter: blur(14px);
}

.topbar {
  display: flex;
  justify-content: flex-end;
  gap: 46px;
  min-height: 38px;
  padding: 0 max(30px, calc((100vw - 1520px) / 2));
  color: var(--white);
  background: #045796;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  align-items: center;
}

.navbar {
  display: flex;
  align-items: center;
  gap: 42px;
  min-height: 82px;
  max-width: 1520px;
  margin: 0 auto;
  padding: 0 30px;
}

.brand {
  display: flex;
  align-items: center;
  width: 230px;
  padding-left: 0;
  line-height: 1;
}

.brand img {
  display: block;
  width: 220px;
  max-width: 100%;
  height: auto;
  max-height: 70px;
  object-fit: contain;
  border-radius: 4px;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 1;
  gap: 38px;
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
}

.nav-item {
  position: relative;
}

.nav-trigger,
.nav-link {
  display: inline-flex;
  align-items: center;
  min-height: 82px;
  border: 0;
  color: #4b4e55;
  background: transparent;
  font: inherit;
  text-transform: uppercase;
  cursor: pointer;
}

.nav-trigger::after {
  content: "";
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-left: 6px;
  border-right: 1.5px solid #6d7380;
  border-bottom: 1.5px solid #6d7380;
  transform: translateY(-3px) rotate(45deg);
}

.nav-trigger:hover,
.nav-item:hover > .nav-trigger,
.nav-link:hover,
.nav-link.active {
  color: var(--blue);
}

.nav-item:hover > .nav-trigger::after {
  transform: translateY(1px) rotate(225deg);
}

.mega-menu,
.dropdown-menu {
  position: absolute;
  top: calc(100% - 4px);
  left: 0;
  z-index: 40;
  display: none;
  color: #6b6f7a;
  text-transform: none;
}

.nav-item:hover .mega-menu,
.nav-item:hover .dropdown-menu,
.nav-item.open .mega-menu,
.nav-item.open .dropdown-menu {
  display: flex;
}

.nav-item:hover .dropdown-menu,
.nav-item.open .dropdown-menu {
  display: grid;
}

.loans-menu {
  width: 560px;
  align-items: flex-start;
}

.mega-tabs {
  display: grid;
  gap: 4px;
  width: 270px;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 18px 44px rgba(16, 42, 67, 0.2);
}

.mega-tabs button {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 50px;
  border: 0;
  border-radius: 12px;
  padding: 0 20px;
  color: #6b6f7a;
  background: transparent;
  font: inherit;
  font-weight: 700;
  text-align: left;
  cursor: pointer;
}

.mega-tabs button.active,
.mega-tabs button:hover {
  color: var(--blue);
  background: #f1f7fd;
}

.mega-tabs span {
  color: var(--blue);
  font-size: 24px;
  line-height: 1;
}

.mega-panel {
  display: grid;
  gap: 21px;
  min-width: 300px;
  margin-left: -1px;
  padding: 28px 30px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 18px 44px rgba(16, 42, 67, 0.18);
}

.loans-menu .mega-panel {
  display: none;
}

.loans-menu.submenu-open .mega-panel.is-active {
  display: grid;
  margin-top: var(--submenu-offset, 0px);
}

.dropdown-menu {
  gap: 16px;
  min-width: 225px;
  padding: 24px 26px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 18px 44px rgba(16, 42, 67, 0.18);
}

.mega-panel a,
.dropdown-menu a {
  color: #6b6f7a;
  font-weight: 700;
  line-height: 1.35;
}

.mega-panel a:hover,
.dropdown-menu a:hover {
  color: var(--blue);
}
.mega-panel-empty { display: block; max-width: 230px; padding: 18px 20px; color: #7a8792; font-size: 14px; font-weight: 700; line-height: 1.5; }

.nav-trigger,
.nav-link,
.topbar a,
.footer-links a {
  transition: color 180ms ease, transform 180ms ease;
}

.topbar a:hover,
.footer-links a:hover {
  color: var(--teal);
  transform: translateY(-1px);
}

.menu-toggle {
  display: grid;
  place-items: center;
  width: 50px;
  height: 50px;
  border: 1px solid var(--line);
  border-radius: 50%;
  color: transparent;
  background: var(--white);
  cursor: pointer;
}

.menu-toggle {
  display: none;
}

.menu-toggle span {
  width: 20px;
  height: 2px;
  background: var(--blue-dark);
}

.hero {
  position: relative;
  min-height: 540px;
  max-width: 1520px;
  margin: 0 auto;
  overflow: hidden;
  background: #eef7ff;
  border-radius: 2px;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(115deg, transparent 20%, rgba(255, 255, 255, 0.42) 48%, transparent 70%);
  animation: heroSweep 7s ease-in-out infinite;
  pointer-events: none;
}

.hero-slider {
  position: relative;
  min-height: 540px;
}

.hero-slide {
  position: absolute;
  inset: 0;
  display: grid;
  grid-template-columns: minmax(360px, 0.98fr) minmax(0, 1fr);
  align-items: center;
  gap: 58px;
  min-height: 540px;
  padding: 56px 86px 78px;
  opacity: 0;
  pointer-events: none;
  transform: translateX(24px);
  transition: opacity 420ms ease, transform 420ms ease;
}

.hero-slide.is-active {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(0);
}

.personal-slide {
  background:
    radial-gradient(circle at 26% 32%, rgba(11, 196, 200, 0.18), transparent 30%),
    linear-gradient(100deg, #eaf7ff 0%, #f9fcff 48%, #e8f8f2 100%);
}

.business-slide {
  background:
    radial-gradient(circle at 28% 30%, rgba(244, 185, 64, 0.23), transparent 32%),
    linear-gradient(100deg, #eff8ff 0%, #fff8f0 52%, #f9e9e8 100%);
}

.home-slide {
  background:
    radial-gradient(circle at 28% 34%, rgba(176, 95, 209, 0.18), transparent 34%),
    linear-gradient(100deg, #eef7ff 0%, #fbf7ff 52%, #f3eaff 100%);
}

.professional-slide {
  background:
    radial-gradient(circle at 30% 32%, rgba(125, 108, 214, 0.18), transparent 32%),
    linear-gradient(100deg, #eef7ff 0%, #fbf9ff 52%, #f1eaff 100%);
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 650px;
  justify-self: start;
}

.hero-pill,
.section-heading span,
.apply-copy span,
.testimonial-band span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 26px;
  padding: 12px 20px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.75);
  color: #122337;
  font-size: 14px;
  font-weight: 700;
  box-shadow: 0 14px 30px rgba(21, 70, 110, 0.08);
}

.hero-pill::before {
  content: "+";
  color: var(--blue);
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

.hero h1 {
  max-width: 640px;
  margin-bottom: 22px;
  font-size: clamp(42px, 5vw, 66px);
  line-height: 1.14;
  letter-spacing: 0;
}

.hero p {
  max-width: 650px;
  color: var(--muted);
  font-size: 19px;
  line-height: 1.55;
}

.primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  min-height: 48px;
  margin-top: 22px;
  padding: 0 22px;
  border: 0;
  border-radius: 999px;
  color: var(--white);
  background: var(--blue);
  box-shadow: 0 14px 26px rgba(5, 88, 155, 0.3);
  font-size: 16px;
  font-weight: 800;
  cursor: pointer;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.primary-btn:hover {
  background: var(--blue-dark);
  box-shadow: 0 18px 34px rgba(5, 88, 155, 0.36);
  transform: translateY(-2px);
}

.hero-art {
  position: relative;
  z-index: 1;
  min-width: 0;
  justify-self: center;
  width: 100%;
}

.hero-art img {
  display: block;
  width: 100%;
  max-height: 410px;
  object-fit: contain;
  border: 1px solid rgba(255, 255, 255, 0.72);
  border-radius: 28px;
  mix-blend-mode: normal;
  filter: saturate(1.08) contrast(1.04) drop-shadow(0 24px 38px rgba(7, 42, 88, 0.24));
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.22);
  animation: floatHero 4.8s ease-in-out infinite;
}

.hero-arrow {
  position: absolute;
  top: 50%;
  z-index: 3;
  width: 50px;
  height: 50px;
  border: 0;
  border-radius: 50%;
  color: #202834;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 12px 28px rgba(9, 51, 88, 0.08);
  font-size: 48px;
  line-height: 1;
  cursor: pointer;
  transform: translateY(-50%);
}

.hero-arrow.left {
  left: 12px;
}

.hero-arrow.right {
  right: 12px;
}

.slider-dots {
  position: absolute;
  bottom: 34px;
  left: 50%;
  display: flex;
  gap: 10px;
  transform: translateX(-50%);
}

.slider-dots button {
  width: 13px;
  height: 13px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: #d3dce5;
  cursor: pointer;
}

.slider-dots .active {
  width: 34px;
  border-radius: 999px;
  background: var(--blue);
}

.trust-grid,
.product-grid,
.loan-offer-grid,
.insight-grid {
  display: grid;
  gap: 18px;
}

.trust-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin: 28px 30px 0;
}

.trust-grid article,
.product-card,
.loan-card,
.lead-form,
.insights article {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: var(--shadow);
  transition: transform 190ms ease, box-shadow 190ms ease, border-color 190ms ease;
}

.trust-grid article {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px 18px;
}

.trust-grid article:hover,
.product-card:hover,
.loan-card:hover,
.insights article:hover,
.lead-form:hover {
  border-color: rgba(11, 196, 200, 0.42);
  box-shadow: 0 24px 58px rgba(12, 57, 97, 0.18);
  transform: translateY(-4px);
}

.icon,
.product-icon {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 48px;
  height: 48px;
  border-radius: 8px;
  color: var(--blue);
  background: #edf6ff;
  font-weight: 800;
}

.trust-grid h3,
.product-card h3,
.insights h3 {
  margin-bottom: 6px;
  font-size: 16px;
}

.trust-grid p,
.product-card p,
.insights p,
.footer p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.5;
}

.stats-band {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin: 56px 0;
  padding: 34px 30px;
  color: var(--white);
  background: linear-gradient(90deg, #073f75, #05649c 54%, #0b9ea8);
  background-size: 140% 100%;
  animation: statsFlow 8s ease-in-out infinite alternate;
}

.stats-band div {
  text-align: center;
}

.stats-band strong {
  display: block;
  font-size: 64px;
  line-height: 1;
}

.stats-band span {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
}

.stats-band strong .counter {
  font-size: inherit;
  font-weight: inherit;
  line-height: inherit;
  letter-spacing: inherit;
}

.section,
.insights {
  padding: 0 30px 64px;
}

.section-heading {
  max-width: 720px;
  margin: 0 auto 32px;
  text-align: center;
}

.section-heading span {
  margin-bottom: 16px;
  color: var(--blue);
}

.section-heading h2,
.apply-copy h2,
.testimonial-band h2 {
  margin-bottom: 0;
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.15;
}

.product-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.product-card {
  padding: 26px;
}

.loan-offer-grid {
  grid-template-columns: repeat(5, minmax(0, 1fr));
  max-width: 1660px;
  margin: 0 auto;
  gap: 24px;
}

@media (max-width: 1450px) {
  .loan-offer-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    max-width: 1040px;
  }
}

.home-page .loan-offer-slider {
  position: relative;
  max-width: 1660px;
  margin: 0 auto;
  padding: 0 48px 42px;
}

.home-page .loan-offer-slider .loan-offer-grid {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: calc((100% - 96px) / 5);
  grid-template-columns: none;
  max-width: none;
  gap: 24px;
  margin: 0;
  padding: 8px 4px 20px;
  overflow-x: auto;
  overscroll-behavior-inline: contain;
  scroll-behavior: smooth;
  scroll-snap-type: inline mandatory;
  scrollbar-width: none;
}

.home-page .loan-offer-slider .loan-offer-grid::-webkit-scrollbar {
  display: none;
}

.home-page .loan-offer-slider .loan-card {
  min-width: 0;
  scroll-snap-align: start;
  scroll-snap-stop: always;
}

.offer-slider-arrow {
  position: absolute;
  z-index: 5;
  top: 45%;
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  padding: 0;
  border: 2px solid var(--brand-gold);
  border-radius: 50%;
  color: var(--brand-gold);
  background: var(--brand-navy);
  box-shadow: 0 13px 28px rgba(7, 20, 79, 0.22);
  cursor: pointer;
  font: inherit;
  font-size: 21px;
  font-weight: 900;
  transform: translateY(-50%);
  transition: color 180ms ease, background 180ms ease, opacity 180ms ease, transform 180ms ease;
}

.offer-slider-prev {
  left: 0;
}

.offer-slider-next {
  right: 0;
}

.offer-slider-arrow:hover,
.offer-slider-arrow:focus-visible {
  color: var(--brand-navy);
  background: var(--brand-gold);
  outline: none;
  transform: translateY(-50%) scale(1.06);
}

.offer-slider-arrow:disabled {
  opacity: 0.32;
  cursor: default;
}

.offer-slider-dots {
  position: absolute;
  right: 48px;
  bottom: 2px;
  left: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
}

.offer-slider-dots button {
  width: 8px;
  height: 8px;
  padding: 0;
  border: 0;
  border-radius: 999px;
  background: rgba(7, 20, 79, 0.24);
  cursor: pointer;
  transition: width 180ms ease, background 180ms ease;
}

.offer-slider-dots button.active {
  width: 27px;
  background: var(--brand-gold);
}

@media (max-width: 1450px) {
  .home-page .loan-offer-slider .loan-offer-grid {
    grid-auto-columns: calc((100% - 48px) / 3);
  }
}

@media (max-width: 900px) {
  .home-page .loan-offer-slider {
    padding-right: 42px;
    padding-left: 42px;
  }

  .home-page .loan-offer-slider .loan-offer-grid {
    grid-auto-columns: calc((100% - 20px) / 2);
    gap: 20px;
  }

  .offer-slider-arrow {
    width: 42px;
    height: 42px;
  }

  .offer-slider-dots {
    right: 42px;
    left: 42px;
  }
}

@media (max-width: 620px) {
  .home-page .loan-offer-slider {
    width: calc(100% + 28px);
    margin-left: -14px;
    padding: 0 18px 42px;
  }

  .home-page .loan-offer-slider .loan-offer-grid {
    grid-auto-columns: calc(100% - 34px);
    gap: 14px;
    padding-right: 17px;
    padding-left: 17px;
  }

  .offer-slider-arrow {
    top: auto;
    bottom: -1px;
    width: 38px;
    height: 38px;
    transform: none;
  }

  .offer-slider-prev {
    left: 18px;
  }

  .offer-slider-next {
    right: 18px;
  }

  .offer-slider-arrow:hover,
  .offer-slider-arrow:focus-visible {
    transform: scale(1.05);
  }

  .offer-slider-dots {
    right: 62px;
    bottom: 13px;
    left: 62px;
  }
}

.loan-card {
  overflow: hidden;
  border: 2px solid #d4dbe4;
  border-radius: 28px;
  background: var(--white);
}

.loan-card-media {
  position: relative;
  min-height: 265px;
  overflow: hidden;
  background: #eef3f8;
}

.loan-card-media::after {
  content: "";
  position: absolute;
  inset: 45% 0 0;
  background: linear-gradient(180deg, transparent, rgba(0, 0, 0, 0.78));
}

.loan-card-media img {
  display: block;
  width: 100%;
  height: 265px;
  object-fit: contain;
  padding: 28px 18px 0;
  filter: saturate(0.92);
  transition: transform 240ms ease;
}

.loan-card:hover .loan-card-media img {
  transform: scale(1.04);
}

.loan-card-media span,
.loan-card-media h3 {
  position: absolute;
  z-index: 2;
  left: 18px;
}

.loan-card-media span {
  bottom: 58px;
  padding: 7px 12px;
  border-radius: 9px;
  color: #111827;
  background: rgba(255, 255, 255, 0.92);
  font-size: 14px;
  font-weight: 800;
}

.loan-card-media h3 {
  bottom: 16px;
  margin: 0;
  color: var(--white);
  font-size: 25px;
  line-height: 1.15;
}

.loan-card-body {
  padding: 20px 24px 26px;
}

.loan-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
}

.loan-meta b {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 8px 10px;
  border-radius: 10px;
  color: #9a6600;
  background: #fff6dc;
}

.loan-meta strong {
  color: var(--blue);
}

.loan-calculator {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 32px;
  max-width: 1320px;
  margin: 64px auto 0;
}

.calculator-panel {
  min-height: 520px;
  padding: 36px;
  border: 1px solid #edf0f5;
  border-radius: 26px;
  background: var(--white);
  box-shadow: 0 24px 70px rgba(16, 42, 67, 0.08);
}

.calculator-panel h3 {
  margin-bottom: 30px;
  color: #6b6f7a;
  font-size: 14px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.calculator-panel label {
  display: grid;
  gap: 14px;
  margin-bottom: 30px;
  color: #5b606c;
  font-size: 17px;
}

.calculator-panel label > span {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
}

.calculator-panel output {
  justify-self: end;
  min-width: 120px;
  margin-top: -50px;
  padding: 9px 12px;
  border: 1px solid #dde2ea;
  border-radius: 10px;
  color: #20242a;
  background: var(--white);
  font-size: 18px;
  font-weight: 800;
  text-align: right;
}

.calculator-panel input[type="range"] {
  width: 100%;
  accent-color: #147bff;
}

.calculator-panel small {
  display: flex;
  justify-content: space-between;
  color: #747985;
  font-size: 14px;
}

.results-panel {
  display: grid;
  align-content: start;
}

.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  min-height: 66px;
  margin-bottom: 16px;
  padding: 0 22px;
  border: 1px solid #edf0f5;
  border-radius: 16px;
  color: #5b606c;
  font-size: 17px;
}

.result-row strong {
  color: #20242a;
  font-size: 22px;
}

.emi-chart {
  display: grid;
  justify-items: center;
  gap: 18px;
  margin-top: 16px;
  padding-top: 34px;
  border-top: 1px solid #edf0f5;
}

.pie-chart {
  width: 150px;
  height: 150px;
  border-radius: 50%;
  background: conic-gradient(#6264ee var(--interest-slice, 12%), #e1e4ea 0);
}

.chart-legend {
  display: grid;
  gap: 10px;
  color: #747985;
  font-size: 14px;
}

.chart-legend span {
  display: flex;
  align-items: center;
  gap: 10px;
}

.chart-legend i {
  display: inline-block;
  width: 50px;
  height: 13px;
}

.principal-key {
  background: #6264ee;
}

.interest-key {
  background: #e1e4ea;
}

.loan-showcase {
  display: grid;
  gap: 64px;
  max-width: 1320px;
  margin: 18px auto 70px;
  padding: 0 30px;
}

.loan-detail-card {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1fr);
  gap: 56px;
  align-items: center;
  min-height: 520px;
  overflow: hidden;
  border: 1px solid #edf0f5;
  border-radius: 34px;
  box-shadow: 0 22px 54px rgba(16, 42, 67, 0.12);
  isolation: isolate;
  transition: transform 260ms ease, box-shadow 260ms ease, border-color 260ms ease;
}

.loan-detail-card::before {
  content: "";
  position: absolute;
  inset: -1px;
  z-index: -1;
  opacity: 0;
  background: linear-gradient(120deg, rgba(21, 93, 255, 0.22), transparent 35%, rgba(11, 196, 200, 0.18));
  transition: opacity 260ms ease;
}

.loan-detail-card:hover {
  border-color: rgba(21, 93, 255, 0.25);
  box-shadow: 0 32px 78px rgba(16, 42, 67, 0.18);
  transform: translateY(-6px);
}

.loan-detail-card:hover::before {
  opacity: 1;
}

.light-card {
  background: var(--white);
}

.dark-card {
  color: var(--white);
  background:
    radial-gradient(circle at 78% 18%, rgba(21, 93, 255, 0.2), transparent 26%),
    #10192d;
}

.reverse-card {
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.82fr);
}

.loan-detail-art {
  position: relative;
  display: grid;
  place-items: center;
  min-height: 520px;
  background: linear-gradient(180deg, #fbfcff, #f1f1f1);
  overflow: hidden;
}

.loan-detail-art::after {
  content: "";
  position: absolute;
  inset: auto 10% 12% 10%;
  height: 46px;
  border-radius: 50%;
  background: rgba(12, 57, 97, 0.1);
  filter: blur(18px);
  transform: scaleX(0.7);
  transition: transform 260ms ease, opacity 260ms ease;
}

.dark-card .loan-detail-art {
  background: rgba(12, 24, 46, 0.42);
}

.loan-detail-art img {
  position: relative;
  z-index: 1;
  display: block;
  width: min(88%, 520px);
  max-height: 430px;
  object-fit: contain;
  mix-blend-mode: multiply;
  filter: drop-shadow(0 24px 30px rgba(7, 17, 31, 0.12));
  animation: detailFloat 5.4s ease-in-out infinite;
  transition: transform 280ms ease, filter 280ms ease;
}

.loan-detail-card:hover .loan-detail-art img {
  filter: drop-shadow(0 30px 38px rgba(7, 17, 31, 0.17));
  transform: scale(1.035);
}

.loan-detail-card:hover .loan-detail-art::after {
  opacity: 0.85;
  transform: scaleX(1);
}

.dark-card .loan-detail-art img {
  mix-blend-mode: normal;
}

.loan-detail-copy {
  padding: 56px 52px;
}

.plan-badge {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 20px;
  padding: 7px 13px;
  border-radius: 999px;
  color: #155dff;
  background: #dcecff;
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
  overflow: hidden;
}

.plan-badge::after {
  content: "";
  position: absolute;
  inset: 0;
  width: 38%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.7), transparent);
  transform: translateX(-140%);
  animation: badgeShine 3.8s ease-in-out infinite;
}

.dark-card .plan-badge {
  color: #eaf3ff;
  background: rgba(28, 103, 189, 0.45);
  box-shadow: inset 0 0 0 1px rgba(113, 173, 255, 0.28);
}

.plan-badge::before {
  content: "+";
  font-size: 16px;
}

.loan-detail-copy h2 {
  margin-bottom: 20px;
  font-size: clamp(32px, 4vw, 42px);
  line-height: 1.08;
}

.loan-detail-copy p {
  max-width: 670px;
  color: #2d4263;
  font-size: 20px;
  line-height: 1.58;
}

.dark-card .loan-detail-copy p {
  color: #e5efff;
}

.benefit-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px 34px;
  margin: 28px 0 8px;
}

.benefit-list span {
  position: relative;
  padding-left: 38px;
  color: #12243d;
  font-size: 17px;
  font-weight: 800;
  transition: transform 180ms ease, color 180ms ease;
}

.benefit-list span:hover {
  color: var(--blue);
  transform: translateX(4px);
}

.dark-card .benefit-list span {
  color: var(--white);
}

.benefit-list span::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: -1px;
  display: grid;
  place-items: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  color: #126bff;
  background: #eaf3ff;
  font-size: 14px;
  transition: transform 180ms ease, background 180ms ease;
}

.benefit-list span:hover::before {
  background: #d7eaff;
  transform: scale(1.08);
}

.dark-card .benefit-list span::before {
  color: #8ec9ff;
  background: #1f2d47;
}

.light-btn {
  color: #07111f;
  background: var(--white);
  box-shadow: none;
}

.light-btn:hover {
  color: var(--white);
}

.walkthrough-section {
  max-width: 980px;
  margin: 0 auto 76px;
  padding: 0 30px;
}

.walkthrough-heading {
  text-align: center;
}

.walkthrough-heading h2 {
  color: var(--blue);
  font-size: clamp(28px, 4vw, 38px);
}

.walkthrough-heading span {
  color: #3442ff;
}

.walkthrough-heading::after {
  content: "";
  display: block;
  width: 72px;
  height: 3px;
  margin: 16px auto 0;
  border-radius: 999px;
  background: #155dff;
  animation: linePulse 2.8s ease-in-out infinite;
}

.timeline {
  position: relative;
  display: grid;
  gap: 42px;
  max-width: 720px;
  margin: 48px auto 0;
}

.timeline::before {
  content: "";
  position: absolute;
  top: 24px;
  bottom: 24px;
  left: 50%;
  width: 3px;
  border-radius: 999px;
  background: #dfe7f1;
  transform: translateX(-50%);
}

.timeline::after {
  content: "";
  position: absolute;
  top: 24px;
  left: 50%;
  width: 3px;
  height: 36%;
  border-radius: 999px;
  background: linear-gradient(#155dff, #1fc98a);
  transform: translateX(-50%);
  animation: timelineFlow 4.2s ease-in-out infinite alternate;
}

.timeline-step {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 82px minmax(0, 1fr);
  align-items: center;
  transition: transform 220ms ease;
}

.timeline-step:hover {
  transform: translateY(-3px);
}

.timeline-step h3 {
  margin-bottom: 10px;
  color: #111827;
  font-size: 20px;
}

.timeline-step p {
  margin-bottom: 0;
  color: #41516d;
  font-size: 14px;
  line-height: 1.65;
}

.left-step div {
  grid-column: 1;
  text-align: right;
}

.left-step .timeline-icon {
  grid-column: 2;
}

.right-step .timeline-icon {
  grid-column: 2;
}

.right-step div {
  grid-column: 3;
}

.timeline-icon {
  position: relative;
  z-index: 1;
  display: grid;
  place-items: center;
  justify-self: center;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  color: #0b1a33;
  background: #dcecff;
  box-shadow: 0 12px 24px rgba(0, 67, 156, 0.18);
  font-weight: 900;
  animation: iconPulse 2.6s ease-in-out infinite;
}

.timeline-step:nth-child(2) .timeline-icon {
  animation-delay: 0.35s;
}

.timeline-step:nth-child(3) .timeline-icon {
  animation-delay: 0.7s;
}

.violet-icon {
  background: #ead8ff;
}

.green-icon {
  background: #cdf9df;
}

.product-card a {
  display: inline-flex;
  margin-top: 20px;
  color: var(--blue);
  font-weight: 800;
}

.apply-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 46px;
  align-items: center;
  padding: 70px 30px;
  background: linear-gradient(100deg, #f2f9ff, #ffffff 58%, #eefafd);
}

.apply-copy {
  max-width: 720px;
  justify-self: end;
}

.apply-copy p {
  max-width: 620px;
  color: var(--muted);
  font-size: 18px;
  line-height: 1.6;
}

.steps {
  display: grid;
  gap: 14px;
  margin-top: 28px;
}

.steps div {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
}

.steps b {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  color: var(--white);
  background: var(--blue);
}

.lead-form {
  display: grid;
  gap: 18px;
  padding: 26px;
}

.lead-form label {
  display: grid;
  gap: 8px;
  color: #334155;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
}

.lead-form input,
.lead-form select {
  min-height: 46px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 0 14px;
  color: var(--ink);
  background: #fbfdff;
  font: inherit;
}

.lead-form output {
  color: var(--blue);
  font-size: 28px;
  font-weight: 800;
}

.full {
  width: 100%;
  margin-top: 0;
}

.bank-association {
  position: relative;
  overflow: hidden;
  padding: 70px 30px 84px;
  background:
    radial-gradient(circle at 14% 8%, rgba(11, 196, 200, 0.08), transparent 22%),
    radial-gradient(circle at 88% 18%, rgba(21, 93, 255, 0.08), transparent 24%),
    #ffffff;
}

.bank-association::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(5, 88, 155, 0.3), transparent);
}

.bank-heading {
  max-width: 1180px;
  margin: 0 auto 52px;
  text-align: center;
}

.bank-heading h2 {
  margin-bottom: 24px;
  color: var(--blue-dark);
  font-size: clamp(34px, 4.6vw, 52px);
  line-height: 1.08;
}

.bank-heading h2 span {
  color: #3a46f4;
}

.bank-heading p {
  margin-bottom: 0;
  color: #6b6f7a;
  font-size: 22px;
}

.bank-logo-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  max-width: 1360px;
  margin: 0 auto;
}

.bank-logo-card {
  position: relative;
  display: grid;
  align-content: start;
  justify-items: center;
  min-height: 210px;
  padding: 24px 20px 20px;
  overflow: hidden;
  border: 1px solid #dfe6ef;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 10px 26px rgba(16, 42, 67, 0.1);
  isolation: isolate;
  transition: transform 230ms ease, box-shadow 230ms ease, border-color 230ms ease;
}

.bank-logo-media {
  display: grid;
  place-items: center;
  width: 100%;
  height: 82px;
  margin-bottom: 16px;
}

.bank-logo-media img {
  display: block;
  width: auto;
  max-width: 210px;
  height: auto;
  max-height: 76px;
  object-fit: contain;
}

.bank-logo-media span {
  display: grid;
  place-items: center;
  width: 64px;
  min-height: 64px;
  padding: 0;
  border-radius: 14px;
  color: var(--blue);
  background: #edf6ff;
  font-size: 25px;
}

.bank-logo-card h3 {
  margin: 0 0 7px;
  color: var(--blue-dark);
  font-size: 18px;
  line-height: 1.25;
  text-align: center;
}

.bank-logo-card p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.45;
  text-align: center;
}

.bank-logo-card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  opacity: 0;
  background: linear-gradient(135deg, rgba(21, 93, 255, 0.1), rgba(11, 196, 200, 0.12));
  transition: opacity 230ms ease;
}

.bank-logo-card::after {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  left: -55%;
  width: 44%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.75), transparent);
  transform: skewX(-18deg);
  transition: left 520ms ease;
}

.bank-logo-card:hover {
  border-color: rgba(21, 93, 255, 0.32);
  box-shadow: 0 22px 48px rgba(16, 42, 67, 0.16);
  transform: translateY(-8px) scale(1.015);
}

.bank-logo-card:hover::before {
  opacity: 1;
}

.bank-logo-card:hover::after {
  left: 118%;
}

.bank-logo-card > span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  max-width: 88%;
  min-height: 44px;
  padding: 0 12px;
  color: #17365f;
  font-size: 25px;
  font-weight: 900;
  letter-spacing: -0.02em;
  text-align: center;
}

.bank-logo-card:nth-child(2n) > span {
  animation: logoDrift 5.8s ease-in-out infinite;
}

.bank-logo-card:nth-child(2n + 1) > span {
  animation: logoDrift 6.6s ease-in-out infinite reverse;
}

.hdfc-logo span,
.yes-logo span,
.boi-logo span {
  color: #ffffff;
  background: #064e9b;
  box-shadow: inset 0 0 0 2px rgba(255, 255, 255, 0.14);
}

.icici-logo span {
  color: #006578;
  font-style: italic;
}

.icici-logo span::first-letter {
  color: #c75a24;
}

.kotak-logo span {
  color: #d9272f;
}

.indusind-logo span {
  color: #b7362d;
  font-style: italic;
}

.sc-logo span {
  color: #56585e;
  font-weight: 700;
}

.abg-logo span {
  color: #b33b2e;
  font-size: 18px;
  text-transform: uppercase;
}

.hero-logo span {
  color: #07934b;
}

.lt-logo span {
  color: #1d1f24;
  font-style: italic;
}

.paysense-logo span {
  color: #3342e9;
}

.poonawalla-logo span {
  color: #253d67;
  font-size: 18px;
  text-transform: uppercase;
}

.smfg-logo span {
  color: #136b43;
  font-family: Georgia, serif;
  font-size: 31px;
  letter-spacing: 0.06em;
}

.insight-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.insights article {
  padding: 26px;
}

.insights small {
  color: var(--blue);
  font-weight: 700;
  text-transform: uppercase;
}

.testimonial-band {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
  gap: 36px;
  align-items: center;
  padding: 64px 30px;
  color: var(--white);
  background: #071f3a;
}

.testimonial-band span {
  color: var(--ink);
}

blockquote {
  margin: 0;
  color: #e8f4ff;
  font-size: 24px;
  line-height: 1.5;
}

cite {
  display: block;
  margin-top: 18px;
  color: #8edee5;
  font-size: 14px;
  font-style: normal;
  font-weight: 700;
}

.about-services-section {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(0, 1fr);
  gap: 42px;
  max-width: 1320px;
  margin: 82px auto;
  padding: 0 30px;
}

.about-services-copy {
  align-self: start;
  position: sticky;
  top: 138px;
}

.section-kicker {
  display: inline-flex;
  margin-bottom: 16px;
  padding: 8px 14px;
  border-radius: 999px;
  color: var(--blue);
  background: #eaf5ff;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.about-services-copy h2 {
  margin: 0 0 20px;
  color: var(--blue);
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
}

.about-services-copy p {
  color: #4b5d73;
  font-size: 18px;
  line-height: 1.65;
}

.about-services-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.about-services-grid article {
  position: relative;
  overflow: hidden;
  min-height: 250px;
  padding: 28px;
  border: 1px solid #dfe9f3;
  border-radius: 18px;
  background: linear-gradient(145deg, #ffffff, #f7fbff);
  box-shadow: 0 18px 42px rgba(5, 88, 155, 0.1);
}

.about-services-grid article::after {
  content: "";
  position: absolute;
  right: -38px;
  bottom: -44px;
  width: 130px;
  height: 130px;
  border-radius: 50%;
  background: rgba(11, 196, 200, 0.1);
}

.about-services-grid h3 {
  margin: 0 0 18px;
  color: #07111f;
  font-size: 22px;
}

.about-services-grid ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.about-services-grid li {
  position: relative;
  padding-left: 26px;
  color: #40516a;
  line-height: 1.4;
}

.about-services-grid li::before {
  content: "\2713";
  position: absolute;
  top: 1px;
  left: 0;
  display: grid;
  width: 18px;
  height: 18px;
  place-items: center;
  border-radius: 50%;
  color: #00a982;
  background: #e0fbf4;
  font-size: 12px;
  font-weight: 900;
}

.about-statement p {
  position: relative;
  z-index: 1;
  margin: 0;
  color: #40516a;
  font-size: 17px;
  line-height: 1.62;
}

.footer {
  color: #ffffff;
  background: #020303;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-main {
  display: grid;
  grid-template-columns: minmax(280px, 420px) minmax(0, 580px);
  justify-content: center;
  gap: 220px;
  padding: 64px 30px;
}

.footer-brand {
  display: block;
  width: min(100%, 310px);
  margin-bottom: 30px;
  padding: 0;
}

.footer-brand img {
  display: block;
  width: 100%;
  max-width: none;
  max-height: none;
  height: auto;
  filter: none;
}

.footer-contact {
  display: grid;
  align-content: start;
}

.footer-contact-row {
  display: flex;
  align-items: center;
  gap: 14px;
  width: max-content;
  margin: 8px 0;
  color: #ffffff;
  font-size: 16px;
  font-weight: 800;
}

.footer-contact-row span,
.footer-info > h2::before {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  color: #4b9cff;
  background: rgba(15, 91, 175, 0.32);
  font-size: 20px;
}

.footer-contact-row.whatsapp span {
  color: #00e48a;
  background: rgba(0, 179, 107, 0.28);
}

.footer-socials {
  margin-top: 28px;
}

.footer-socials p {
  margin: 0 0 16px;
  color: #7d8794;
  font-size: 14px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.footer-socials div {
  display: flex;
  gap: 12px;
}

.footer-socials a {
  display: grid;
  width: 44px;
  height: 44px;
  place-items: center;
  border-radius: 12px;
  color: #ffffff;
  background: #0b5aaa;
  font-size: 20px;
  font-weight: 900;
  transition: transform 180ms ease, filter 180ms ease;
}

.footer-socials a:nth-child(2) {
  background: linear-gradient(135deg, #f7c65d, #e43d8c, #6646ff);
}

.footer-socials a:nth-child(3) {
  background: #171717;
}

.footer-socials a:nth-child(4) {
  background: #075a9c;
}

.footer-socials a:nth-child(5) {
  background: #ff1717;
}

.footer-socials a:hover {
  transform: translateY(-4px);
  filter: brightness(1.12);
}

.footer-info {
  display: grid;
  align-content: start;
  gap: 24px;
}

.footer-info h2 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0;
  color: #ffffff;
  font-size: 20px;
}

.footer-info > h2::before {
  content: "";
  width: 4px;
  height: 24px;
  border-radius: 999px;
  background: #247cff;
}

.footer-info article {
  display: grid;
  grid-template-columns: 28px minmax(0, 1fr);
  gap: 16px;
  padding: 20px;
  border: 1px solid #2b2b2b;
  border-radius: 12px;
  background: #1b1b1b;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.18);
}

.footer-info article > span {
  color: #4b9cff;
  font-size: 22px;
}

.footer-info h3 {
  margin: 0 0 8px;
  color: #ffffff;
  font-size: 16px;
}

.footer-info p {
  margin: 0;
  color: #c8d1dc;
  font-size: 14px;
  line-height: 1.55;
}

.footer-link-panel {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 26px 34px;
  padding: 26px 30px 24px;
  border-top: 1px solid #242424;
  background: #0b0b0b;
}

.footer-link-panel a {
  color: #cbd3dc;
  font-size: 14px;
  transition: color 160ms ease;
}

.footer-link-panel a:hover {
  color: #69b7ff;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 6px 18px;
  padding: 11px 18px;
  color: #bcd6ff;
  background: #2143a5;
  font-size: 14px;
  text-align: center;
  text-transform: uppercase;
}

.footer-credit a {
  color: #ffffff;
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.45);
  text-underline-offset: 3px;
}

.footer-credit a:hover {
  color: #7dffca;
  text-decoration-color: currentColor;
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 620ms ease, transform 620ms ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* Homepage visual polish */
.home-page main {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 4% 34%, rgba(21, 93, 255, 0.055), transparent 18%),
    radial-gradient(circle at 96% 66%, rgba(11, 196, 200, 0.06), transparent 20%),
    #ffffff;
}

.home-page .reveal {
  transition-delay: var(--reveal-delay, 0ms);
}

.home-page .hero {
  border: 1px solid rgba(5, 88, 155, 0.08);
  border-radius: 0 0 28px 28px;
  box-shadow: 0 28px 80px rgba(7, 56, 100, 0.12);
}

.home-page .hero::after {
  content: "";
  position: absolute;
  z-index: 1;
  right: 5%;
  bottom: 8%;
  width: 190px;
  height: 190px;
  border: 1px solid rgba(21, 93, 255, 0.13);
  border-radius: 42% 58% 62% 38%;
  background: rgba(255, 255, 255, 0.18);
  animation: homeBlobFloat 8s ease-in-out infinite;
  pointer-events: none;
}

.home-page .hero-slide.is-active .hero-pill,
.home-page .hero-slide.is-active .hero-copy h1,
.home-page .hero-slide.is-active .hero-copy p,
.home-page .hero-slide.is-active .hero-copy .primary-btn {
  animation: homeCopyEnter 620ms both;
}

.home-page .hero-slide.is-active .hero-copy h1 { animation-delay: 80ms; }
.home-page .hero-slide.is-active .hero-copy p { animation-delay: 150ms; }
.home-page .hero-slide.is-active .hero-copy .primary-btn { animation-delay: 220ms; }

.home-page .hero-arrow {
  border: 1px solid rgba(5, 88, 155, 0.12);
  backdrop-filter: blur(12px);
  transition: color 180ms ease, background 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}

.home-page .hero-arrow:hover {
  color: #ffffff;
  background: var(--blue);
  box-shadow: 0 18px 34px rgba(5, 88, 155, 0.28);
  transform: translateY(-50%) scale(1.08);
}

.home-page .slider-dots button {
  transition: width 220ms ease, background 220ms ease, transform 220ms ease;
}

.home-page .slider-dots button:hover {
  background: #8bbbea;
  transform: scale(1.14);
}

.home-page .primary-btn {
  position: relative;
  overflow: hidden;
  isolation: isolate;
}

.home-page .primary-btn::before {
  content: "";
  position: absolute;
  top: -30%;
  bottom: -30%;
  left: -48%;
  z-index: -1;
  width: 34%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.34), transparent);
  transform: skewX(-20deg);
  transition: left 520ms ease;
}

.home-page .primary-btn:hover::before { left: 120%; }
.home-page .primary-btn span { transition: transform 180ms ease; }
.home-page .primary-btn:hover span { transform: translateX(5px); }

.home-page .trust-grid article {
  position: relative;
  overflow: hidden;
  border-radius: 18px;
  background: linear-gradient(145deg, #ffffff, #f8fbff);
}

.home-page .trust-grid article::after {
  content: "";
  position: absolute;
  top: -45px;
  right: -45px;
  width: 100px;
  height: 100px;
  border-radius: 50%;
  background: rgba(11, 196, 200, 0.08);
  transition: transform 300ms ease;
}

.home-page .trust-grid article:hover::after { transform: scale(1.7); }

.home-page .trust-grid .icon {
  position: relative;
  z-index: 1;
  border: 1px solid rgba(21, 93, 255, 0.12);
  background: linear-gradient(145deg, #eaf5ff, #e8fffb);
  box-shadow: 0 10px 24px rgba(5, 88, 155, 0.1);
  transition: color 220ms ease, background 220ms ease, transform 220ms ease;
}

.home-page .trust-grid article:hover .icon {
  color: #ffffff;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  transform: rotate(-6deg) scale(1.08);
}

.home-page .stats-band {
  position: relative;
  overflow: hidden;
  margin-right: 30px;
  margin-left: 30px;
  border-radius: 24px;
  box-shadow: 0 26px 60px rgba(5, 88, 155, 0.22);
}

.home-page .stats-band::before {
  content: "";
  position: absolute;
  inset: -120% auto -120% -20%;
  width: 32%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.18), transparent);
  transform: skewX(-18deg);
  animation: homeStatsShine 7s ease-in-out infinite;
}

.home-page .stat-item {
  position: relative;
  z-index: 1;
  padding: 8px 14px;
  transition: transform 220ms ease;
}

.home-page .stat-item + .stat-item::before {
  content: "";
  position: absolute;
  top: 12%;
  bottom: 12%;
  left: 0;
  width: 1px;
  background: rgba(255, 255, 255, 0.22);
}

.home-page .stat-item:hover { transform: translateY(-5px); }
.home-page .stats-band strong { text-shadow: 0 8px 22px rgba(0, 0, 0, 0.18); }

.home-page .section {
  position: relative;
  padding-top: 54px;
}

.home-page #apply,
.home-page #about {
  background: linear-gradient(180deg, rgba(239, 247, 255, 0.72), rgba(255, 255, 255, 0));
}

.home-page .section-heading h2,
.home-page .bank-heading h2 {
  position: relative;
  padding-bottom: 18px;
}

.home-page .section-heading h2::after,
.home-page .bank-heading h2::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 50%;
  width: 74px;
  height: 4px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  box-shadow: 0 5px 14px rgba(11, 196, 200, 0.2);
  transform: translateX(-50%);
}

.home-page .loan-card {
  position: relative;
  isolation: isolate;
  transition: border-color 240ms ease, box-shadow 240ms ease, transform 240ms ease;
}

.home-page .loan-card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  border-radius: inherit;
  background: linear-gradient(145deg, rgba(21, 93, 255, 0.14), transparent 46%, rgba(11, 196, 200, 0.14));
  opacity: 0;
  transition: opacity 240ms ease;
}

.home-page .loan-card:hover {
  border-color: rgba(21, 93, 255, 0.3);
  box-shadow: 0 30px 70px rgba(5, 88, 155, 0.2);
  transform: translateY(-9px);
}

.home-page .loan-card:hover::before { opacity: 1; }

.home-page .loan-card-media::before {
  content: "";
  position: absolute;
  top: 0;
  left: -70%;
  z-index: 2;
  width: 42%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.34), transparent);
  transform: skewX(-18deg);
  transition: left 600ms ease;
}

.home-page .loan-card:hover .loan-card-media::before { left: 125%; }

.home-page .loan-meta b {
  transition: box-shadow 180ms ease, transform 180ms ease;
}

.home-page .loan-card:hover .loan-meta b {
  box-shadow: 0 9px 18px rgba(221, 163, 25, 0.16);
  transform: rotate(-2deg);
}

.home-page .calculator-panel {
  position: relative;
  overflow: hidden;
  background: linear-gradient(145deg, #ffffff 0%, #f8fbff 100%);
  transition: border-color 240ms ease, box-shadow 240ms ease, transform 240ms ease;
}

.home-page .calculator-panel::after {
  content: "";
  position: absolute;
  right: -70px;
  bottom: -70px;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(11, 196, 200, 0.12), transparent 68%);
  pointer-events: none;
}

.home-page .calculator-panel:hover {
  border-color: rgba(21, 93, 255, 0.2);
  box-shadow: 0 34px 82px rgba(16, 42, 67, 0.14);
  transform: translateY(-6px);
}

.home-page .calculator-panel output,
.home-page .result-row {
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}

.home-page .calculator-panel output:hover,
.home-page .result-row:hover {
  border-color: rgba(21, 93, 255, 0.24);
  box-shadow: 0 12px 24px rgba(5, 88, 155, 0.09);
  transform: translateX(4px);
}

.home-page .calculator-panel input[type="range"] { cursor: pointer; }

.home-page .bank-association {
  background:
    radial-gradient(circle at 12% 24%, rgba(21, 93, 255, 0.08), transparent 18%),
    radial-gradient(circle at 90% 78%, rgba(11, 196, 200, 0.09), transparent 20%),
    linear-gradient(180deg, #ffffff, #f7fbff);
}

.home-page .bank-logo-card {
  backdrop-filter: blur(10px);
}

.home-page .bank-logo-media img {
  filter: drop-shadow(0 9px 16px rgba(16, 42, 67, 0.12));
  transition: filter 230ms ease, transform 230ms ease;
}

.home-page .bank-logo-card:hover .bank-logo-media img {
  filter: drop-shadow(0 14px 22px rgba(16, 42, 67, 0.2));
  transform: scale(1.08);
}

.home-page #about .section-heading {
  max-width: 960px;
  padding: 44px 38px;
  border: 1px solid rgba(5, 88, 155, 0.1);
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 25px 70px rgba(16, 42, 67, 0.1);
  backdrop-filter: blur(10px);
}

.home-page #about .section-heading p {
  max-width: 820px;
  margin: 18px auto 0;
  color: var(--muted);
  font-size: 17px;
  line-height: 1.65;
}

.home-page .site-enquiry-section::after {
  content: "";
  position: absolute;
  bottom: -150px;
  left: -100px;
  width: 340px;
  height: 340px;
  border: 54px solid rgba(21, 93, 255, 0.045);
  border-radius: 44% 56% 62% 38%;
  animation: homeBlobFloat 10s ease-in-out infinite reverse;
  pointer-events: none;
}

.home-page .site-enquiry-card {
  position: relative;
  overflow: hidden;
  transition: border-color 240ms ease, box-shadow 240ms ease, transform 240ms ease;
}

.home-page .site-enquiry-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 5px;
  background: linear-gradient(90deg, var(--blue), var(--teal), #78d8b5);
}

.home-page .site-enquiry-card:hover {
  border-color: rgba(11, 175, 136, 0.28);
  box-shadow: 0 34px 76px rgba(25, 76, 105, 0.18);
  transform: translateY(-6px);
}

.home-page .site-enquiry-contact-list a {
  padding: 7px 10px;
  border-radius: 10px;
  transition: background 180ms ease, transform 180ms ease;
}

.home-page .site-enquiry-contact-list a:hover {
  background: rgba(255, 255, 255, 0.68);
  transform: translateX(6px);
}

.home-page .site-enquiry-form input:hover,
.home-page .site-enquiry-form select:hover,
.home-page .site-enquiry-form textarea:hover {
  border-color: rgba(19, 156, 131, 0.48);
}

.home-page .site-enquiry-submit,
.home-page .site-whatsapp-btn {
  position: relative;
  overflow: hidden;
  transition: box-shadow 200ms ease, transform 200ms ease;
}

.home-page .site-enquiry-submit:hover,
.home-page .site-whatsapp-btn:hover {
  box-shadow: 0 20px 38px rgba(11, 130, 151, 0.27);
  transform: translateY(-3px);
}

.home-page .footer {
  background:
    radial-gradient(circle at 12% 12%, rgba(21, 93, 255, 0.2), transparent 26%),
    radial-gradient(circle at 88% 78%, rgba(11, 196, 200, 0.13), transparent 24%),
    #020303;
}

.home-page .footer-contact-row,
.home-page .footer-info article {
  transition: border-color 200ms ease, background 200ms ease, box-shadow 200ms ease, transform 200ms ease;
}

.home-page .footer-contact-row:hover {
  color: #ffffff;
  transform: translateX(6px);
}

.home-page .footer-info article:hover {
  border-color: rgba(105, 183, 255, 0.26);
  background: rgba(255, 255, 255, 0.055);
  box-shadow: 0 18px 34px rgba(0, 0, 0, 0.22);
  transform: translateY(-4px);
}

.home-page .footer-link-panel a {
  position: relative;
  transition: color 180ms ease, transform 180ms ease;
}

.home-page .footer-link-panel a:hover {
  transform: translateY(-2px);
}

@keyframes homeCopyEnter {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: translateY(0); }
}

@keyframes homeBlobFloat {
  0%, 100% { border-radius: 42% 58% 62% 38%; transform: translate3d(0, 0, 0) rotate(0); }
  50% { border-radius: 58% 42% 38% 62%; transform: translate3d(-14px, -12px, 0) rotate(12deg); }
}

@keyframes homeStatsShine {
  0%, 18% { left: -30%; }
  48%, 100% { left: 125%; }
}

body.dark {
  --ink: #eef7ff;
  --muted: #b7c6d5;
  --line: #284159;
  --white: #0d1b2b;
  background: #081321;
}

body.dark .site-header,
body.dark .product-card,
body.dark .lead-form,
body.dark .insights article,
body.dark .trust-grid article {
  background: #0d1b2b;
}

body.dark .hero,
body.dark .apply-section {
  background: linear-gradient(100deg, #0d1b2b, #102a44 58%, #0d3d58);
}

body.dark .hero-art img {
  mix-blend-mode: normal;
}

.detail-page {
  background: #ffffff;
}

.detail-grid-bg {
  background:
    linear-gradient(rgba(5, 88, 155, 0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(5, 88, 155, 0.055) 1px, transparent 1px),
    linear-gradient(115deg, #ebfffb 0%, #f6fbff 45%, #e8f3ff 100%);
  background-size: 52px 52px, 52px 52px, auto;
}

.detail-hero {
  padding: 70px 30px 86px;
}

.detail-hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) 450px;
  gap: 70px;
  max-width: 1540px;
  margin: 0 auto;
}

.detail-hero-copy {
  align-self: center;
}

.soft-badge,
.pill-kicker,
.line-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: max-content;
  border: 1px solid rgba(11, 196, 200, 0.24);
  border-radius: 999px;
  color: #078066;
  background: rgba(11, 196, 200, 0.14);
  font-size: 14px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.soft-badge {
  padding: 14px 22px;
  text-transform: none;
}

.soft-badge::before {
  content: "\2197";
}

.detail-hero h1 {
  margin: 34px 0 28px;
  color: var(--blue);
  font-size: clamp(48px, 5vw, 76px);
  line-height: 1;
}

.detail-hero-copy > p {
  max-width: 870px;
  color: #526173;
  font-size: 24px;
  line-height: 1.55;
}

.detail-hero-image {
  overflow: hidden;
  max-width: 760px;
  margin: 30px 0 0;
  border: 1px solid rgba(5, 88, 155, 0.12);
  border-radius: 22px;
  background: #eef7ff;
  box-shadow: 0 20px 46px rgba(5, 88, 155, 0.12);
}

.detail-hero-image img {
  display: block;
  width: 100%;
  max-height: 330px;
  object-fit: cover;
}

.detail-benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.detail-benefits article {
  display: flex;
  align-items: center;
  gap: 16px;
  min-height: 82px;
  padding: 20px 24px;
  border: 1px solid #d8f4ee;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.68);
  box-shadow: 0 14px 32px rgba(5, 88, 155, 0.07);
  font-size: 18px;
  font-weight: 800;
}

.detail-benefits span {
  display: grid;
  flex: 0 0 40px;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 50%;
  color: #00b884;
  background: #dffbf3;
  font-size: 22px;
}

.last-updated {
  display: inline-flex;
  gap: 6px;
  margin-top: 40px;
  padding: 12px 20px;
  border: 1px solid #e2eaf2;
  border-radius: 12px;
  color: #647184;
  background: rgba(255, 255, 255, 0.78);
  font-size: 16px;
}

.last-updated::before {
  content: "\25f7";
}

.last-updated strong {
  color: var(--ink);
}

.detail-side {
  display: grid;
  gap: 20px;
}

.detail-apply-card {
  position: relative;
  overflow: hidden;
  display: grid;
  justify-items: center;
  padding: 46px 30px 34px;
  border: 1px solid rgba(255, 255, 255, 0.72);
  border-radius: 30px;
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.72), rgba(229, 250, 247, 0.78));
  box-shadow: 0 28px 70px rgba(5, 88, 155, 0.22);
}

.detail-apply-card::before {
  content: "";
  position: absolute;
  inset: -45% -20%;
  background: linear-gradient(115deg, transparent 30%, rgba(255, 255, 255, 0.72), transparent 64%);
  transform: translateX(-70%);
  animation: shineSweep 5.5s ease-in-out infinite;
}

.detail-apply-card > * {
  position: relative;
}

.apply-icon {
  display: grid;
  width: 64px;
  height: 64px;
  place-items: center;
  border-radius: 18px;
  color: #ffffff;
  background: linear-gradient(135deg, #1677ff, #00c487);
  box-shadow: 0 16px 34px rgba(20, 123, 255, 0.24);
  font-size: 28px;
}

.detail-apply-card h2 {
  max-width: 330px;
  margin: 34px 0 10px;
  color: #0794c8;
  font-size: 30px;
  line-height: 1.32;
  text-align: center;
}

.detail-apply-card p {
  margin: 0 0 26px;
  color: #485364;
  font-weight: 800;
}

.privacy-check {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
  color: #556374;
  font-size: 14px;
}

.privacy-check input {
  width: 20px;
  height: 20px;
  accent-color: #0abb89;
}

.privacy-check a {
  color: #146fff;
  font-weight: 800;
  text-decoration: underline;
}

.gradient-btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  gap: 14px;
  width: 100%;
  min-height: 52px;
  margin: 16px 0 28px;
  border-radius: 16px;
  color: #ffffff;
  background: linear-gradient(90deg, #126dff, #00bf7a);
  box-shadow: 0 12px 24px rgba(18, 109, 255, 0.2);
  font-size: 20px;
  font-weight: 900;
}

.trust-row {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  justify-content: center;
  padding-top: 26px;
  border-top: 1px solid rgba(94, 121, 144, 0.14);
  color: #6a7584;
  font-size: 14px;
  font-weight: 800;
}

.trust-row i {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #cbd5df;
}

.enquiry-card {
  justify-items: stretch;
  padding: 34px 28px 30px;
}

.enquiry-card .apply-icon {
  justify-self: center;
}

.enquiry-card h2 {
  justify-self: center;
  margin-top: 24px;
  font-size: 25px;
}

.enquiry-card > p {
  justify-self: center;
  margin-bottom: 18px;
}

.service-enquiry-form {
  display: grid;
  width: 100%;
  gap: 13px;
}

.enquiry-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.enquiry-field {
  display: grid;
  gap: 7px;
  color: #34465a;
  font-size: 12px;
  font-weight: 800;
}

.enquiry-field input,
.enquiry-field textarea {
  width: 100%;
  min-height: 44px;
  padding: 10px 12px;
  border: 1px solid #d5e2ec;
  border-radius: 11px;
  outline: none;
  color: #14283e;
  background: rgba(255, 255, 255, 0.9);
  font: inherit;
  font-weight: 600;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.enquiry-field textarea {
  min-height: 98px;
  resize: vertical;
  line-height: 1.5;
}

.enquiry-field input:focus,
.enquiry-field textarea:focus {
  border-color: #0c9ec4;
  box-shadow: 0 0 0 3px rgba(12, 158, 196, 0.12);
}

.captcha-row {
  display: grid;
  grid-template-columns: minmax(92px, 0.7fr) minmax(110px, 1fr);
  align-items: center;
  gap: 10px;
}

.captcha-row strong {
  display: grid;
  min-height: 44px;
  place-items: center;
  border: 1px dashed #7bc8d6;
  border-radius: 11px;
  color: #056b8e;
  background: #eafafd;
  font-size: 17px;
  letter-spacing: 1px;
}

.enquiry-card .privacy-check {
  align-items: flex-start;
  font-size: 12px;
  line-height: 1.45;
}

.enquiry-card .privacy-check input {
  flex: 0 0 auto;
  margin-top: 1px;
}

.enquiry-submit {
  border: 0;
  cursor: pointer;
  font-family: inherit;
}

.whatsapp-enquiry-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  min-height: 48px;
  margin: -14px 0 24px;
  border: 1px solid #13aa69;
  border-radius: 14px;
  color: #087647;
  background: #ecfff7;
  font-size: 16px;
  font-weight: 900;
}

.whatsapp-enquiry-btn span {
  color: #ffffff;
  padding: 4px 8px;
  border-radius: 7px;
  background: #19a964;
  font-size: 12px;
}

.enquiry-alert {
  width: 100%;
  margin-bottom: 14px;
  padding: 11px 13px;
  border-radius: 10px;
  font-size: 12px;
  font-weight: 750;
  line-height: 1.45;
}

.enquiry-alert.success {
  color: #087647;
  border: 1px solid #a8e3c9;
  background: #effcf6;
}

.enquiry-alert.error {
  color: #a02222;
  border: 1px solid #f0bcbc;
  background: #fff2f2;
}

.enquiry-honeypot {
  position: absolute !important;
  left: -9999px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
}

.purpose-card {
  padding: 24px 26px;
  border: 1px solid #dbe8f4;
  border-radius: 20px;
  color: #526173;
  background: rgba(240, 248, 255, 0.74);
  line-height: 1.55;
  box-shadow: 0 18px 50px rgba(5, 88, 155, 0.08);
}

.purpose-card strong {
  color: var(--ink);
}

.detail-stats-panel {
  max-width: 1080px;
  margin: -38px auto 70px;
  padding: 28px 26px 38px;
  border: 1px solid #e5edf5;
  border-radius: 18px;
  background: linear-gradient(125deg, #ffffff, #f4f1ff);
  box-shadow: 0 28px 70px rgba(18, 35, 59, 0.14);
}

.stats-title {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  margin-bottom: 24px;
  color: #2e3b4e;
  font-size: 17px;
}

.stats-title span {
  color: #ff9d00;
}

.detail-stat-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.detail-stat-grid article {
  position: relative;
  overflow: hidden;
  min-height: 142px;
  padding: 20px 18px;
  border: 1px solid #e5edf5;
  border-radius: 12px;
  background: #ffffff;
  box-shadow: 0 12px 28px rgba(18, 35, 59, 0.08);
}

.detail-stat-grid article::after {
  content: "";
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 14px;
  height: 4px;
  border-radius: 999px;
  background: #5d63ee;
}

.stat-icon {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  margin-bottom: 18px;
  border-radius: 10px;
  color: #ffffff;
  background: #4963ff;
}

.detail-stat-grid strong {
  color: #2f3949;
  font-size: 24px;
}

.detail-stat-grid p,
.detail-stat-grid small {
  margin: 0;
  color: #667386;
}

.detail-calculator-section,
.detail-section,
.repayment-section,
.charges-section,
.loan-types-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 72px 30px;
}

.detail-calculator-section h2,
.detail-heading h2,
.documents-section > h2 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(34px, 4vw, 48px);
  line-height: 1.15;
  text-align: center;
}

.detail-calculator {
  margin-top: 54px;
}

.detail-heading {
  display: grid;
  justify-items: center;
  gap: 18px;
  max-width: 930px;
  margin: 0 auto 48px;
  text-align: center;
}

.detail-heading p {
  margin: 0;
  color: #435573;
  font-size: 18px;
  line-height: 1.6;
}

.detail-heading small {
  color: #53647d;
  font-size: 14px;
}

.service-rich-content {
  color: #253653;
  font-size: 17px;
  line-height: 1.75;
}

.service-rich-content h2,
.service-rich-content h3 {
  color: var(--blue);
}

.service-rich-content img {
  max-width: 100%;
  border-radius: 8px;
}

.service-rich-content > .service-content-intro {
  max-width: 1050px;
  margin: 0 auto 52px;
  text-align: center;
}

.service-rich-content > .service-content-intro h2 {
  margin: 0 0 18px;
  font-size: clamp(32px, 4vw, 50px);
}

.service-rich-content .service-content-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  max-width: 1320px;
  margin: 0 auto 70px;
}

.service-rich-content .service-content-grid article {
  padding: 28px;
  border: 1px solid #e1eaf3;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 16px 38px rgba(5, 88, 155, 0.08);
}

.service-rich-content .service-content-grid h3 {
  margin: 0 0 12px;
}

.service-rich-content .service-content-grid p {
  margin: 0;
}

.service-rich-content .service-note {
  max-width: 1180px;
  margin: 60px auto 0;
  padding: 26px 30px;
  border-left: 5px solid #0aa987;
  border-radius: 12px;
  background: #effaf7;
}

@media (max-width: 900px) {
  .service-rich-content .service-content-grid {
    grid-template-columns: 1fr;
    margin-bottom: 48px;
  }

  .detail-hero-image img {
    max-height: 250px;
  }
}

.pill-kicker {
  padding: 9px 18px;
  color: #0c2c4f;
  background: #ffffff;
}

.line-kicker {
  gap: 14px;
  padding: 0;
  border: 0;
  border-radius: 0;
  color: var(--blue);
  background: transparent;
  letter-spacing: 0.22em;
}

.line-kicker::before {
  content: "";
  width: 26px;
  height: 2px;
  background: currentColor;
}

.number-card-grid {
  display: grid;
  gap: 20px;
}

.two-col {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.number-card-grid article,
.criteria-grid article,
.uses-grid article,
.icon-card-grid article,
.repayment-grid article {
  position: relative;
  overflow: hidden;
  border: 1px solid #e6edf4;
  background: #ffffff;
  box-shadow: 0 16px 38px rgba(5, 88, 155, 0.08);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.number-card-grid article:hover,
.criteria-grid article:hover,
.uses-grid article:hover,
.icon-card-grid article:hover,
.repayment-grid article:hover,
.detail-stat-grid article:hover {
  transform: translateY(-7px);
  border-color: rgba(11, 196, 200, 0.42);
  box-shadow: 0 24px 50px rgba(5, 88, 155, 0.15);
}

.number-card-grid article {
  min-height: 150px;
  padding: 20px 28px 26px;
  border-radius: 10px;
}

.number-card-grid strong {
  color: #3d58ff;
  font-size: 42px;
  line-height: 1;
}

.number-card-grid h3,
.criteria-grid h3,
.uses-grid h3,
.icon-card-grid h3,
.repayment-grid h3 {
  margin: 14px 0 10px;
  color: var(--ink);
}

.number-card-grid p,
.criteria-grid p,
.uses-grid p,
.icon-card-grid p,
.repayment-grid p {
  margin: 0;
  color: #475d78;
  line-height: 1.55;
}

.detail-center-btn {
  width: max-content;
  margin: 36px auto 0;
}

.criteria-section,
.documents-section,
.uses-section,
.lender-section {
  padding: 82px 30px;
}

.criteria-grid,
.uses-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  max-width: 1320px;
  margin: 0 auto;
}

.criteria-grid article {
  min-height: 184px;
  padding: 28px 28px 30px;
  border-top: 4px solid var(--blue);
  border-radius: 16px;
}

.criteria-grid article::after,
.uses-grid article::after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -26px;
  width: 90px;
  height: 90px;
  border-radius: 50%;
  background: #e6eef6;
}

.criteria-grid small,
.uses-grid small {
  display: inline-flex;
  padding: 6px 14px;
  border: 1px solid #d9e4ef;
  border-radius: 999px;
  color: #607389;
  background: #f0f6fb;
  font-weight: 800;
}

.criteria-grid span {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  margin-top: 20px;
  border-radius: 12px;
  color: var(--blue);
  background: #edf4fa;
  font-size: 24px;
}

.documents-section > h2 {
  margin: 0 auto 64px;
  max-width: 1480px;
}

.documents-panel {
  max-width: 1440px;
  margin: 0 auto;
  padding: 34px 32px 36px;
  border: 1px solid #dbe5ef;
  border-radius: 22px;
  background: #ffffff;
  box-shadow: 0 22px 52px rgba(5, 88, 155, 0.08);
}

.documents-panel > .line-kicker {
  margin: 0 auto 48px;
}

.documents-panel > p {
  margin: 0 0 30px;
  color: #13233b;
  font-size: 17px;
}

.document-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.document-grid article {
  overflow: hidden;
  min-height: 158px;
  border: 1px solid #d9e2ec;
  border-radius: 14px;
  background: #f5f8fb;
}

.document-grid h3 {
  margin: 0;
  padding: 16px 18px;
  background: #e4ecf4;
  font-size: 16px;
}

.document-grid p {
  margin: 16px 20px;
  color: #26364c;
  line-height: 1.5;
}

.apply-process-section {
  max-width: 1370px;
  margin: 0 auto;
  padding: 76px 30px 64px;
}

.process-line {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 32px;
  margin-top: 70px;
}

.process-line::before {
  content: "";
  position: absolute;
  left: 8%;
  right: 8%;
  top: 50px;
  height: 2px;
  background: #d7e6ff;
}

.process-line article {
  position: relative;
  display: grid;
  justify-items: center;
  text-align: center;
}

.process-line article:nth-child(5) {
  grid-column: 1;
  margin-top: 28px;
}

.process-line i {
  display: grid;
  width: 80px;
  height: 80px;
  place-items: center;
  border: 1px solid #cfe0f4;
  border-radius: 14px;
  color: #146fff;
  background: #ffffff;
  box-shadow: 0 12px 30px rgba(5, 88, 155, 0.12);
  font-size: 31px;
  font-style: normal;
}

.process-line span {
  position: absolute;
  z-index: 2;
  top: -12px;
  right: calc(50% - 48px);
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border-radius: 50%;
  color: #ffffff;
  background: #3f4cf5;
  font-weight: 900;
}

.process-line h3 {
  margin: 36px 0 14px;
  font-size: 22px;
}

.process-line p,
.process-note {
  color: #37506e;
  line-height: 1.55;
}

.process-note {
  margin: 46px 0 0;
  font-size: 16px;
}

.process-note strong {
  display: block;
  margin-bottom: 16px;
  color: var(--ink);
  font-size: 22px;
}

.repayment-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.repayment-grid article {
  min-height: 264px;
  padding: 28px 22px;
  border-radius: 14px;
}

.repayment-grid span,
.icon-card-grid span {
  display: grid;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 10px;
  color: #146fff;
  background: #eef5ff;
  font-size: 24px;
}

.tips-box {
  margin-top: 40px;
  padding-top: 40px;
  border-top: 1px solid #e3e9ef;
}

.tips-box h3 {
  margin: 0 0 24px;
  color: var(--blue);
  font-size: 32px;
}

.tips-box div {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.tips-box span {
  min-height: 92px;
  padding: 18px 18px;
  border-radius: 12px;
  color: #30435d;
  background: #f7f9fb;
  line-height: 1.45;
}

.table-wrap {
  max-width: 900px;
  margin: 0 auto;
  overflow-x: auto;
  border: 1px solid #dce5ee;
  border-radius: 14px;
  box-shadow: 0 18px 40px rgba(5, 88, 155, 0.12);
}

.detail-table,
.lender-table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  background: #ffffff;
}

.detail-table th,
.detail-table td,
.lender-table th,
.lender-table td {
  padding: 20px 24px;
  border-bottom: 1px solid #e1e7ee;
  color: #40516a;
  text-align: left;
  vertical-align: top;
}

.detail-table th,
.lender-table th {
  color: #20242a;
  font-size: 14px;
  text-transform: uppercase;
}

.detail-table td:first-child {
  color: #263448;
  font-weight: 800;
}

.detail-table td span {
  display: inline-grid;
  width: 28px;
  height: 28px;
  margin-right: 12px;
  place-items: center;
  border-radius: 8px;
  color: #1d63dc;
  background: #dcebff;
}

.icon-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.icon-card-grid article {
  min-height: 260px;
  padding: 34px 26px;
  border-radius: 18px;
}

.icon-card-grid a {
  display: inline-flex;
  margin-top: 26px;
  color: var(--ink);
  font-weight: 900;
}

.uses-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.uses-grid article {
  min-height: 188px;
  padding: 28px 28px 34px;
  border-top: 3px solid #00bfa6;
  border-radius: 14px;
}

.uses-grid article::before {
  content: "";
  position: absolute;
  left: 28px;
  bottom: 20px;
  width: 36px;
  height: 3px;
  border-radius: 999px;
  background: #008fa0;
}

.lender-table-wrap {
  max-width: 1150px;
}

.lender-table th {
  color: #ffffff;
  background: var(--blue);
  text-align: center;
}

.lender-table td {
  color: #07111f;
  text-align: center;
}

.lender-table td:first-child {
  font-weight: 800;
}

.advice-stack {
  display: grid;
  gap: 22px;
  padding: 46px 30px 76px;
}

.advice-card {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 56px minmax(0, 1fr);
  max-width: 1150px;
  width: 100%;
  margin: 0 auto;
  border: 1px solid #dbe7f1;
  border-top: 3px solid var(--blue);
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 16px 34px rgba(5, 88, 155, 0.08);
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.advice-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 26px 60px rgba(5, 88, 155, 0.14);
}

.advice-card::after {
  content: "";
  position: absolute;
  right: -44px;
  bottom: -48px;
  width: 138px;
  height: 138px;
  border-radius: 50%;
  background: #edf3f9;
}

.advice-card aside {
  display: grid;
  place-items: start center;
  padding-top: 24px;
  border-right: 1px solid #e1e9f1;
  color: #6b809a;
  background: #f5f8fb;
  font-size: 11px;
  font-weight: 900;
  writing-mode: vertical-rl;
  letter-spacing: 0.18em;
}

.advice-card > div {
  position: relative;
  z-index: 1;
  padding: 34px 32px 46px;
}

.advice-card h2 {
  margin: 0 0 20px;
  color: #061528;
  font-size: 26px;
  line-height: 1.25;
}

.advice-card p {
  max-width: 830px;
  margin: 0 0 24px;
  color: #233a55;
  line-height: 1.55;
}

.advice-card p::after {
  content: "";
  display: block;
  height: 1px;
  margin-top: 22px;
  background: #e6edf4;
}

.check-list {
  display: grid;
  gap: 14px 36px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.two-column-list {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.check-list li {
  position: relative;
  min-height: 28px;
  padding-left: 28px;
  color: #13243a;
  line-height: 1.5;
}

.check-list li::before {
  content: "\2713";
  position: absolute;
  top: 2px;
  left: 0;
  display: grid;
  width: 18px;
  height: 18px;
  place-items: center;
  border: 1px solid #8ce7d7;
  border-radius: 50%;
  color: #00a982;
  background: #e7fbf6;
  font-size: 12px;
  font-weight: 900;
}

.advice-card::before {
  content: "";
  position: absolute;
  left: 88px;
  bottom: 30px;
  width: 40px;
  height: 3px;
  border-radius: 999px;
  background: #5e91cf;
}

.faq-section,
.service-cities-section {
  max-width: 1240px;
  margin: 0 auto;
  padding: 78px 30px;
}

.faq-list {
  display: grid;
  gap: 16px;
  max-width: 900px;
  margin: 0 auto;
}

.faq-list details {
  border: 1px solid #e5ebf1;
  border-radius: 14px;
  background: #fbfcfe;
  box-shadow: 0 8px 20px rgba(16, 42, 67, 0.07);
  transition: border-color 200ms ease, box-shadow 200ms ease, transform 200ms ease;
}

.faq-list details:hover,
.faq-list details[open] {
  border-color: rgba(5, 88, 155, 0.28);
  box-shadow: 0 16px 34px rgba(5, 88, 155, 0.1);
  transform: translateY(-2px);
}

.faq-list summary {
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 22px 26px;
  color: var(--blue);
  font-size: 18px;
  font-weight: 900;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "\2304";
  color: #667386;
  transition: transform 180ms ease;
}

.faq-list details[open] summary::after {
  transform: rotate(180deg);
}

.faq-list p {
  margin: 0;
  padding: 0 26px 24px;
  color: #4c5f78;
  line-height: 1.55;
}

.service-cities-section .detail-heading h2 strong {
  color: #5c45f1;
}

.city-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 24px;
}

.city-grid article {
  display: grid;
  justify-items: center;
  align-content: center;
  min-height: 158px;
  padding: 22px 18px;
  border: 1px solid #dbe5ee;
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 12px 26px rgba(5, 88, 155, 0.08);
  transition: transform 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
}

.city-grid article:hover {
  transform: translateY(-8px) scale(1.01);
  border-color: rgba(11, 196, 200, 0.48);
  box-shadow: 0 24px 48px rgba(5, 88, 155, 0.14);
}

.city-grid span {
  position: relative;
  display: grid;
  width: 76px;
  height: 76px;
  place-items: center;
  margin-bottom: 18px;
  border: 10px solid #ffffff;
  border-radius: 18px;
  color: #ffffff;
  background: radial-gradient(circle at 35% 30%, #1789d7, var(--blue));
  box-shadow: 0 8px 22px rgba(5, 88, 155, 0.16);
  font-weight: 900;
}

.city-grid span::after {
  content: "";
  position: absolute;
  inset: 10px;
  border: 1px solid rgba(255, 255, 255, 0.44);
  border-radius: 50%;
}

.city-grid h3 {
  margin: 0;
  color: var(--blue);
  font-size: 16px;
  text-align: center;
}

@keyframes heroSweep {
  0%,
  54% {
    transform: translateX(-80%);
  }
  100% {
    transform: translateX(80%);
  }
}

@keyframes shineSweep {
  0%,
  48% {
    transform: translateX(-75%);
  }
  100% {
    transform: translateX(75%);
  }
}

@keyframes floatHero {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

@keyframes statsFlow {
  from {
    background-position: 0 50%;
  }
  to {
    background-position: 100% 50%;
  }
}

@keyframes detailFloat {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-12px);
  }
}

@keyframes badgeShine {
  0%,
  52% {
    transform: translateX(-140%);
  }
  100% {
    transform: translateX(270%);
  }
}

@keyframes linePulse {
  0%,
  100% {
    opacity: 0.55;
    transform: scaleX(0.72);
  }
  50% {
    opacity: 1;
    transform: scaleX(1);
  }
}

@keyframes timelineFlow {
  from {
    height: 22%;
  }
  to {
    height: 82%;
  }
}

@keyframes iconPulse {
  0%,
  100% {
    box-shadow: 0 12px 24px rgba(0, 67, 156, 0.18);
    transform: scale(1);
  }
  50% {
    box-shadow: 0 16px 34px rgba(0, 67, 156, 0.28);
    transform: scale(1.05);
  }
}

@keyframes logoDrift {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-3px);
  }
}

@media (prefers-reduced-motion: reduce) {
  .loan-detail-art img,
  .plan-badge::after,
  .walkthrough-heading::after,
  .timeline::after,
  .timeline-icon,
  .bank-logo-card span,
  .home-page .hero::after,
  .home-page .site-enquiry-section::after,
  .home-page .hero-slide.is-active .hero-pill,
  .home-page .hero-slide.is-active .hero-copy h1,
  .home-page .hero-slide.is-active .hero-copy p,
  .home-page .hero-slide.is-active .hero-copy .primary-btn,
  .home-page .stats-band,
  .home-page .stats-band::before {
    animation: none;
  }

  .home-page .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

@media (max-width: 980px) {
  .topbar {
    justify-content: center;
    flex-wrap: wrap;
    gap: 12px 22px;
  }

  .navbar {
    flex-wrap: wrap;
  }

  .menu-toggle {
    display: grid;
    margin-left: auto;
  }

  .nav-links {
    display: none;
    width: 100%;
  }

  .navbar.open .nav-links {
    display: flex;
  }

  .navbar.open .nav-links {
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 8px 0 16px;
  }

  .nav-item,
  .nav-trigger,
  .nav-link {
    width: 100%;
  }

  .nav-trigger,
  .nav-link {
    min-height: 44px;
    justify-content: space-between;
  }

  .mega-menu,
  .dropdown-menu {
    position: static;
    display: none;
    width: 100%;
    margin: 0 0 10px;
  }

  .nav-item.open .mega-menu,
  .nav-item.open .dropdown-menu {
    display: grid;
  }

  .nav-item:hover .mega-menu,
  .nav-item:hover .dropdown-menu {
    display: none;
  }

  .nav-item.open:hover .mega-menu,
  .nav-item.open:hover .dropdown-menu {
    display: grid;
  }

  .loans-menu {
    width: 100%;
  }

  .mega-tabs,
  .mega-panel,
  .dropdown-menu {
    width: 100%;
    min-width: 0;
    margin-left: 0;
    border-radius: 14px;
    box-shadow: 0 12px 26px rgba(16, 42, 67, 0.12);
  }

  .mega-panel {
    gap: 14px;
    margin-top: 0 !important;
    padding: 20px;
  }

  .hero,
  .apply-section,
  .loan-detail-card,
  .reverse-card,
  .testimonial-band {
    grid-template-columns: 1fr;
  }

  .footer-main {
    grid-template-columns: 1fr;
    gap: 46px;
    max-width: 760px;
    margin: 0 auto;
  }

  .about-services-section {
    grid-template-columns: 1fr;
  }

  .about-services-copy {
    position: static;
  }

  .loan-detail-card {
    gap: 0;
  }

  .reverse-card .loan-detail-copy {
    order: 2;
  }

  .reverse-card .loan-detail-art {
    order: 1;
  }

  .loan-detail-art {
    min-height: 360px;
  }

  .hero,
  .hero-slider,
  .hero-slide {
    min-height: 690px;
  }

  .hero-slide {
    grid-template-columns: 1fr;
    gap: 22px;
    padding: 44px 38px 86px;
    text-align: left;
  }

  .hero-copy {
    max-width: 100%;
  }

  .hero-art {
    max-width: 560px;
    margin: 0 auto;
  }

  .trust-grid,
  .product-grid,
  .loan-offer-grid,
  .bank-logo-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .loan-calculator {
    grid-template-columns: 1fr;
  }

  .apply-copy {
    justify-self: start;
  }

  .detail-hero-inner {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .detail-side {
    max-width: 560px;
    width: 100%;
    margin: 0 auto;
  }

  .detail-benefits,
  .detail-stat-grid,
  .two-col,
  .criteria-grid,
  .uses-grid,
  .icon-card-grid,
  .repayment-grid,
  .document-grid,
  .tips-box div,
  .two-column-list,
  .city-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-line {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-line::before {
    display: none;
  }

  .process-line article:nth-child(5) {
    grid-column: auto;
    margin-top: 0;
  }

  .detail-stats-panel {
    margin-left: 30px;
    margin-right: 30px;
  }

  .advice-stack,
  .faq-section,
  .service-cities-section {
    padding-left: 18px;
    padding-right: 18px;
  }
}

@media (max-width: 640px) {
  .topbar {
    display: none;
  }

  .navbar,
  .hero,
  .trust-grid,
  .section,
  .insights,
  .apply-section,
  .testimonial-band {
    margin-left: 0;
    margin-right: 0;
    padding-left: 18px;
    padding-right: 18px;
  }

  .footer-main {
    padding: 44px 18px;
  }

  .home-page .stats-band {
    margin: 42px 18px;
    padding: 24px 18px;
    border-radius: 20px;
  }

  .home-page .stat-item {
    padding: 20px 10px;
  }

  .home-page .stat-item + .stat-item::before {
    top: 0;
    right: 18%;
    bottom: auto;
    left: 18%;
    width: auto;
    height: 1px;
  }

  .home-page #about .section-heading {
    padding: 32px 20px;
    border-radius: 22px;
  }

  .about-services-section {
    margin: 54px auto;
    padding: 0 18px;
  }

  .about-services-grid {
    grid-template-columns: 1fr;
  }

  .about-services-grid article {
    min-height: auto;
    padding: 24px 20px;
  }

  .about-services-copy h2 {
    font-size: 31px;
  }

  .about-services-copy p {
    font-size: 16px;
  }

  .footer-brand {
    width: min(100%, 270px);
  }

  .footer-contact-row {
    width: 100%;
    font-size: 15px;
  }

  .footer-socials div {
    flex-wrap: wrap;
  }

  .footer-info article {
    padding: 18px 16px;
  }

  .footer-link-panel {
    justify-content: flex-start;
    gap: 18px 22px;
    padding: 24px 18px;
  }

  .footer-bottom {
    font-size: 12px;
    line-height: 1.5;
  }

  .brand {
    width: 178px;
  }

  .brand img {
    width: 170px;
    max-height: 57px;
  }

  .hero {
    min-height: auto;
    margin-top: 0;
  }

  .hero,
  .hero-slider,
  .hero-slide {
    min-height: 700px;
  }

  .hero-slide {
    padding: 28px 26px 82px;
    align-content: start;
  }

  .hero-art {
    max-width: 330px;
  }

  .hero-art img {
    max-height: 245px;
  }

  .hero h1 {
    font-size: 38px;
  }

  .hero p {
    font-size: 16px;
  }

  .hero-arrow {
    display: none;
  }

  .loan-showcase {
    gap: 34px;
    margin-bottom: 54px;
    padding: 0 18px;
  }

  .loan-detail-card {
    min-height: 0;
    border-radius: 22px;
  }

  .loan-detail-art {
    min-height: 260px;
  }

  .loan-detail-art img {
    width: 90%;
    max-height: 245px;
  }

  .loan-detail-copy {
    padding: 30px 22px 34px;
  }

  .loan-detail-copy p {
    font-size: 16px;
  }

  .benefit-list {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .walkthrough-section {
    margin-bottom: 54px;
    padding: 0 18px;
  }

  .timeline {
    gap: 26px;
    margin-top: 34px;
  }

  .timeline::before {
    left: 31px;
  }

  .timeline::after {
    left: 31px;
  }

  .timeline-step {
    grid-template-columns: 62px minmax(0, 1fr);
    gap: 18px;
  }

  .left-step div,
  .right-step div {
    grid-column: 2;
    text-align: left;
  }

  .left-step .timeline-icon,
  .right-step .timeline-icon {
    grid-column: 1;
    grid-row: 1;
  }

  .trust-grid,
  .stats-band,
  .product-grid,
  .loan-offer-grid,
  .bank-logo-grid,
  .insight-grid {
    grid-template-columns: 1fr;
  }

  .bank-association {
    padding: 48px 18px 58px;
  }

  .bank-heading {
    margin-bottom: 32px;
  }

  .bank-heading h2 {
    font-size: 31px;
  }

  .bank-heading p {
    font-size: 17px;
    line-height: 1.5;
  }

  .bank-logo-grid {
    gap: 18px;
  }

  .bank-logo-card {
    min-height: 112px;
    border-radius: 14px;
  }

  .loan-card-media,
  .loan-card-media img {
    height: 235px;
    min-height: 235px;
  }

  .loan-calculator {
    gap: 20px;
    margin-top: 42px;
  }

  .calculator-panel {
    min-height: auto;
    padding: 24px 18px;
    border-radius: 18px;
  }

  .calculator-panel output {
    min-width: 104px;
    font-size: 16px;
  }

  .result-row {
    padding: 0 14px;
    font-size: 15px;
  }

  .result-row strong {
    font-size: 18px;
  }

  .stats-band {
    gap: 24px;
    margin: 34px 0;
  }

  blockquote {
    font-size: 19px;
  }

  .detail-hero,
  .detail-calculator-section,
  .detail-section,
  .criteria-section,
  .documents-section,
  .apply-process-section,
  .repayment-section,
  .charges-section,
  .loan-types-section,
  .uses-section,
  .lender-section,
  .advice-stack,
  .faq-section,
  .service-cities-section {
    padding-left: 18px;
    padding-right: 18px;
  }

  .detail-hero {
    padding-top: 36px;
    padding-bottom: 48px;
  }

  .detail-hero h1 {
    margin-top: 24px;
    font-size: 42px;
  }

  .detail-hero-copy > p {
    font-size: 17px;
  }

  .detail-benefits,
  .detail-stat-grid,
  .two-col,
  .criteria-grid,
  .uses-grid,
  .icon-card-grid,
  .repayment-grid,
  .document-grid,
  .tips-box div,
  .process-line,
  .two-column-list,
  .city-grid {
    grid-template-columns: 1fr;
  }

  .detail-benefits article {
    min-height: 72px;
    padding: 16px;
    font-size: 15px;
  }

  .last-updated {
    width: 100%;
    justify-content: center;
  }

  .detail-apply-card {
    padding: 34px 20px 28px;
    border-radius: 22px;
  }

  .detail-apply-card h2 {
    font-size: 24px;
  }

  .enquiry-grid {
    grid-template-columns: 1fr;
  }

  .gradient-btn {
    font-size: 17px;
  }

  .trust-row {
    gap: 9px;
    font-size: 12px;
  }

  .detail-stats-panel {
    margin: -20px 18px 40px;
    padding: 22px 16px 26px;
  }

  .stats-title {
    align-items: flex-start;
    flex-direction: column;
    gap: 8px;
  }

  .detail-calculator-section,
  .detail-section,
  .criteria-section,
  .documents-section,
  .apply-process-section,
  .repayment-section,
  .charges-section,
  .loan-types-section,
  .uses-section,
  .lender-section,
  .advice-stack,
  .faq-section,
  .service-cities-section {
    padding-top: 48px;
    padding-bottom: 48px;
  }

  .detail-calculator-section h2,
  .detail-heading h2,
  .documents-section > h2 {
    font-size: 31px;
  }

  .detail-heading {
    margin-bottom: 32px;
  }

  .detail-heading p {
    font-size: 16px;
  }

  .number-card-grid article,
  .criteria-grid article,
  .uses-grid article,
  .icon-card-grid article,
  .repayment-grid article {
    min-height: auto;
    padding: 22px 20px;
  }

  .number-card-grid strong {
    font-size: 34px;
  }

  .documents-section > h2 {
    margin-bottom: 34px;
  }

  .documents-panel {
    padding: 26px 16px;
  }

  .documents-panel > .line-kicker {
    margin-bottom: 30px;
  }

  .process-line {
    gap: 28px;
    margin-top: 38px;
  }

  .process-line article {
    justify-items: start;
    grid-template-columns: 78px minmax(0, 1fr);
    text-align: left;
  }

  .process-line i {
    grid-row: 1 / span 3;
    width: 64px;
    height: 64px;
    font-size: 24px;
  }

  .process-line span {
    top: -10px;
    left: 46px;
    right: auto;
  }

  .process-line h3 {
    margin: 2px 0 8px;
  }

  .process-line p {
    margin: 0;
  }

  .tips-box h3 {
    font-size: 25px;
  }

  .table-wrap {
    margin-left: -2px;
    margin-right: -2px;
  }

  .detail-table,
  .lender-table {
    min-width: 680px;
  }

  .advice-card {
    grid-template-columns: 40px minmax(0, 1fr);
    border-radius: 12px;
  }

  .advice-card aside {
    padding-top: 18px;
    font-size: 10px;
  }

  .advice-card > div {
    padding: 24px 18px 42px;
  }

  .advice-card h2 {
    font-size: 22px;
  }

  .advice-card::before {
    left: 66px;
    bottom: 24px;
  }

  .faq-list summary {
    padding: 18px 18px;
    font-size: 16px;
  }

  .faq-list p {
    padding: 0 18px 20px;
  }

  .city-grid {
    gap: 16px;
  }

  .city-grid article {
    min-height: 130px;
  }
}
.health-insurance-page {
  background: #f7fbfa;
}

.health-main {
  color: #183047;
  background:
    radial-gradient(circle at 8% 12%, rgba(36, 199, 158, 0.08), transparent 24%),
    radial-gradient(circle at 92% 38%, rgba(24, 137, 214, 0.07), transparent 22%),
    #f7fbfa;
}

.health-hero {
  padding: 72px 24px 88px;
  overflow: hidden;
  background: linear-gradient(135deg, #eafaf5 0%, #f5fbff 55%, #eaf4ff 100%);
}

.health-hero-inner,
.health-section,
.health-consultation {
  width: min(1180px, 100%);
  margin: 0 auto;
}

.health-hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(360px, 0.92fr);
  align-items: center;
  gap: 64px;
}

.health-kicker,
.health-section-heading > span,
.health-consultation > div > span {
  display: inline-flex;
  margin-bottom: 16px;
  color: #078565;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.health-hero-copy h1 {
  max-width: 700px;
  margin: 0;
  color: #102c43;
  font-size: clamp(46px, 5.4vw, 76px);
  line-height: 1.02;
  letter-spacing: -0.055em;
}

.health-hero-copy > p {
  max-width: 680px;
  margin: 26px 0 0;
  color: #4b6476;
  font-size: 18px;
  line-height: 1.75;
}

.health-hero-actions,
.health-consult-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

.health-primary-btn,
.health-secondary-btn {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 12px 22px;
  border-radius: 14px;
  font-weight: 900;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.health-primary-btn {
  color: #ffffff;
  background: linear-gradient(90deg, #0a8f70, #087fc2);
  box-shadow: 0 16px 34px rgba(8, 132, 133, 0.22);
}

.health-secondary-btn {
  border: 1px solid #b8d4d7;
  color: #176775;
  background: rgba(255, 255, 255, 0.76);
}

.health-primary-btn:hover,
.health-secondary-btn:hover {
  transform: translateY(-2px);
}

.health-trust-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  margin-top: 28px;
  color: #5c7180;
  font-size: 13px;
  font-weight: 800;
}

.health-trust-row i {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #88b9b2;
}

.health-hero-visual {
  position: relative;
  display: grid;
  min-height: 460px;
  place-items: center;
  border: 1px solid rgba(255, 255, 255, 0.9);
  border-radius: 42px;
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.82), rgba(217, 246, 239, 0.72));
  box-shadow: 0 32px 80px rgba(18, 91, 117, 0.16);
}

.health-hero-visual::before,
.health-hero-visual::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(24, 159, 128, 0.15);
}

.health-hero-visual::before {
  width: 300px;
  height: 300px;
}

.health-hero-visual::after {
  width: 390px;
  height: 390px;
}

.health-shield {
  position: relative;
  z-index: 2;
  display: grid;
  width: 176px;
  height: 202px;
  place-items: center;
  border-radius: 62px 62px 82px 82px;
  color: #ffffff;
  background: linear-gradient(145deg, #10a87f, #0a83bd);
  box-shadow: 0 26px 55px rgba(5, 130, 126, 0.28);
  clip-path: polygon(50% 0, 94% 18%, 87% 72%, 50% 100%, 13% 72%, 6% 18%);
}

.health-shield span {
  display: grid;
  width: 82px;
  height: 82px;
  place-items: center;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.18);
  font-size: 64px;
  font-weight: 300;
  line-height: 1;
}

.health-family-card,
.health-cover-chip {
  position: absolute;
  z-index: 3;
  border: 1px solid rgba(255, 255, 255, 0.96);
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 18px 38px rgba(17, 84, 107, 0.13);
  backdrop-filter: blur(10px);
}

.health-family-card {
  right: 28px;
  bottom: 35px;
  display: grid;
  gap: 5px;
  padding: 17px 20px;
  border-radius: 18px;
  color: #17384d;
}

.health-family-card span,
.health-cover-chip span {
  color: #66808e;
  font-size: 12px;
}

.health-cover-chip {
  display: grid;
  gap: 3px;
  min-width: 112px;
  padding: 14px 16px;
  border-radius: 16px;
}

.health-cover-chip b {
  color: #078565;
}

.chip-one {
  top: 56px;
  left: 28px;
}

.chip-two {
  top: 120px;
  right: 22px;
}

.health-section {
  padding: 84px 24px;
}

.health-section-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.health-section-heading.centered {
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.health-section-heading h2,
.health-consultation h2 {
  margin: 0;
  color: #14344b;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.15;
  letter-spacing: -0.035em;
}

.health-section-heading p,
.health-consultation p {
  margin: 16px 0 0;
  color: #5a7180;
  font-size: 16px;
  line-height: 1.7;
}

.health-intro-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 32px;
}

.health-rich-copy {
  padding: 34px;
  border: 1px solid #dcebe8;
  border-radius: 26px;
  background: #ffffff;
  box-shadow: 0 20px 55px rgba(21, 82, 94, 0.08);
}

.health-rich-copy p {
  margin: 0;
  color: #4f6877;
  font-size: 17px;
  line-height: 1.85;
}

.health-rich-copy p + p {
  margin-top: 18px;
}

.health-note-card {
  padding: 34px;
  border-radius: 26px;
  color: #ffffff;
  background: linear-gradient(145deg, #087b83, #075e8d);
  box-shadow: 0 24px 55px rgba(8, 99, 127, 0.2);
}

.health-note-card span {
  color: #bdf5e6;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.health-note-card h3 {
  margin: 15px 0 12px;
  font-size: 25px;
}

.health-note-card p {
  margin: 0;
  color: #d9f0f3;
  line-height: 1.7;
}

.health-benefits,
.health-process,
.health-documents {
  width: 100%;
  max-width: none;
  padding-right: max(24px, calc((100% - 1132px) / 2));
  padding-left: max(24px, calc((100% - 1132px) / 2));
  background: #eef8f6;
}

.health-card-grid,
.health-plan-grid,
.health-process-grid,
.health-doc-grid {
  display: grid;
  gap: 20px;
}

.four-col,
.health-process-grid,
.health-doc-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.health-card-grid article,
.health-process-grid article,
.health-doc-grid article {
  padding: 28px;
  border: 1px solid #d9e9e5;
  border-radius: 22px;
  background: #ffffff;
  box-shadow: 0 14px 34px rgba(20, 86, 95, 0.06);
}

.health-card-grid b,
.health-doc-grid b {
  color: #0a9471;
  font-size: 13px;
}

.health-card-grid h3,
.health-process-grid h3,
.health-doc-grid h3,
.health-plan-grid h3,
.health-claim-grid h3 {
  margin: 14px 0 9px;
  color: #193c52;
  font-size: 19px;
}

.health-card-grid p,
.health-process-grid p,
.health-doc-grid p,
.health-plan-grid p,
.health-claim-grid p {
  margin: 0;
  color: #607786;
  line-height: 1.65;
}

.health-plan-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.health-plan-grid article {
  display: grid;
  grid-template-columns: 58px 1fr;
  gap: 18px;
  padding: 26px;
  border: 1px solid #dce9ee;
  border-radius: 22px;
  background: #ffffff;
}

.health-plan-grid article > span {
  display: grid;
  width: 58px;
  height: 58px;
  place-items: center;
  border-radius: 17px;
  color: #ffffff;
  background: linear-gradient(145deg, #0aa379, #1387bd);
  font-size: 11px;
  font-weight: 900;
}

.health-plan-grid h3 {
  margin-top: 0;
}

.health-coverage-grid,
.health-claim-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.health-coverage-grid article,
.health-claim-grid article {
  padding: 34px;
  border-radius: 26px;
}

.health-coverage-grid article {
  border: 1px solid #d7e9e4;
  background: #ffffff;
}

.health-coverage-grid .covered {
  box-shadow: inset 5px 0 #14a97b;
}

.health-coverage-grid .check-first {
  box-shadow: inset 5px 0 #1388bc;
}

.health-coverage-grid h3 {
  margin: 0 0 20px;
  font-size: 24px;
}

.health-coverage-grid ul {
  display: grid;
  gap: 13px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.health-coverage-grid li {
  position: relative;
  padding-left: 26px;
  color: #536d7b;
  line-height: 1.55;
}

.health-coverage-grid li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  color: #0b9c73;
  font-weight: 900;
}

.health-coverage-grid .check-first li::before {
  content: "i";
  color: #1388bc;
}

.health-disclaimer {
  margin: 20px 0 0;
  color: #667d89;
  font-size: 13px;
  text-align: center;
}

.health-process-grid article {
  position: relative;
  overflow: hidden;
}

.health-process-grid strong {
  color: #0b9471;
  font-size: 30px;
}

.health-claim-grid article:first-child {
  border: 1px solid #bfe4d7;
  background: #ecfaf5;
}

.health-claim-grid article:last-child {
  border: 1px solid #c8deeb;
  background: #eef8fd;
}

.health-claim-grid article > span {
  color: #087e68;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.health-faq-list {
  display: grid;
  max-width: 880px;
  gap: 12px;
  margin: 0 auto;
}

.health-faq-list details {
  border: 1px solid #dbe8e8;
  border-radius: 18px;
  background: #ffffff;
  box-shadow: 0 10px 28px rgba(18, 79, 91, 0.05);
}

.health-faq-list summary {
  padding: 20px 24px;
  color: #193b50;
  cursor: pointer;
  font-weight: 850;
}

.health-faq-list p {
  margin: 0;
  padding: 0 24px 22px;
  color: #5d7482;
  line-height: 1.7;
}

.health-consultation {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 40px;
  margin-bottom: 90px;
  padding: 48px;
  border-radius: 30px;
  color: #ffffff;
  background: linear-gradient(120deg, #087a70, #096da1);
  box-shadow: 0 28px 70px rgba(8, 104, 125, 0.22);
}

.health-consultation h2 {
  color: #ffffff;
}

.health-consultation p {
  max-width: 720px;
  color: #d9eff1;
}

.health-consultation > div > span {
  color: #bdf5e6;
}

.health-consult-actions {
  min-width: 230px;
  margin-top: 0;
}

.health-secondary-btn.light {
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.45);
  background: rgba(255, 255, 255, 0.1);
}

@media (max-width: 980px) {
  .health-hero-inner,
  .health-intro-grid,
  .health-consultation {
    grid-template-columns: 1fr;
  }

  .health-hero-visual {
    min-height: 400px;
  }

  .four-col,
  .health-process-grid,
  .health-doc-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .health-plan-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .health-consult-actions {
    min-width: 0;
  }
}

@media (max-width: 640px) {
  .health-hero {
    padding: 52px 18px 64px;
  }

  .health-hero-inner {
    gap: 40px;
  }

  .health-hero-copy h1 {
    font-size: 43px;
  }

  .health-hero-copy > p {
    font-size: 16px;
  }

  .health-hero-actions,
  .health-consult-actions {
    display: grid;
  }

  .health-primary-btn,
  .health-secondary-btn {
    width: 100%;
  }

  .health-hero-visual {
    min-height: 350px;
    border-radius: 28px;
  }

  .health-hero-visual::after {
    width: 300px;
    height: 300px;
  }

  .health-hero-visual::before {
    width: 230px;
    height: 230px;
  }

  .health-shield {
    width: 140px;
    height: 165px;
  }

  .health-family-card {
    right: 14px;
    bottom: 18px;
  }

  .chip-one {
    top: 25px;
    left: 14px;
  }

  .chip-two {
    top: 84px;
    right: 12px;
  }

  .health-section {
    padding: 62px 18px;
  }

  .four-col,
  .health-process-grid,
  .health-doc-grid,
  .health-plan-grid,
  .health-coverage-grid,
  .health-claim-grid {
    grid-template-columns: 1fr;
  }

  .health-rich-copy,
  .health-note-card,
  .health-coverage-grid article,
  .health-claim-grid article {
    padding: 26px;
  }

  .health-consultation {
    width: calc(100% - 36px);
    margin-bottom: 64px;
    padding: 32px 24px;
    border-radius: 24px;
  }
}
.motor-helpdesk-page {
  background: #f4f8fc;
}

.motor-helpdesk-main {
  color: #183149;
  background: #f4f8fc;
}

.motor-helpdesk-hero {
  padding: 70px 24px 86px;
  background:
    radial-gradient(circle at 8% 12%, rgba(47, 128, 237, 0.16), transparent 25%),
    radial-gradient(circle at 90% 84%, rgba(16, 185, 129, 0.13), transparent 26%),
    linear-gradient(135deg, #eef5ff, #f4fffb);
}

.motor-helpdesk-inner,
.motor-contact-section,
.motor-claim-guide,
.motor-ready-section,
.motor-office-section,
.motor-faq-section {
  width: min(1180px, 100%);
  margin: 0 auto;
}

.motor-helpdesk-inner {
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(480px, 1.12fr);
  align-items: center;
  gap: 58px;
}

.motor-helpdesk-copy > span,
.motor-section-heading > span,
.motor-office-section > div > span {
  display: inline-flex;
  margin-bottom: 15px;
  color: #176fc0;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.motor-helpdesk-copy h1 {
  margin: 0;
  color: #102e4c;
  font-size: clamp(46px, 5.2vw, 72px);
  line-height: 1.02;
  letter-spacing: -0.055em;
}

.motor-helpdesk-copy > p {
  margin: 24px 0 0;
  color: #536b80;
  font-size: 17px;
  line-height: 1.75;
}

.motor-help-points {
  display: grid;
  gap: 12px;
  margin-top: 30px;
}

.motor-help-points article {
  display: grid;
  grid-template-columns: 42px 1fr;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  border: 1px solid rgba(174, 204, 226, 0.72);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.68);
}

.motor-help-points b {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 12px;
  color: #ffffff;
  background: linear-gradient(145deg, #207ad0, #0fa983);
  font-size: 12px;
}

.motor-help-points div {
  display: grid;
  gap: 3px;
}

.motor-help-points strong {
  color: #1c3f5d;
}

.motor-help-points small {
  color: #6b8191;
}

.motor-support-form-card {
  padding: 32px;
  border: 1px solid rgba(255, 255, 255, 0.95);
  border-radius: 30px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 30px 75px rgba(29, 87, 126, 0.16);
  backdrop-filter: blur(12px);
}

.motor-form-head {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 24px;
}

.motor-form-head > span {
  display: grid;
  width: 54px;
  height: 54px;
  flex: 0 0 auto;
  place-items: center;
  border-radius: 16px;
  color: #ffffff;
  background: linear-gradient(145deg, #247be0, #0bad84);
  font-size: 23px;
}

.motor-form-head h2 {
  margin: 0;
  color: #173b59;
  font-size: 25px;
}

.motor-form-head p {
  margin: 4px 0 0;
  color: #6a8090;
  font-size: 13px;
}

.motor-support-form,
.motor-support-form label {
  display: grid;
  gap: 8px;
}

.motor-support-form {
  gap: 14px;
}

.motor-form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 13px;
}

.motor-support-form label > span:first-child {
  color: #334f65;
  font-size: 12px;
  font-weight: 850;
}

.motor-support-form input,
.motor-support-form select,
.motor-support-form textarea {
  width: 100%;
  min-height: 45px;
  padding: 11px 13px;
  border: 1px solid #d4e1eb;
  border-radius: 11px;
  outline: none;
  color: #18364e;
  background: #f9fcff;
  font: inherit;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.motor-support-form textarea {
  resize: vertical;
}

.motor-support-form input:focus,
.motor-support-form select:focus,
.motor-support-form textarea:focus {
  border-color: #3186cf;
  box-shadow: 0 0 0 3px rgba(49, 134, 207, 0.12);
}

.motor-captcha {
  display: grid;
  grid-template-columns: 120px 1fr;
  align-items: center;
  gap: 11px;
}

.motor-captcha strong {
  display: grid;
  min-height: 45px;
  place-items: center;
  border: 1px dashed #7cb8de;
  border-radius: 11px;
  color: #176aae;
  background: #edf7ff;
  letter-spacing: 1px;
}

.motor-consent {
  display: flex !important;
  grid-template-columns: none !important;
  align-items: flex-start;
  gap: 10px !important;
  color: #647a89;
  font-size: 11px;
  line-height: 1.45;
}

.motor-consent input {
  width: 18px;
  min-height: 18px;
  flex: 0 0 auto;
  margin-top: 1px;
  accent-color: #0ba77f;
}

.motor-support-form > button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 12px;
  border: 0;
  border-radius: 13px;
  color: #ffffff;
  background: linear-gradient(90deg, #2679df, #0cad83);
  box-shadow: 0 13px 28px rgba(31, 120, 183, 0.2);
  cursor: pointer;
  font: inherit;
  font-weight: 900;
}

.motor-honeypot {
  position: absolute !important;
  left: -9999px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
}

.motor-form-alert {
  margin-bottom: 17px;
  padding: 11px 13px;
  border-radius: 10px;
  font-size: 12px;
  font-weight: 750;
  line-height: 1.45;
}

.motor-form-alert.success {
  color: #087649;
  border: 1px solid #a8e2c8;
  background: #effcf6;
}

.motor-form-alert.error {
  color: #a02222;
  border: 1px solid #efbaba;
  background: #fff1f1;
}

.motor-contact-section,
.motor-claim-guide,
.motor-ready-section,
.motor-faq-section {
  padding: 82px 24px;
}

.motor-section-heading {
  max-width: 760px;
  margin-bottom: 38px;
}

.motor-section-heading.centered {
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.motor-section-heading h2,
.motor-office-section h2 {
  margin: 0;
  color: #173a56;
  font-size: clamp(31px, 4vw, 47px);
  line-height: 1.15;
  letter-spacing: -0.035em;
}

.motor-section-heading > p {
  margin: 14px 0 0;
  color: #647a89;
  line-height: 1.65;
}

.motor-contact-grid,
.motor-claim-steps,
.motor-ready-grid {
  display: grid;
  gap: 20px;
}

.motor-contact-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.motor-contact-grid a {
  padding: 30px;
  border: 1px solid #d7e5ef;
  border-radius: 23px;
  color: inherit;
  background: #ffffff;
  box-shadow: 0 16px 38px rgba(24, 75, 111, 0.07);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.motor-contact-grid a:hover {
  transform: translateY(-4px);
  box-shadow: 0 22px 48px rgba(24, 75, 111, 0.12);
}

.motor-contact-grid b {
  color: #1372bb;
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.motor-contact-grid h3 {
  margin: 14px 0 10px;
  color: #173b58;
  font-size: 21px;
}

.motor-contact-grid p,
.motor-claim-steps p,
.motor-ready-grid p,
.motor-office-section p,
.motor-faq-list p {
  margin: 0;
  color: #647b8b;
  line-height: 1.65;
}

.motor-claim-guide {
  width: 100%;
  max-width: none;
  padding-right: max(24px, calc((100% - 1132px) / 2));
  padding-left: max(24px, calc((100% - 1132px) / 2));
  background: #eaf3fb;
}

.motor-claim-steps {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.motor-claim-steps article,
.motor-ready-grid article {
  padding: 27px;
  border: 1px solid #d3e3ee;
  border-radius: 21px;
  background: #ffffff;
}

.motor-claim-steps strong {
  color: #1374bd;
  font-size: 26px;
}

.motor-claim-steps h3 {
  margin: 14px 0 9px;
  color: #173c59;
}

.motor-ready-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.motor-ready-grid span {
  display: inline-flex;
  margin-bottom: 12px;
  color: #0b9471;
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
}

.motor-office-section {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 35px;
  margin-top: 12px;
  padding: 46px;
  border-radius: 28px;
  color: #ffffff;
  background: linear-gradient(120deg, #185e9e, #087d70);
  box-shadow: 0 26px 65px rgba(15, 92, 114, 0.2);
}

.motor-office-section > div > span,
.motor-office-section h2 {
  color: #ffffff;
}

.motor-office-section p {
  max-width: 690px;
  margin-top: 12px;
  color: #dcecf4;
}

.motor-office-section > a {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  padding: 11px 20px;
  border: 1px solid rgba(255, 255, 255, 0.45);
  border-radius: 13px;
  color: #ffffff;
  background: rgba(255, 255, 255, 0.1);
  font-weight: 900;
}

.motor-faq-list {
  display: grid;
  max-width: 880px;
  gap: 12px;
  margin: 0 auto;
}

.motor-faq-list details {
  border: 1px solid #d8e5ee;
  border-radius: 17px;
  background: #ffffff;
  box-shadow: 0 10px 28px rgba(25, 78, 111, 0.05);
}

.motor-faq-list summary {
  padding: 20px 23px;
  color: #183b57;
  cursor: pointer;
  font-weight: 850;
}

.motor-faq-list p {
  padding: 0 23px 21px;
}

@media (max-width: 980px) {
  .motor-helpdesk-inner {
    grid-template-columns: 1fr;
  }

  .motor-contact-grid {
    grid-template-columns: 1fr;
  }

  .motor-claim-steps,
  .motor-ready-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .motor-helpdesk-hero {
    padding: 52px 18px 65px;
  }

  .motor-helpdesk-copy h1 {
    font-size: 43px;
  }

  .motor-support-form-card {
    padding: 24px 18px;
    border-radius: 22px;
  }

  .motor-form-grid,
  .motor-claim-steps,
  .motor-ready-grid {
    grid-template-columns: 1fr;
  }

  .motor-captcha {
    grid-template-columns: 105px 1fr;
  }

  .motor-contact-section,
  .motor-claim-guide,
  .motor-ready-section,
  .motor-faq-section {
    padding: 62px 18px;
  }

  .motor-office-section {
    width: calc(100% - 36px);
    grid-template-columns: 1fr;
    margin-top: 0;
    padding: 32px 24px;
    border-radius: 22px;
  }
}

/* Final brand-color layer (kept last so legacy page styles cannot override it). */
.site-header {
  border-bottom: 2px solid var(--brand-gold);
  box-shadow: 0 5px 20px rgba(7, 20, 79, 0.1);
}

.topbar,
.footer-bottom {
  background: var(--brand-navy);
}

.topbar a:hover,
.footer-link-panel a:hover,
.footer-credit a,
.footer-credit a:hover {
  color: var(--brand-gold);
}

.nav-trigger,
.nav-link {
  color: var(--brand-navy);
}

.nav-trigger:hover,
.nav-item:hover > .nav-trigger,
.nav-link:hover,
.nav-link.active,
.mega-panel a:hover,
.dropdown-menu a:hover,
.mega-tabs button.active,
.mega-tabs button:hover,
.mega-tabs span {
  color: var(--brand-gold-dark);
}

.mega-tabs button.active,
.mega-tabs button:hover {
  background: var(--brand-cream);
}

.hero-pill::before,
.section-heading span,
.loan-meta strong,
.bank-kicker,
.about-label,
.about-kicker,
.contact-label,
.contact-kicker,
.detail-label,
.detail-kicker,
.service-area-heading > span,
.partner-kicker,
.partner-label,
.term-eyebrow,
.term-label,
.gallery-heading-row > div > span,
.gallery-story span,
.gallery-item-copy > span,
.site-enquiry-kicker,
.site-enquiry-card-head > span,
.health-label,
.health-kicker,
.motor-label,
.motor-kicker {
  color: var(--brand-gold-dark);
}

.primary-btn,
.site-enquiry-submit,
.partner-btn-primary,
.term-btn-primary,
.health-primary-btn,
.motor-primary-btn,
.contact-submit,
.about-btn-primary,
.detail-primary-btn {
  color: #ffffff;
  border-color: var(--brand-gold);
  background: linear-gradient(105deg, var(--brand-navy), var(--brand-navy-light));
  box-shadow: 0 14px 30px rgba(7, 20, 79, 0.22);
}

.primary-btn:hover,
.site-enquiry-submit:hover,
.partner-btn-primary:hover,
.term-btn-primary:hover,
.health-primary-btn:hover,
.motor-primary-btn:hover,
.contact-submit:hover,
.about-btn-primary:hover,
.detail-primary-btn:hover {
  color: var(--brand-navy);
  background: var(--brand-gold);
}

.stats-band,
.home-page .stats-band {
  border-top: 4px solid var(--brand-gold);
  border-bottom: 4px solid var(--brand-gold);
  background: linear-gradient(100deg, #040d38 0%, #07144f 56%, #10246f 100%);
}

.stats-band strong,
.home-page .stats-band strong {
  color: var(--brand-gold);
}

.loan-card:hover,
.product-card:hover,
.bank-card:hover,
.service-area-card:hover {
  border-color: var(--brand-gold);
  box-shadow: 0 22px 46px rgba(7, 20, 79, 0.14);
}

.loan-meta b,
.hero-pill,
.section-heading span,
.apply-copy span,
.testimonial-band span {
  color: var(--brand-navy);
  border-color: rgba(255, 184, 0, 0.35);
  background: var(--brand-cream);
}

.site-enquiry-section,
.partner-benefits,
.partner-process,
.partner-faq,
.gallery-story,
.term-claim,
.health-section-soft,
.motor-claim-guide {
  background: linear-gradient(135deg, #fffdf7, var(--brand-cream));
}

.site-enquiry-form input:focus,
.site-enquiry-form select:focus,
.site-enquiry-form textarea:focus,
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--brand-gold);
  box-shadow: 0 0 0 3px rgba(255, 184, 0, 0.14);
}

.site-enquiry-captcha-row label strong {
  color: var(--brand-navy);
  border-color: var(--brand-gold);
  background: var(--brand-cream);
}

.partner-center,
.term-shield,
.term-process-line strong {
  background: linear-gradient(145deg, var(--brand-navy-light), var(--brand-navy));
}

.partner-profiles,
.partner-cta,
.gallery-hero,
.term-cover-plan,
.term-critical-card,
.term-consultation,
.health-cta,
.motor-office-section {
  background: linear-gradient(120deg, #040d38, #07144f 62%, #10246f);
}

.partner-profiles .partner-label,
.partner-cta span,
.gallery-hero-inner > span,
.term-cover-plan .term-label,
.health-cta span,
.motor-office-section > div > span {
  color: var(--brand-gold);
}

.gallery-filters button:hover,
.gallery-filters button.active {
  color: var(--brand-navy);
  border-color: var(--brand-gold);
  background: var(--brand-gold);
}

.footer {
  border-top: 4px solid var(--brand-gold);
  background: #040a25;
}

.footer-contact-row span,
.footer-info > h2::before,
.footer-info article > span {
  color: var(--brand-gold);
  background: rgba(255, 184, 0, 0.12);
}

.footer-info > h2::before {
  background: var(--brand-gold);
}

.footer-info article {
  border-color: rgba(255, 184, 0, 0.18);
  background: #08133e;
}

.footer-link-panel {
  border-color: rgba(255, 184, 0, 0.16);
  background: #050c2d;
}
.floating-enquiry-backdrop {
  position: fixed;
  z-index: 1198;
  inset: 0;
  visibility: hidden;
  opacity: 0;
  background: rgba(4, 16, 49, .42);
  backdrop-filter: blur(2px);
  transition: visibility .28s ease, opacity .28s ease;
}

.floating-enquiry-backdrop.is-open {
  visibility: visible;
  opacity: 1;
}

.floating-enquiry {
  position: fixed;
  z-index: 1200;
  top: 50%;
  right: 0;
  width: min(410px, calc(100vw - 62px));
  transform: translate(100%, -50%);
  transition: transform .32s cubic-bezier(.2, .75, .25, 1);
}

.floating-enquiry.is-open {
  transform: translate(0, -50%);
}

.floating-enquiry-tab {
  position: absolute;
  top: 50%;
  left: -52px;
  display: flex;
  width: 52px;
  min-height: 190px;
  align-items: center;
  justify-content: center;
  gap: 11px;
  padding: 15px 8px;
  transform: translateY(-50%);
  border: 0;
  border-radius: 18px 0 0 18px;
  color: #fff;
  background: linear-gradient(180deg, #3e5bff 0%, var(--brand-navy, #0a1952) 100%);
  box-shadow: -8px 12px 30px rgba(9, 28, 86, .28);
  cursor: pointer;
  font: inherit;
  font-size: 14px;
  font-weight: 900;
  letter-spacing: .035em;
  writing-mode: vertical-rl;
  transform-origin: center;
}

.floating-enquiry-tab:hover,
.floating-enquiry-tab:focus-visible {
  background: linear-gradient(180deg, var(--brand-gold, #ffb800), #e59400);
  outline: none;
}

.floating-enquiry-tab-icon {
  font-size: 22px;
  line-height: 1;
  writing-mode: horizontal-tb;
}

.floating-enquiry-panel {
  max-height: min(760px, calc(100vh - 30px));
  overflow-y: auto;
  padding: 27px 26px 24px;
  border: 1px solid rgba(255, 184, 0, .35);
  border-right: 0;
  border-radius: 24px 0 0 24px;
  color: #152246;
  background: #fff;
  box-shadow: -20px 25px 55px rgba(4, 22, 66, .24);
  overscroll-behavior: contain;
}

.floating-enquiry-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
}

.floating-enquiry-head > div > span {
  color: #a76d00;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .15em;
}

.floating-enquiry-head h2 {
  margin: 4px 0 0;
  color: var(--brand-navy, #0a1952);
  font-size: 29px;
  line-height: 1.1;
}

.floating-enquiry-head > button {
  display: grid;
  width: 37px;
  height: 37px;
  flex: 0 0 auto;
  place-items: center;
  border: 0;
  border-radius: 50%;
  color: #fff;
  background: var(--brand-navy, #0a1952);
  cursor: pointer;
  font: inherit;
  font-size: 25px;
  line-height: 1;
}

.floating-enquiry-copy {
  margin: 11px 0 18px;
  color: #64708a;
  font-size: 13px;
  line-height: 1.55;
}

.floating-enquiry-form {
  display: grid;
  gap: 12px;
}

.floating-enquiry-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 11px;
}

.floating-enquiry-form label {
  display: grid;
  gap: 6px;
}

.floating-enquiry-form label > span {
  color: #33405f;
  font-size: 11px;
  font-weight: 850;
}

.floating-enquiry-form input,
.floating-enquiry-form select,
.floating-enquiry-form textarea {
  width: 100%;
  min-height: 43px;
  padding: 9px 11px;
  border: 1px solid #d1d8e7;
  border-radius: 10px;
  outline: none;
  color: #18244a;
  background: #f9fbff;
  font: inherit;
  font-size: 13px;
}

.floating-enquiry-form textarea {
  min-height: 68px;
  resize: vertical;
}

.floating-enquiry-form input:focus,
.floating-enquiry-form select:focus,
.floating-enquiry-form textarea:focus {
  border-color: var(--brand-gold, #ffb800);
  box-shadow: 0 0 0 3px rgba(255, 184, 0, .15);
}

.floating-enquiry-captcha {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: end;
  gap: 11px;
}

.floating-enquiry-captcha strong {
  display: flex;
  min-height: 43px;
  align-items: center;
  justify-content: center;
  border: 1px dashed #d4a633;
  border-radius: 10px;
  color: var(--brand-navy, #0a1952);
  background: #fff9e8;
  font-size: 16px;
}

.floating-enquiry-form .floating-enquiry-consent {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 8px;
}

.floating-enquiry-consent input {
  width: 16px;
  min-height: 16px;
  margin-top: 1px;
  accent-color: var(--brand-navy, #0a1952);
}

.floating-enquiry-consent span {
  line-height: 1.4;
}

.floating-enquiry-submit {
  min-height: 47px;
  border: 0;
  border-radius: 11px;
  color: #fff;
  background: linear-gradient(100deg, var(--brand-navy, #0a1952), #19367f);
  box-shadow: 0 12px 26px rgba(10, 25, 82, .22);
  cursor: pointer;
  font: inherit;
  font-weight: 900;
}

.floating-enquiry-submit:hover,
.floating-enquiry-submit:focus-visible {
  color: var(--brand-navy, #0a1952);
  background: var(--brand-gold, #ffb800);
  outline: none;
}

body.floating-enquiry-open {
  overflow: hidden;
}

@media (max-width: 620px) {
  .floating-enquiry {
    top: 50%;
    width: calc(100vw - 50px);
  }

  .floating-enquiry-tab {
    left: -47px;
    width: 47px;
    min-height: 164px;
    border-radius: 15px 0 0 15px;
    font-size: 12px;
  }

  .floating-enquiry-panel {
    max-height: calc(100vh - 18px);
    padding: 22px 17px 20px;
    border-radius: 18px 0 0 18px;
  }

  .floating-enquiry-grid,
  .floating-enquiry-captcha {
    grid-template-columns: 1fr;
  }

  .floating-enquiry-head h2 {
    font-size: 25px;
  }
}